Reviews
Average client rating
5/5 From 55 Reviews
Paul has assisted me with all my loans both loans in my own name and loans in a trust. All loans have been completed and are exactly what I wanted. I have recommended him to my family also.
Paul was, helpful and friendly.
Paul Holland and his team are friendly, honest and helpful. I highly recommend Paul He answered all my questions in a timely manner and provided me with all the information so I was able to select the best product for my personal circumstances. Paul accommodated my busy work schedule to assist me in securing my home quickly. He has an excellent understanding of the market and continues to be a trusted and reliable professional.
As a buyers agent, Ive had the chance to work with several of Pauls clients on their property purchases. Ive been impressed with how Paul operates. His knowledge, personalised approach, and commitment to finding the right finance options for his clients have made the buying process smooth and efficient. Hes always responsive and easy to work with. Id happily recommend Paul to anyone looking for a professional and reliable mortgage broker.
We have used Paul Holland at Mortgage choice Penrith to purchase 5 properties. We have also used him between purchases for loan reviews and help with interest rates, and sometimes I have just called him to ask a question We have a really great relationship with Paul and that is because he is so down to earth, he explains everything so that if you are someone who does not have a financial background, or you do not understand the mortgagebank world, Paul ensures you know what he is talking about. I 100 recommend having Paul on your side if you are looking to get a home loan, he really is amazing. Thanks for everything Paul, its been 10 years and we wouldnt trust anyone else
Paul was incredibly helpful taking the time to explain the process of getting a home loan and was always available to support and answer and questions we had. Couldnt recommend his service enough
Paul has been exceptional in helping us navigate the complexities of securing our mortgage. His expertise and guidance made the entire process smooth and stress-free. Paul was highly responsive to all our questions, explaining everything clearly and ensuring we felt confident at every step. His professionalism and commitment to finding us the best deal were evident throughout. We highly recommend Paul
l used Paul holland as my broker recently and I couldn't be more happy with the services he provided. It was my first time buying a home and I didn't have much knowledge but Paul showed me the ropes and guided me through it by using his years of experience and knowledge. He was extremely prompt and patient with me and was able to organise a loan setup within a short time frame. I would recommend anyone to use Paul as it couldn't have been a smoother process in the stressful time of buying a house made easy.
How lucky were we to be able to be connected with Paul, following some terrible advice from another company. From the first phone call, he did not disappoint and was very interested in our situation and what we needed to achieve.
We cannot thank Paul and his team Wendy enough for the time and effort they put into obtaining our home loan. Everything was undertaken electronically and did not require face-to-face contact. Paul explained everything including the process to us very clearly. He was happy to answer any queries we may have had and always responded promptly within a reasonable timeframe, that was either by phone, email, or text.
We found Paul to be very approachable, honest, and professional.
His assistant Wendy is also very much on the ball and knows each client's case, so there's no need to repeat yourself on what you need. Wendy knows what you have submitted and what is still required.
Paul is absolutely the go-to man and is conscious he communicates constantly and updates us his clients on the status of our application at all times.
Thank you Paul - never had such awesome service from a broker before.
We Highly recommend Paul Holland wherever you are.
The Osbornes
My dream of buying a house by myself wasnt a dream anymore due to Pauls guidance and support through the whole process.
What a BRILLIANT brokerPaul offers exceptional service, is very responsive, thorough in the work he does explains everything in great detail. I cannot recommend Paul highly enough.
We used Paul and his team for our recent purchase and could not be happier with the service they provided. Paul is extremely knowledgeable and took time to explain the pros and cons of the options available to us. The communication from both Paul and Wendy throughout the purchase process was excellent. Thanks Paul Wendy for your great service
Paul has been our mortgage broker for over 10 year. He is always responsive to any queries we have and keeps in touch regularly.
I came to Paul needing a refinance, equity release and new investment property mortgage. He has always been quick to respond to emails and phone calls. Paul has explained everything along the way and his advice was always accurate. Whenever I asked about tax and other non mortgage broker issues, Paul would always tell me his thoughts but suggest I talk to an accountant or other relevant professional first. When I did, Paul's thoughts were always confirmed to be correct. It's great to have such a knowledge person on my side.
I actually talked to two other mortgage brokers first, who I found from some popular investment property podcasts. However, I noticed that Mortgage Choice had a bigger range of lenders, so I found Paul online. I was happy I did as he was much better at explaining things than the other two mortgage brokers I had talked to.
I'll definitely continue to use Paul for future purchases.
Paul Holland of mortgage choice Penrith. Has always gone over and above to help his clients. To the extent that he secured a substantial rate reduction on my wife and I mortgage. I'm more than happy to give Paul a 5 star rating. I look forward to his help in the future.
