Reviews
Average client rating
4.9/5 From 362 Reviews
Rob is the best broker you could find He understands your needs and always has your best interests at heart when making decisions. I couldnt recommend him enough, I wouldnt go to anyone else.
I have known and worked with Rob for over a decade
Rob is an outstanding Broker - a thorough professional in his field His focus, attention to detail, and genuine care and empathy for his customers is incredible. A mortgage is one of the biggest and increasingly complex decisions people have to make. It is also deeply personal and delves into your personal finances Rob understands this, manages this and guides you through the process in an efficient and yet candid way.
He is a first rate professional, a trustworthy person and someone you can absolutely trust to be in your corner and deliver the best result for you He comes with my highest personal recommendation
Robert went above and beyond in helping us secure our new mortgage, nothing was too much trouble or a problem. Provided lots of communication along the way to keep us informed of what was happening and answered all questions we asked. Would highly recommend Robert to anyone who is looking to refinance or looking to get a loan.
Robert was very personable and efficient. He managed to secure funds for us in a very short timeframe and helped us with many other aspects of our property purchase.
I will definitely use his services again if I have need of a Mortgage Broker in the future.
Many thanks
Melchior Martin
Robert Costabile has given me excellent professional advice to obtain my new home loan. He gave me the right amount of information to make my choice of loan provider. Robert was prompt to reply to any questions that I had. He followed through to Settlement date and made sure everything was done. Best of all, Robert set me up with the best loan rate
Robert Costabile was an excellent advisor and supportive through a difficult process. I will continue to utilise his services.
I am so grateful for Lou ‘s assistance , he went above and beyond his duty to make sure my house is settled on time . Lou is always helpful , professional and have the best interest of his client at heart . Highly recommended.
I can highly recommended Lou Costabile at Smart choice . He is always helpful , professional, go above and beyond to make sure his clients needs are met . I am so glad I have engaged Smart choice s service over the years , they have made the mortgage process so much easier . Thank you from the bottom of the heart
Efficient, professional and courteous customer service. Would highly recommend.
Efficient, courteous and professional customer service. Would highly recommend.
Can’t speak highly enough of the service provided by Robert Costabile. Game changer.
Our Smartline adviser, Lou helped us achieve the best loans and offsets for our situation. He went above and beyond in every aspect. All the worry was taken out of our hands and he dealt directly with the banks, ensuring our refinance went without a hitch.
Robert Costabile provided a great customer service. He was very helpful and understanding of our questions and need.
Robert was absolutely amazing - I feel like we are family now after so many great conversations and his attention to detail was 100%. I'm eternally grateful for his help and support. I would recommend Robert and Smartline to anyone who asked! Cheers Mike
Rob made everything easy for us and explained everything perfectly clear thank you very much
As always Robert exceeds my expectations when it comes to advice, guidance and delivering an optimal mortgage solution for myself and Paula. His communication is exemplary, an ability to get things done and the confidence he provides us make this a seamless and painless process. We couldn’t be happier having Robert and Lou in our corner.
Lou, Robert and Diane were fantastic to deal with. They took the time to understand our needs and recommend viable solutions. Lou, in particular, went out of his way to work through things with us and provided exceptional service. The Smartline team has been a dream to deal with. Thank you.
Robert was very efficient and passionate about facilitating the most favourable option for my home loan. Very happy.
couldn't have asked for anything more
Fantastic service would be happy to recommend the services.
Second time dealing with Robert and Lou, and once again were fantastic to deal with. Both Rob and Lou went above and beyond to make sure we knew what was happening with switching our loans and made things incredibly simple. Thanks Gents!
Lou was an absolute gentleman and what he promised he delivered
Robert was extremely helpful and made the entire process a lot easier for us.
He also found exactly what we were looking for with our home loan.
Definitely exceeded all expectations.
Lou was great to work with. He took the time to explain everything even when I thought I was asking lots of silly questions. His experience and guidance was well appreciated. I have no hesitation in recommending Lou to my friends and family.
Rob went above and beyond to help provide us with the information and confidence we needed to purchase an investment property. We had a bad experience early on with another broker and were very pleasantly surprised when we came across Rob through other recommendations and found out what an incredible broker can really offer! Rob helped explain everything in understandable terms, was always available and helped make a possibly stressful situation of buying an interstate investment both seamless and enjoyable! Thanks so much to Rob and the Smartline team for all their help! Would (and have) recommended to all of our family and friends and anyone looking for a great broker who will go above and beyond to get the best outcome for you!
