Using a guarantor to buy your first home
Case study: Using a guarantor to buy your first home! By securing a guarantor for their loan, Mitch and Jeffrey…
Blogs by Phil Wheatley | Mortgage Choice in Menai
We'll keep you updated and informed about what's happening in the property & finance market in New South Wales and Australia. We'll also try to de-mystify the home loan process! With years of experience in finance and broking, we've seen it all. Happy reading!
Maximising your HECS refund to achieve your property goals
Maximising your HECS refund to achieve your property goals If you’re currently paying off your HECS debt, recent…
Should you buy before you sell, or sell before you buy?
Should you buy before you sell, or sell before you buy? It’s important to weigh up the pros and cons of each appr…
How to secure a home loan as a first buyer!
How to secure a home loan as a first home buyer Are you getting ready to take that first step into home ownership? As…
Accessing your home’s equity to purchase an investment property!
Accessing your home’s equity to purchase an investment property! If you’ve owned your home for a fe…
Should I fix my home loan rate?
Should I fix my home loan rate? Australia’s official cash rate has been on a downward path for the past 10 years.…
The First Home Loan Deposit Scheme | Mortgage Choice in Menai
On 1-Jan 2020 the Federal Government launched an initiative to assist people in entering the housing market for the…
Business as usual for us | COVID-19 update
Together, we are facing a truly unprecedented situation. The global coronavirus pandemic is affecting all of our fam…
For richer or poorer - the financial ramifications of a break-up
Unfortunately however, break-ups can happen and it’s important that you understand what impact a break-up may…
What are your finance options when buying your next home?
Many of our customers at Mortgage Choice in Menai are surprised to hear just how many finance options are available…
You need to read this before your next mortgage payment!
Are you paying your bank too much? Sticking with your current home loan may be the easy option but new resear…
What is the difference between a Construction Loan and a regular Home…
Custom building your own home and tailoring it to you & your family is one of the most exciting ways to purchase…
5 Tips to cut costs and save money!
Here are some simple tips for cutting costs around the home, so your money can go towards what’s really import…
What is the difference between a Conditional and Unconditional Approva…
All is not always as it seems In my time as a Mortgage Broker I have come across many people who have thought that…
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
