Refinancing
Your home loan has a big impact on your life. It can be quite easy to switch from one loan to another, and in doing so you can put yourself ahead financially.
Banks are competitive & the industry changes quickly, so chances are there are some great rates or features that weren't available to you before.
It’s good to know that you have the freedom to switch between different lenders & products, “as you life changes, so should your home loan.”
Let’s start with a FREE Home Loan Health Check
Our review will compare your current home loan with hundreds of others to see if we can find you a better deal.
It only takes a few minutes and could save you thousands.
A lower interest rate could save you money | Find out with our home loan calculators
We’ll look at your plans and objectives, as well as your current circumstances, loan repayments and other commitments as part of our review.
If your loan is no longer suitable, or we find a better offering, we may be able to help you refinance to a new lender or reprice with your current lender for a better loan.
There are many reasons why you might consider refinancing such as securing a better interest rate or getting some cash out for renovations, a new car, or perhaps a holiday?
It is important to consider both the benefits and costs of refinancing.
Benefits
- Secure a better interest rate
- Access home equity
- Consolidate debts
- Taking advantage of different loan features
Costs
- Exit fees
- Borrowing costs
- Lenders Mortgage Insurance (LMI)
- Stamp duty
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Contact Rhye Livingstone and the team at Mortgage Choice on 0459 958 893 or email rhye.livingstone@mortgagechoice.com.au
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