Paul is a very experienced mortgage broker. We have been using him for our mortgage purposes for many years. Paul responds and acts quickly and always strives to deliver the best possible outcome
I cant recommend Paul from Mortage Choice highly enough. He proactively looks after his clients. In our case it has been by ensuring we have the best deal across the life of our loan. We had a complex purchase which he navigated with ease, due to his experience and knowledge.
We chose Paul at Mortgage Choice, Penrith, after reading the glowing reviews on the website. After dealing with him, I can assure you that they are not exaggerated.
He is knowledgeable, professional, thorough and very likeable.
Paul suggested an alternative structure for our investment loan which perfectly addressed our situation. He is also proactive in periodically renegotiating our interest rate to get us a better deal.
We have no hesitation in recommending him for any of your mortgage needs.
Paul and Michele
Paul is a highly experienced mortgage broker. He has extensive experience and knowledge. He is highly personable and explains things very well. I highly recommend Paul
Paul is truly one of a kind. We had no idea of the process, what to do or where to start. Paul was patient with us, he listened and then guided and supported us through the whole process. He cares about his customers and really knows his stuff.
Thank you again Paul couldnt have done it without you
Paul is a very experienced professional. Thorough, patient and understanding. I have used him for the purchase of 3 properties in the last 15 years. I highly recommend him.
We would highly recommend Paul at Mortgage Choice to our friends and family. Paul made the process easy and was always available to answer our questions and explain the processes to us. He is extremely knowledgeable and professional but also very approachable. By the time we purchased our new home, it felt like we were talking to an old friend And a big thank you to Wendy who also kept us updated and made the whole process very smooth and easy. Thank you both
A huge thanks to Paul and Wendy at Mortgage Choice for helping to make my recent home purchase so easy. Paul was very knowledgeable and extremely pleasant to deal with.
Communication was excellent throughout and Paul was always happy to take the time to answer any questions that I had about the process. Highly recommended
Big thankyou to Paul and his wonderful assistant Wendy for the amazing service over at Mortgage Choice Penrith. Made my first home buying process a breeze and a lot less daunting than expected.
Highly recommended for any financial servicesloans and getting the most out of your borrowing capacity.
I have found that Paul is a very helpful, friendly, experienced person, to deal with.
He does everything he can to help the customer. Nothing is a problem.
Paul is a magnificent Broker who has a great passion for helping his Customers with their financial needs I've had the pleasure of working with Paul both professionally and also on a personal level as my own Mortgage Broker and I will continue to refer him as I have every confidence they will be looked after by the best.
Having shopped around for a mortgage broker, I wish I had just come across Paul from Mortgage Choice months earlier. It is very rare to find somebody that is not only very experienced and professional in their job but is also a throughly decent human being. I would highly recommended Paul and his staff to anybody looking for a professional and extremely well equipped and knowledgeable mortgage broker team.
Super professional and friendly service. First loan process could not have gone smoother. Highly recommended
From the first phone call with Paul we were excited. The process to obtain our home loan was professional and very straight forward. Paul was there every step to ensure all our questions were answered and kept us up to date with all the approval processes. We have no hesitation in recommending Mortgage Choice for any loan needs. Thank you to Paul and all staff. Regards The Agius Family
Tammy and Paul represent the very definition of professional excellence. Their attention to detail, ability to understand their clients situation (in my case, complex!) and genuine approachability made their service second to none! I do not hesitate to recommend them to anyone seeking a home loan or looking at refinancing - they can handle it all whilst maintaining excellent communication - something so desperately lacking in their competition. They were the best.
We were referred to Paul and have nothing but the utmost respect and appreciation for the service Paul gave us, his professionalism and true interest in helping and providing all the necessary information and guiding and being available to assist or just answer questions we had at any time was a great help. We have no hesitation in recommending Paul for financial assistance. Could not ask for more service, he gave us true service and was always the professional. Thank you Paul.
I have dealt with Paul and Tammy for a few years now and on each occasion they have made one of life's stressful occasions relatively stress free. Their knowledge and professionalism is second to none. It is comforting that when faced with one of the biggest occasions in your life, you have a solid team like Paul and Tammy in your corner.
I am so happy I chose Mortgage Choice. Paul advised me every step of the way which made the process so easy. He was always available to answer any queries or questions I had. I always knew what was going on due to Paul and Tammy giving me updates as they happened. I would recommend Paul's team at Mortgage Choice to all my friends and family any day of the week.
Paul was very informative and professional throughout the process and was able to give us the right information so that we could make an informed decision. Tammy kept us up to date with everything and was always happy to answer any questions we had. I will be happy to recommend to friends and family.