Really easy and smooth process.
My children and their friends had all worked with Rob for their first and sometimes second home loans and had all raved about the exceptional service they received. When I decided to refinance it was great to work with someone who came highly recommended. Rob is very prompt in his responses, he is thorough and communicates and helps you through every step. I would highly recommend Rob.
Hey,
I don't normal spend valuable time filling in surveys, however we were recommended by a close friend to give Robert Costabile a call...and I do so just to 'tick it off'... however Rob was amazing.
The way he was so responsive to emails/text/phone calls was incredible. It was some of the best customer service going around.
The product he recommended was perfect for our particular needs. I will be recommending Rob to my friends and colleagues.
Great stuff Robert.
What an amazing service, like wow! Robert and team went above and beyond as our mortgage broker for our recent investment property, so much so that I can’t wait to re-engage him to look for loan onions for our next property purchase. He was always very fast to respond to questions, sometimes even when those questions were fired away at all hours of the evening and weekends. Our extended search for the right property resulted in us requesting many property reports, to which Robert was only too happy to assist each time. He would highlight the pros and cons for each property in question and give clear guidance on our loan options we had for each. Looking forward to working together with Robert and the team long-term so that we can build our wealth through our property portfolio.
Always great working with Lou and Robert - they know their stuff and are extremely supportive and helpful in getting the loan finalized. A pleasure to have these guys in your corner
Rob was incredibly professional, consistent and was happy to assist us for the 4 years we've known him. He was very knowledgeable and has a deep understanding of what is required for each of his clients. Im really happy we had Rob on our side. 10/10 service
We honestly felt like we hit the jackpot with Robert. We are beyond grateful for his support throughout our entire home loan journey. Robert was always responsive, honest, thorough and supportive. He explained the process every step of the way, and we felt confident in being able to make both bids at auction and private offers. We highly recommend Robert, and have already done so to fellow first home buyers, friends and family. Thank you Robert!
It was an absolute pleasure to work with Robert on my mortgage journey. He has a great wealth of knowledge and experience and was constantly on top of everything from start to finish. I Would happily recommend his services to anyone and I look forward to working with him again in the future.
Robert has been great
Rob was absolutely amazing throughout the entire process! He went above and beyond, exceeded all expectations, I could not recommend Rob and my experience at Smartline highly enough!
Rob was incredible from the start of the plan through to settlement! He explained everything, answered every question and was prompt to respond! Second time dealing with Rob, and it won’t be the last!
I have worked with Lou and Robert Costabile on many property purchases over the last 6 years. It is always a pleasure and I will continue to use their services for all my future needs.
Rob is part of our family, he genuinely cares and we are so grateful to have him in our corner! Thank you for helping us make our dreams come true!
Service was amazing through out the whole process. As a first home buyer the support received from initial enquiry to settlement and post settlement was fantastic and made the whole process easier than managing myself.
Robert is a very dedicated customer oriented advisor. Very lucky to have him as our mortgage broker.
Robert was great, proactive in keeping me informed and as importantly we are saving $
Rob once again came through for us and negotiated a fantastic interest rate. The whole process couldn’t have been smoother and we are very satisfied with the outcome. I would have no hesitation recommending Rob to others. Thanks again????
Robert was absolutely fantastic in keeping us informed with what information we needed to provide, how to interpret the sometimes confusing process of home loans. Even during Covid times, he was available with video calls and always just a phone call away. The documents they made up for us to break down how much we could borrow and what repayments would look like was very accurate and easy to understand.
We highly recommend smartline, specifically Robert and Lou Costabile.
Lou was very informative and responsive throughout the whole process. We felt so well looked after. Highly recommended.
Robert is very attentive and helpful. I'm very happy I was referred to Smartline!
Rob Costabile has advised me once before and again, this time, his advice was clear, structured and transparent. Rob makes this process easy. Trevor G.
We have been working with Lou for over 10 years and have formed an incredibly trusting relationship over that time. I know that Lou will always have our loan applications taken care of. He has an intimate knowledge of the banks and lenders.
Rob was absolutely brilliant, I will be recommending his service to my friends and family. We have worked with Rob before and will always be our first contact when considering a new loan or refinancing. Thank you Rob for your hard work and Dedication
Couldn’t be happier with the exceptional service provided by Robert. Always goes above and beyond to achieve the optimum outcome for us.
So easy to deal with and stress free!
Always a pleasure working with Lou and Robert!
