Your local Mortgage Choice team servicing Townsville, Charter Towers and Beyond!

Call: 0489 998 848

There's nothing quite like a local team when it comes to understanding the local Townsville property market and loan options. Choosing the right home loan is an important part of your next property journey! Our mission is to empower you with the information you need to make a great choice about your loan and give you access to over 35 lenders. All at no cost to you!

Call Us Mortgage Choice Townsville
Office - 0489 998 848

Open Hours Mortgage Choice Townsville
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

PO Box 212 THURINGOWA CENTRAL, QLD 4817

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Proactive support with your loan

At Mortgage Choice, we love seeing our clients achieve the stability of owning their own home, buying a business or investing in property. The good news is: we're here to help with the 'home loan' part of your journey, by providing proactive support, as well as access to over 35 lenders at once. As your local Mortgage Broker team servicing the Townsville region, our mission is to empower you with the knowledge and resources you need to make an informed decision about your home loan.

My service includes:

Access to over 35 lenders: Everyone is different, which is why we pride ourselves on offering 4,000+ loan options from all types of lenders.
Specialised advice: Our advice about your loan is tailored to your own unique goals, finances and budget. It's about finding an option that fits you - and not the other way around.
All the admin & legwork: It's not just all talk and no action! We manage the entire loan process for you, from researching your options, completing all the paperwork and organising settlement.
Proactive customer service: We pride ourselves in being active on your behalf when it comes to negotiation, chasing your lender and keeping you updated.

We don’t charge to find the right loan for you

We are paid by the lender once your loan settles. In some limited circumstances your broker may charge a fee, which would be discussed with you before proceeding.

Ready to get started?

Let's get going on your next property goal

There's nothing better than seeing our clients find a home they love, or invest in property for the future. Our mission is to empower you with the information you need to make an informed decision. Let's get started on your home loan!

To make it easy, our team can chat by phone or video, or we can meet in-person across Townsville including North Ward, Castle Hill, Jensen and surrounding areas.

Give us a call on 0489 998 848 or book an appointment below.

Call: 0489 998 848 Book an appointment

We can help with:

With us, you're never a loan

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.