Peter Dela Pena

Refinance & save | Mortgage Broker Altona & Truganina

Refinancing your mortgage loan is an important decision. It can be a beneficial financial move - helping you save money on interest or reduce the length of your loan. I can do the work for you, comparing your home loan with thousands of others to see if we can find you a better deal.

Refinance & save on your home loan

Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender. It basically entails 'shopping around' for your home loan to see if you can find a better deal. Refinancing can help you:

Save money on repayments through a lower interest rate or better features.
Access equity to renovate or invest.
Consolidate your debt into your home loan and save money on interest.
Switch lenders or loan terms.

Step 1: Our free Home Loan Review

It's important to regularly review your home loan to ensure you are still on the best home loan available to you. Refinancing is especially important if you are coming to the end of a fixed rate term, which can mean a sharp increase in your repayments.

Let me help! As your local Mortgage Broker in Altona & Truganina, I offer a free Home Loan Review to see if I can find you a better deal.

I look for lower interest rates, better features and cashback deals. I'll do the shopping around and research for you, weighing the cost of refinancing with the benefits it could deliver to you in the long run.

If I can find you a better deal, I will manage the entire refinancing process for you and get you settled into your new home loan so you can enjoy the benefits sooner.

See our current cashback deals

Are cashback incentives worth it when refinancing?

When you refinance to a new lender, that lender may offer a cashback to sweeten the deal. While a few extra thousand dollars sounds like a great deal, it’s important to consider how the new loan fits into your financial situation, needs and objectives. I'll talk you through the cashback deals available and what they mean in the long run.

Let's get started on saving you money on your loan!

I'm looking forward to guiding you through the refinancing process. As a mobile broker, I want to make it as easy as possible: I can come to you! I am flexible to meet after hours or on weekends across Altona, Truganina, Werribee, Point Cook & across Victoria. I am bi-lingual and can help customers in English or Tagalog.

Contact Peter Dela Pena on 0401 403 722 or click below to request a call back.

Call: 0401 403 722 Request a call

Get the right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~