Robert is very prompt, professional and knowledgeable
Lou and Robert covered everything for us. They were honest and extremely knowledgeable, always professional and above all they actually cared and considered our requirements throughout the whole process. Highly recommend them!
Lou & Robert could not have been more helpful. They challenged the banks to provide us with the best product which we received. Would highly recommend Lou & Robert to anyone. Grant H
Great service and customer support, which will provide us with a far stronger financial position. Thanks Lou
Robert has been exceptional throughout the whole process of buying my first home. I could not recommend his services more highly. Thank you, thank you Robert ??
Rob is a really proactive broker. He is always there when you need him, genuine and easy to deal with. We have, and will continue to recommend Rob to others.
Rob did an amazing job of helping us refinance the house and set us up for a successful future. He was always happy to have a chat when the timing suited us, and worked to meet our tight deadline. I would recommend him, as I already have! Thanks Rob!
Rob was amazing to deal with. Very knowledgeable, efficient and happy to help out with all of our needs no matter the day or time.
Lou and Robert made the process of getting our first loan super easy and stressfree. They communicated with us regularly and were always available for questions we had. Very happy with the service!
Rob's efficiency and professionalism surpassed my expectations. With his support and knowledge, the process of obtaining a mortgage seemed simple and relatively stress-free. I could not recommend Rob and Smartline more highly.
I cannot recommend Lou and Robert Costabile enough, they have been very helpful and efficient throughout my whole loan process. I feel I have achieved the best result for my circumstances.
I would highly recommend Robert! He responded to all my inquiries and kept me up to date with the loan process. The service you get from Robert is very professional.
So helpful during what is always a very stressful process.
What a fantastic experience we have had with Smartline. The professional and personal service we received want far beyond our expectations. The process was stress free and simple and we will highly recommend the service going forward
Robert was excellent and provided superior customer service. Well done Robert
A nice balance of friendly and assertive service
Robert and Lou were extremely knowledgeable and helpful, with straightforward explanations and always available to assist. They came up with a creative and achievable loan solution to help me afford the perfect first home.
We had cut it fine by buying before we sold and then COVID hitting, which was a very stressful situation. Rob was brilliant, right with us through the whole thing working hard to see us through it with a good outcome. Fantastic to deal with.
We have been dealing with Lou and Robert Costabile for years, Rob handled things for us this time round and did a fantastic job. We were able to secure what we needed and more. With the delays due COVID-19 Rob’s communication was exemplary. Top Job!
I’ve recommended Rob to my family and friends. He always has my best interests in the forefront of his mind. He is efficient and nothing is too much! I am grateful to have Rob as my mortgage broker! He always goes above and beyond for me!
Robert was sensational! His turn-around times were next level. He would respond to each email within a few minutes (greatly appreciated). I cannot recommend him enough. Thank you!!
Robert & Len were so knowledgeable on products available to meet our complicated situation and provided options to suit our requirements. Thank you so much for all your help and support during our land purchase.
Robert and Lou were great! Attentive and always prompt to respond, they helped us navigate what would have been a confusing loan experience for us as first home buyers. Thanks guys!
100% recommendations to get advice and to work with.
My adviser went over above to act on my behalf and interacting with the banks. They kept me updated at all time with the progress and any delays or issues as they progressed. I would recommend to anyone looking for a mortgage broker!
Lou did a amazing job ??
Robert was wonderful to deal with. He always had our best interest in mind and we felt we could trust him.
Very professional and knows the business which took a lot of the stress off us.
Highly recommend!
From the first meeting with Lou and Rob, Shanae and I felt extremely comfortable that they would work with us to find the best available deal. Rob's attention to detail and responsiveness to questions is extraordinarily punctual. Rob was, and continues to be a fantastic resource from the start of our six month journey of purchasing our first home to our first months in the home. In terms of customer experience, Rob should be commended as I would rate it as completely first class.
Excellent, very professional service. Great job Robert!
They did all possible to make the process easy and visible at all stages. Highly recommend.
Lou and Robert Constable were very helpful and quick with information. They far exceeded my expectations as I thought, with my circumstances it would be difficult. But they have been helpful all along through the process and have recommended them to my son and daughter-in-law.
Extremely easy, very professional and will use again! Thank you ??????
I had a great experience with Rob and am so grateful for his expertise and helpful advise through the whole process. He was always available to talk to and made me feel reassured and comfortable with every decision made. I highly recommend Smartline and Rob.
