Refinancing | Mortgage Broker Croydon, Lilydale, Park Orchards & surrounds

Refinancing doesn’t have to be complicated, but with so many options available, it helps to have an expert on your side. As your local Croydon Mortgage Broker with over 20 years of experience in finance and lending, I know exactly how lenders work and where to look to find you a competitive deal.

Our free loan review service

At Mortgage Choice, we offer a free, no-obligation home loan review to see if refinancing is the right move for you. If you're not sure if your loan is still competitive, you'd like to release some equity or change lenders, our free loan review service is a great place to start!

Here's how it works:

• Review: I'll take a look at your current loan, comparing it to options from over 35 lenders - including all the major banks. With 20 years of experience in banking and finance, I know where to look when it comes to finding a loan that's competitive and right for your next step.

• Negotiation: I also review your current loan and property to see if we can successfully reprice or negotiate a better deal. As your local Croydon Mortgage Broker, I'll deal directly with the lenders to make sure they're presenting their best offer.

• Management: Together, we'll go through the costs and benefits of each option. If you decide to go ahead, I then manage the admin side of your refinancing and discharge from your current lender.

 

 

An expert negotiator in your corner

I've been working with banks and honing my skills for over 20 years - which I now use to secure a competitive deal for my clients. Benefit from years of experience and access to thousands of options.

Get in touch with Rob

  

What's the cost of refinancing?

Refinancing can come with costs such as discharge fees, application fees and government charges, depending on your current loan and the lender you switch to.

However, the potential savings from a lower interest rate or better loan features can often outweigh these costs. I’ll help you weigh up the expenses and benefits to ensure refinancing is the right financial move for you. The real question is: how much does it cost to not refinance your loan?

 

Start your journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Let's chat about your options

Whether you’re ready to take the next step or just want to explore your options, I’m here to help. I offer expert loan support by phone, video, or in person across Croydon, Lilydale, Park Orchards, Wonga Park and wider Victoria. 

Call Rob Csik on 0433 048 228 or contact us below.

Call: 0433 048 228  Contact Us