Mortgage Choice
Rabi Khadka

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Construction Loans | Mortgage Broker North Rocks, Northmead & Oatlands

Every build is different and your construction loan should reflect that. But between progress payments and navigating lender requirements, choosing the right loan can become a headache. As a Mortgage Broker with over 17 years of experience in finance and banking, I'll guide you through how to bring your dream home to life. 

Like your new home, my advice is customised to you

Building or renovating your home is a big deal, and the last thing you need is a loan that doesn't fit your needs. I take the time to dig into your project details, finances and long-term plans to find a loan that works for you - not just the lender. With access to over 35 lenders, I'll make sure you get the right deal and clear, straightforward support from start to finish. 

What makes my support unique?

  • Plenty of construction loan options: Financing through a developer, builder or even directly through your ban can leave you with very few options to choose from. As your Mortgage Choice Broker in North Rocks & Northmead, I've got over 35 lenders available and thousands of options. I'll work to customise your loan so that it matches your project timeline and financial goals.
  • Smooth process: You've got enough to think about with your new home planning. From the moment we start your application until the final progress payment is made, I'll be working in the background to ensure the finance part of your new build runs as smoothly as possible. 
  • Experienced and local: No matter what you need or how complex your finances seem to be, I've got the finance and property experience to sort it out and find a competitive construction loan that will see your project to completion. 

 

 

Tick finance off your to-do list

Construction loans can be a bit tricky if you're navigating it alone. From securing the right finance to managing the ongoing loan, I'll support you through the entire process so you can focus on bringing your dream home to life. My focus is on what you want to achieve.

Get in touch with Rabi

 

Financing a major renovation

Instead of starting from scratch, you might be considering a major renovation. Luckily, there are a few effective ways you can finance your next renovation:

  • Loan top-up: If you're happy with your current home loan, a top-up allows you to increase your loan amount without changing your existing terms. Perfect for a straightforward renovation.
  • Redraw Facility: If you've been making extra payments on your current loan and it has a redraw option, you can access those funds for your renovation without needing new financing.
  • Construction Loan: Ideal for larger renovations (usually over $250k), a construction loan lets you draw down funds in stages, so you only pay interest on what's been spent so far - keeping costs down as you go. 
  • Line of Credit: Need flexible access to funds? A line of credit lets you borrow as needed, up to a set limit, without having to apply for a new loan every time. 

 

Start your journey today

 

Let's chat about your next step

Whether you prefer to meet in person, chat over the phone or connect via video call, I’m here to help. I can meet clients in North Rocks, Northmead, Oatlands and across wider Sydney and can help in English, Nepali and Hindi. Let's take control of your next construction loan - together.

Call Rabi Khadka on 0400 750 898 or get in touch below.

Call 0400 750 898  Get in touch with Rabi


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