Working with Lou and Robert is a absolute pleasure. I have a very messy and complicated setup and nothing was too hard. I achieved better than expected refinance and am happy to recommend both Lou and Robert to anyone in the future
Outstanding service, have worked with Lou and Rob for about 13 years now and the service is always consistently great, prompt and with great delivery. Thanks for your effort guys.
Robert guided me through the whole process which was seamless - I was impressed by his professionalism, his advice & found him to be genuine & committed to ensure that I received the best to suit my needs. I have already begun the process of informing my family & friends to contact Robert
Rob and Lou have been outstanding in helping us through the sale and purchase of our new home as well as choosing and guiding through the hectic home loan process. Rob took all our worries and stress away leaving us to enjoy the process and our new home. Highly recommend them. Would not use anyone else!
Our experience with Rob was seamless. He guided us through the process of re-financing our loan on a tight time frame and exceeded our expectations. His extremely professional yet friendly manner matched his knowledgable and confident approach. We couldn't be happier with the service from Smartline.
Rob was the best from start to finish
Over the past 20 years I have financed or refinanced approximately 6-7 times. From the first phone conversation with Rob, this was a relaxed and easy process and swifter than anything I have previously experienced. Working with Rob has freed up monthly finances for me in a life changing way!
Robert and Lou were fantastic and a pleasure to deal with. They were extremely helpful and I would certainly use them again and recommend them to others!
Robert made the process of changing homeloans so easy. He was informative and listened to my questions and queries. The process went very smoothly because of his attention to detail and care. I'll be sure to recommend Robert to others.
rob is easy to talk to, fantastic guy very helpfull
Robert has without doubt made the process of getting a home loan incredibly smooth and trouble free. A true advocate for the customer, Roberts patience and results focussed approach meant we always felt informed and comfortable. I wouldn’t hesitate to recommend Robert (and Lou) to friends and family. He is a true credit to Smartline and we couldn’t be happier.
Outstanding service and advice.
Lou was very knowledgeable, professional and efficient . The process took longer than I expected . Would be helpful if I was keeping informed of the progress more regularly.
Lou & Robert Costabile are fantastic no improvements required
Robert and Lou were excellent. They worked diligently to get me the best loan to suit my needs as a business owner and kept me informed at every point along the way. I have already recommended them to several friends.
What an amazing experience. There is no way we would have been able to navigate through the home loan process without Robert’s help. With a non typical application we did not make for a straight forward and easy case. Robert was able to help us through everything step by step with clarity, helping provide the outcome in allowing us set up our future and purchase our dream house! We highly recommend Robert and his professionalism and care.
Excellent and friendly customer service. Very knowledgeable and explained everything very well.
Quick turn around for our refinancing and communication with Rob was easy and constant. Very Happy Customer!
Very personable, friendly and professional approach. Thanks Lou and Robert!
I felt supported throughout my house search. Smartline provided me with advice and were always ready to answer any of my questions (even on weekends). I really felt like I could rely on them and trust them. Because of them, I had a very positive experience.
Rob and lou were great to deal with responsive and knowledgeable. I have referred them onto friends and family.
Lou and Robert made the whole experience of buying my first property much easier and clearer than I could've expected. I have already recommended them to friends looking to buy
Lou was amazing his persistence what we required was amazing thank you Lou
Rob was fantastic the whole way through our home loan process . I couldn’t speak more highly of his efforts, I would recommend him to anyone looking to take the hassle out of applying for the right home loan. Thanks again Rob you are the best. Cheers Adam
Lou and Rob Constable went above and beyond when helping me secure my home loan. They were very informative, knowledgeable and generous. They displayed a vast amount of knowledge and were able to explain and break down everything into digestible pieces of information. They were contactable at all times and helped me find a tailored solution when we were working through some issues with the banks. 10/10 in all areas!
Lou and Robert provide excellent service and care. Highly recommended..
Rob made the whole process so easy for me - couldn’t have done it without his support
I dealt with Robert Costabile. He was fantastic. Cannot recommend highly enough. He went the extra miles to get my loans sorted and everything went through without a hitch.
Very very happy!
Robert took all the stress and effort out of securing a home loan for my first home purchase. I'm very grateful for the hard work he put into my application and liaising with the bank.
rob went above and beyond to help us I cant thank him and lou enough
We loved the efficiency, ease of communication, thorough understanding and motivation to find us the best solution. Will recommend to others with confidence.
Robert was fantastic and very easy to deal with. His communication was second to none amd kept me informed every step of the way. Would highly recommend him. Well done.
