Your local first home loan specialists

How we support your first home buy:

• We help you start strong

Many first home buyers are unsure where to start and end up going directly to their everyday bank, but that doesn't always guarantee you a good deal! With access to over 35 lenders and a team that's well versed in products and process, we’ll help you navigate the journey and choose the right loan to match your goals. 

• We get you ready to buy - confidently

Our Mortgage Broker team in South Melbourne will take you through your numbers: the deposit, possible repayments and what fees you'll need to pay, before showing you what loan options are avialable to you. Once you've made a decision, we apply for pre-approval so that you can visit open houses confident in your budget. We've got a big team - here at anytime to answer your questions about your loan (or buying property!)

• Making the most of Government incentives

There are so many great ways to boost your deposit and budget - especially with the range of Government incentives and schemes available. They're designed to make it cheaper and quicker to buy your first home, so let's make the most of them! Our South Melbourne team will take you through what you're eligible for, and help you apply.

Our Home Loan Calculators 

 

Yes you can buy your first home

Many first home buyers come to us unsure if they can actually buy, only to be settling into their first home months later. Let us help! We're here to provide advice and advocate on your behalf with the banks.

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What our first home buyers say

"We spoke a few brokers prior to being referred to Mortgage Choice South Melbourne and this was by far the most professional and honest experience we had. Not once did they over promise and everyone that we dealt with was extremely professional and informative. This was our first experience purchasing a property and the team definitely helped us through this process, talking us through every step. I would 100% use them again."

H McNally, Southbank

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Our service is free

We don't charge for our service because the lender you choose pays us when your loan settles. It means that everyone, no matter where they are in their journey, can access independent advice about their home loan. In some limited circumstances, we may charge a fee, but we discuss it with you before proceeding.

Your Property Potential

Tune in to our podcast: Your Property Potential to hear tips, strategies and real customer stories to inspire you that yes, you can achieve your goal of buying your first home. Our first episode is all about buying for the very first time!

Listen to Your Property Potential

Your next step starts here

We've helped hundreds of clients buy their first home, backed by a home loan that truly fits their needs. We'd love to help you too! Based in South Melbourne, we work with clients Australia-wide via phone, video, or in-person at Level 5, 111 Cecil Street.