Lou has been brilliant to deal with. He has made it all very easy for us. Great support and explains everything thoroughly. He is always contactable and responds to messages and emails promptly. I would recommend Lou to family and friends.
Lou and Robert have been absolutely invaluable throughout the process of refinancing our Home Loan with another institution and also securing funds for a renovation. Great guys who know how to get the job done and genuinely have the optimal customer experience at heart. Can’t speak highly enough of them.
Rob was amazing from start to finish! I felt like I didn’t need to stress over anything as he was clear in everything we had to do! Legend!!
Rob was fantastic.
Always available and reliable in keeping us updated and informed of progress.
Would highly recommend
Outstanding service and advice.
Friendly, easy to talk to and explains things in terms that are easy to understand.
Robert was very responsive and offered good advice throughout. Seeking to first understand our need/ situation and then suggest a solution. We always felt like we were in safe hands. Thanks again!
Robert is very knowledgeable but most importantly always contactable and available to answer any questions. Really good service!
Bloody champions these guys, couldn't have asked for better service...These guys really care!
Everything was explained very thoroughly and the process went through hassle free which brought peace of mind. Thank you.
Lou & Robert Costabile were very helpful.
I would definitely recommend them to all.
They took time to explain step by step at times that suited me and they were in constant contact to keep me updated with the progress. Very knowledgeable, honest & trustworthy worthy.
Both Lou Costabile and Robert Costabile were very helpful and always available when I had a query.
Please change your " The name of the Adviser that assisted you" so you can choose more than one adviser.
Thank you
This is the only way going forward I will ever do anymore form of financing. Lou and Rob handled the banks on my behalf and it gave me a lot more peace and assurance that the job gets done professionally and harmoniously. I will and have recommended to my friends and peers Lou at Smartline
The loan transfer was quite difficult and took some time, though thanks to the persistence and professionalism of Rob, I now have better Interest rate on my loan, improved financial stability and a little extra $ to enjoy with the kids
Robert did a great job. No question was too hard.
Thanks to all of the work Rob did for us, we didn't think buying our first home would be so easy.
Great service awsome resolve super service thanks rob your awesome
Just wanted to say a quick thank you to both Lou and Rob, for their continued efforts to help us through the daunting experience which was buying our first home. They were always available to chat about any questions we had and worked hard to meet the short settlement time that the vendor required. Thanks again! Stefan and Jane.
We have used Lou on and off for many years now and each time he has come through with an excellent result for us. He always goes that extra mile. We have recommended Lou to other friends and will continue to do so and they have also been very happy with him.
Lou is a great bloke. He walked us through the process and was there when we had questions.
Thanks Lou for great service. We will definitely recommend Lou to everyone we know!
Thanks again for your ease of manner and professionalism!
Lou was amazing. He worked tirelessly to ensure the best outcome for us and we are extremely appreciate.
I really appreciated being kept in the loop about the progression of the loan right through to the call confirming completion. And also for the prompt and informative manner of addressing all my questions.
The service my husband and I received from Lou Costabile was prompt extremely friendly and thorough.
Highly recommend his friendly service.
Robert was fabulous with my goal to consolidate. I needed more financial freedom & that's exactly what's happened thanks to his know-how, dedication & thorough workmanship. Thanks Robert.
He was with us every step of the way.
Lou was fantastic from start to finish
Made the whole process seamless and trouble free and he got the bank to deliver on all promises
I will be recommending him to all my clients with similar needs
I now have exactly the type of loan arrangements that I wanted at a much better rate than previous and all that with a very favorable result on the upfront fees
Thanks Lou !
Great customer service which unfortunately is lacking in the majority of major banks. I have and will continue to recommend Lou Costabile from Smartline to family and friends.
Lou is awesome. We love him.
Smartline advisor Lou Costabile patiently and thoroughly explained the entire process and gave me comfort I was always making the right move from start to finish. Would highly recommend. Cheers Lou!
Lou Costibile from Smartline was an absolutely wonderful mortgage broker. With so many different types of loans, rates and packages available, Lou looked at exactly what we needed and found the best for us at an extremely competitive rate. Whilst buying a house should be a very stressful time, Lou put our minds at complete ease by answering every question (even the silly ones!) with kindness, a sense of humour and professionalism. We really appreciated his advice, particularly with his many years of knowledge in the property and banking world. We would recommend Lou from Smartline to anyone looking at purchasing property and loved being his clients. Thank you Lou!
Lou's wealth of knowledge and the help he gave us was invaluable in purchasing our first home. He is fantastic at what he does and would recommend him to anyone looking for mortgage help and advice.
Lou was informative and was able to explain technical information about home loans in the easiest of ways. He was extremely helpful and found the best home loan to suit me and my financial situation. Thank you!
Lou was fantastic. He was very helpful with any questions and made sure I understood everything, no question was a silly quesiton. Lou was also very available and went the extra mile.
We received great a great service from Lou. He was flexible and accommodated for our specific requirements. Many Thanks.
Lou was great to deal with, gave us the best options for our situation and helped us get the best deal.
In his dealings and ability to get the job done right and quickly, Lou is an exemplar.
Lou Costabile has great people skills, he works very closely with his clients and he is a great guy.
Lou was extremely diligent from the onset, he was obliging without obligation. Lou is in my opinion an asset to your business.
Awesome service!
Lou has been wonderful throughout this process. He has guided us to ensure we make the best decisions for us. He has been supportive, friendly, professional. We definitely recommend Lou every chance we have. Thanks again
We have no hesitation in recommending Lou Costibile for all your mortgage requirements. Professional, prompt and reliable, our only regret is that we didn't seek his services sooner. Financially, we are now on the right track. Thanks Lou!
very professional, the little things that count.
Thank you for helping me buy my first home! Doing this for the first time seemed so confusing but found so much help from smartline and they were able to answer all my questions in ways I was able to understand. Thank you
Lou's approach is personal and he went the extra mile for me. I can trust that Lou will get the best and right product for me.
Lou was a really patient and informative broker that made us feel comfortable and helped us understand what was involved in purchasing our first home. We never felt rushed, and appreciated his honesty. He was polite and professional and was available to help us at any stage, even after hours on two occasions. Nothing was ever a drama or a hassle and he ensured everything just went smoothly which is what we wanted from the start.
Lou was most approachable and understanding. He always got back to me if he wasn't available when I called.Felicity Cockayne
Lou was always contactable & answered all questions in terms we could understand. He always travelled to our home to discuss any matters with us which was fantastic as we have a young child so it's not always easy leaving the house around nap times etc. Have passed his details & recommended him too many friends already.
Definitely will be using Lou for our next property. Thanks again for all your assistance through this process. Regards, Ryan and Allison.
We have utilised Lou on a number of occassions and have strong recommend him to family and friends. Very professional and upfront.
Lou was excellent. In particular, he is great at explaining relatively complex loan structures in a simple and easy to understand manner. I'd strongly recommend him to any friends and family looking for home finance, and already have.
Lou was absolutley fantastic. He was so organised and made things happen for us. We are saving so much over the month ad also recieveing better service through our new bank. We have referred two couples on to him and they are happy also!
This is the second time I have used smartline and this is the second time I have been impressed, thank you Lou
I would like to thank Lou Costabile for his excellent service, experience and dedication throughout the whole loan process. His friendly manner, wealth of information and advise on money matters positions Lou ahead of the rest. We are extremely happy with the product offered and interest rate. I would recommend Lou Costabile any time. Thankyou Lou !!!
Lou is brilliant, customer service second to none.
Friendly and prompt service.lou also updates me on a personal level
Lou has been a fantastic adviser and very generous with his time and advice. Thank you Lou
Lou provided a great service and I would happily recommend him to family and friends
My partner and I had no experience in real estate.Lou helped us immensely and gained our trust immediately with his expert advice and friendly attitude. We couldn't feel luckier to have had such guidance through the process of buying our first hom.thank you!
Prompt. Professional. Thorough. Ethical. Already referred to my family.
Lou is very personable and is very considerate of his client's needs
As far as we're concerned, Lou Costabile is the only choice for mortgage advice! Jess and I are grateful for all your support. With thanks, Kieran.
I was very Pleased with the way my adviser conducted everything. I've already recommended to few friends and if I will need to, I will certainly go back to Smartline. Thanks
Lou made selecting the best loan for me and made the steps organising it simple.
Outstanding service, Lou from Smartline was always contactable and helpful and also kept in mind the financial impact of decisions that we make through the loan process to minimise debt. We have now had 3 loans done through Lou and always a great experience. Great friendly service, highly recommended.
Lou is great. This is the second time I've had dealings with him and smartline. Lou's ability to get things done with energy and professionalism is fantastic. I can confidently recommend Lou and the team at smartline.
From our initial meeting Lou took the reins and made the application process so seamless for us. Very efficient, exceptional service, kept us informed all the way. A great outcome. Greatly appreciated. Thanks Lou.
I was so happy with the service I was given. Lou always discussed everything clearly and was very approachable. I have recommended him to my friends and I am sure they will be just as happy with his service as I was. Thank you!
very good service thankyou
Lou was recommended to us by another friend, who now many of our friends have used. He 'dumbs' the financial jargon down so that it all makes sense, whilst never riduculing us for lack of knowledge. Furthermore, he was always contactable and met all expectations and deliveries we expected of him. He is a great Financial Advisor for choosing the right loan. Thanks,
Natalie
Living in London, it wasn't a problem getting in touch with Lou and everything was very smooth as far as long distance mortgage advice goes. Great job!
Lou Costabile was fantastic to deal with - kept me up to date the whole way through. Will definately refer/recommend his services to family and friends.
Brilliant advice, efficient service, very happy with the outcome - thank you Lou
I have worked with Lou for many years now and he has always been there when I need him. His professional advice as well as exceptional level of service truly makes him stand out from all other Mortgage Brokers I have known.
I cannot speak highly enough of Lou. He is professional, astute & exceptionally knowledgeable about what product would match my needs in the short & long term
The service provided by Lou Costabile was impeccable. He has been professional and courteous throughout the entire process and his subject matter knowledge is extensive. Nothing was too much to ask of him and he went above and beyond the call of duty to ensure we received the best loan. He took care of everything and it was wonderful not having to deal directly with the bank!!
Lou was very helpful in explaingin the whole loan process and how the bank work from the very start in every detail even a few times over if i had questions, he was helpful in making me understand how i would have to proceed and his advice and help was always at ready. The whole process was a smooth experience and I would strongly recomend him to my family and friends.
Appreciate Lou's hands on approach and commitment from being of process to end and then follow-up. Angus Urquhart
This is the 2nd time we have used Lou to assist in buying a property. If we make it to 3 we will be calling again.
Lou, is a great Adviser keeping us informed every step of the way and making sure we are across all the details by going out his way to show us. Thank you, highly highly recommended Lou to any buyer.
Lou made the process of finding the right home loan as easy as 1,2,3! He was genuine and caring being totally focussed on my needs. His initial contact was prompt, and his research and follow up informative, considerate and timely. Nothing has been a trouble for Lou - a lovely man and absolute expert in his field.
Great service, thanks
We have already recommended Lou to a number of our friends and he has also provided them with outstanding service and given them a comfort level that they are no longer anxious about their financial affairs. We love him.
We have already recommended Lou to a number of our friends and he has also provided them with outstanding service and given them a comfort level that they are no longer anxious about their financial affairs. We love him.
Lou is always very helpful, informative, and provides the best products for our needs. We always reccomend him to our friend and family and will definately continue to do so. Thank you Lou!
Life is a gift. I prefer to Celebrate this gift by giving and receiving Service. So wonderful to be on the receiving end. Thanks Lou
The service I received was exceptional. Lou was very caring, however made certain you understood that what 'smartline' entailed.
We are so grateful to our Accountant for referring us to Lou Costabile of Smartline. From our first meeting a few years ago, Lou has been our 'go to' when it comes to any financial decisions we make. Every phone call, email or text we send him, is immediately returned or followed-up. He ensured we were well-informed and felt comfortable throughout the whole process. The day of settlement on our new house, an issue arose which threatened settlement from going through. As our conveyancer and bank squabbled over whose responsibility it was to fix the problem, Lou took it upon himself to sort out the issue even though it had nothing to do with him. His sole concern was for us, his clients and it's thanks to him that settlement went through that day. We will definitely deal with Lou again and highly recommend him to anyone looking for an adviser who is professional, trustworthy and has your best interests at heart.
Nice and easy.. Very knowledgable and walked up through every step
Lou was a fabulous broker who went above and beyond what we would have expected of him in recommending a lender and getting our loan set up. We were very impressed with the service we received and have already recommended Lou to friends, one of whom has used Lou as their broker and was similarly impressed.
Lou provides exceptional service; he explains everything very clearly and we would not hesitate to recommend him to our family and friends.
Very appreciate of the service and profiessionalism recevied from Lou. Received a call from homeside representative post settlement as to the accounts that were set up; was advised that the call takes 6-7 minutes; was not in a postion to speak at that moment, was diarised for a call back, however to date have not received this call back. If you could kindly follow up.
Lou is one of the most knowledgable, proffessional and approachable financial representatives that I have ever encountered. I beleive he is a huge asset to Smartline and have enjoyed dealing with him every step of the way. Don't ever let him go!!!
Lou was MORE than helpful and informative - he went well above and beyond for us particularly at settlement when there were issues with conveyancers and banks. He was always contactable, kept us informed at all times and was an absolute pleasure to deal with!! We will be recommending Lou to our family and friends without hesitation!
Lou was a great help as we refinanced our home loan, made a number of good suggestions and we are very happy with the outcome. Only suggestion would be that Lou acknowledge that both my wife and I work in the financial services industry and therefore do not require the basic explanations that some other customers may require.
Fantastic Service. We will be referring Lou to our and friends and colleagues looking for Mortgage Broker services. Thanks again Lou.
Lou was extremely helpful and at all times was available to answer all our questions (questions that were probably minor)He made the process of getting our first homeloan extremely smooth and stress free. Highly recommend him to any of my friends.
Third time we have delt with Lou, who never disapoints.
Friendly and engaging
Lou was absolutely fantastic - we couldn't have bought our first home without his care, attention and hard work.
Willingness to explain details and provide advice was amazing. Willingness to go above and beyond to meet at suitable times was fantastic.
We have used Lou for a number of our loans and could not fault him on his service and dedication to our needs. We have and will continue to utilize his services and recommend him to friends.
EXTREMELY PROFESSIONAL AND PERSONAL SERVICE.
Lou Costabile's response has always been prompt and his manner supportive and encouraging.
Lou is a great bloke, very professional and attentive. Cheers
Lou has always been very helpful to us and I would highly recommend him to anyone else requring a similar service.
Lou was available at any time I needed to contact him, I had a lot of trouble with buying my first home. I went through 3 1st homes in 12 months. Lou got me through it.
Lou is simply fantastic!
Lou has been outstanding and we have already referred him to friends of ours and he has assisted them enormously as well.
Lou is an amazing person. He is very personable and has made this process simple and easy. We really trust in him and his advice. We have used him many times and intend on sticking with him long term.
Lou, provided a very high level of professional service. His friendly and personable nature made the process of buying our first home very pleasant.
I was very impressed with the level of service offered by my advisor. He even provided us with market evaluations of numerous properties we were looking at. I was pleased with his committment, availability, and knowledge.
I found Lou to be one of the easiest people to deal with during the whole purchase process. He provided sound advice, and was always available to chat with. His "old school" customer service was outstanding and its something thats rare in todays business
Lou kept us in the loop at all times communicating via email as we are located overseas. He was quite happy to phone us when it came time to complete the paperwork for settlement and talk us through our concerns. Communication top notch!
Being presented with a range of options from different providers without having to do hours of research myself. Lou was very knowledgable and I think found the most suitable product for me.
We have used Lou twice recently and also recommended him to our son. Highly recommend
The on going service has been really good with regular updates of the market.
Lou Costabile was really switched on to my needs as a first home buyer. He was available at short notice and explained everything thoroughly.
Lou Costable has always been just a phone call away. He is caring and we know he is working to always get the best result for us. Excellent service. Thanks.
I found Lou Costabile very friendly, helpfull and attentive to our personal needs at all times. His advise was great and very informative. I will be recomending him to any friends and family.
Lou Costable was our consultant and he made the process of our loan very stress free, his commitment to our situation and his availability was outstanding - also the fact he is a wonderful and sincere person was something that my husband and I will always
no very happy
The point I apreciated most about the service was the full management of the application process. We didn't have to do much at all.
I thought Lou was very well informed and provided great guidance throughout the stressful process. I would have also appreciated some assistance just before and after settlement to help sort out various accounts and arrangements (including the offset acco
I was very happy with the service when we were in the process of securing the loan. However after we had signed up for the loan I felt as though the service deteriorated. Further, the calculations had been done incorrectly and we were required to pay an a
Lou was fantasitc, his help was much appreciated and I would have no hesitation in recommending his services to any of my friends or family.
Lou Costabile was always available to us and very knowledgable. The process was easy and gave us access to hundreds of different loan products. Lous was professional, friendly and we felt like we were his only customers.
The fact that the consultant Lou, was always available to help in anything that was needed to finalise the loan.
Lou was very personable, helpful and attentive
He listened to our needs and then acted really well on the information we gave him
Lou was and is always very comprehensive with all aspects of lending. We are very happy with the service.
There seemed to be a discrepency between my mortagage repayments dates told to me by my consultant and the actual date it was drawn on. This caused on going problems which took a few weeks to rectify.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