Thank you 'again' Paul for helping us with our finances. Your Customer Service is First Class. You're always there to take our calls, to answer our questions and follow through with the answers in a speedy time frame - You're a Star!!!! From Michelle & Peter Schwenke
I looked into using other mortgage brokers but in the end I couldn't go past the advice and service provided by Paul, he has probably saved me thousands in fees and was able to make the process so much easier for me. I have been recommending Paul to friends and colleagues ever since.
This is my second house with Paul at Mortgage Choice. I felt like a King, so well looked after - sat back and waited for the paper work to come to me. I signed it, sent back, all done. Thanks Paul
Paul clearly explained all the options available for refinancing my loans and guided me through the process of choosing the product that best suited me. Following this, Wendy kept me well informed of the progress of my loan applications from start to finish. Great service, highly recommend!
We highly recommend Paul Holland and his team at Mortgage Choice! They helped us to obtain a loan for our first home. The process can be overwhelming but with Paul’s help it went smoothly – there was no hurdle he couldn’t get us over. He is professional and thorough - always straightforward with you about your options whilst ensuring you get the best deal for your needs. Paul and his team go the extra mile to take our endless calls and emails to answer our questions and follow through with the answers promptly. We will certainly be using Paul for any future loan needs and will be recommending him to our friends and family! – Annelise and Jonald
Paul and Tammy have always been super helpful with our mortgage requirements. I found the application process was seamless, quick and efficient. We appreciate all the help they have given us it has been great!
Paul & Tammy was excellent our loan process was smooth and professional would recommend them to any one thank you so much for all your help GregDebbie ashley
Both Paul and Tammy worked incredibly hard for both the purchase of our first home and the recent purchase of our land. Their work was always impeccable. They were there at every step to guide and support, providing as much information as they possibly could to help us to make informed decisions that would best suit our situations at the time. We never felt pressured or rushed with either of them to make decisions quickly and each time they helped beyond what would normally be expected. We found them to always be very friendly and always reachable and we would happily continue to refer them to any of our family and friends needing any services they provide. Thank you Paul and Tammy, you are both angels. You have helped us enormously through two huge stages in our lives and we are thankful beyond measure for all that you have done.
I can't recommend Paul highly enough, we had dealt with our bank directly when we bought our first house. After being recommended by a friend Paul helped us through the process of upgrading to our new home, we especially appreciated having someone to clearly explain our options, patiently answer all of our questions and give us regular updates on the progress of our loan. We have already recommended Paul to our friends. Thanks again.
Dear Paul,
We have finally settled on our new loan for land and refinance!! We just wanted to say a very big thank you for all your help and support through this period. You were honest and professional from the beginning and told us how long it would all take, and have followed up on everything you said you would. We also appreciated the phone calls to keep us up to date on what was happening, even if there wasn?t much to tell. It?s also not very often you get phone calls returned soon after leaving messages. We have already started recommending you to our friends and colleagues who are thinking about refinancing or embarking on a new loan.
Thanks again for making this journey stress free for us.
Dear Paul,
Thanks for making the whole 'applying' process easy for me to understand. Also, always having time to answer any questions I had.
To dear Paul,
Just wanted to say thankyou very much for all your help getting -- Pinecreek Circuit St Clair back for us.
So very much appreciate your efforts and hope to deal with you again soon.
Best wishes
Thank you so much Paul for all you have done thus far and really appreciate you chasing this all up on your Sunday. I work in a retail business and just wanted to comment on your level of service. Nothing is ever a problem you always have options and are not afraid to give the truth and are very through. I look forward to doing lots of business with you in the future and cant wait to recommend your services. Thanks.
Thank you for all the assistance you provided in selecting the right loan for us and our circumstances and for working so hard to settle sooner then originally expected due to last minute changes. We really appreciate your help and flexibility.
I have had the privilege of working with the team at Mortgage Choice Penrith. Paul really knows his stuff when it comes to navigating around the banks and will help you understand each option, making it much easier to make a decision. Paul makes sure every aspect of your home loan application is covered and Tammy keeps in contact with you the whole way through your application process. I highly recommend Mortgage Choice Penrith.
We recently used Kate from Mortgage Choice Penrith and to say she was amazing is an understatement Pretty much everything that could go wrong went wrong through no fault of Kates and she handled it smoothly and without complaint. She reassured and advised us through the process and our house settled on time in the end. We are now in our dream home and have a great mortgage with a bank we are very happy with, all thanks to Kate's hard work. Cannot recommend her enough
Thanks to Paul and Tammy for helping us refinance our loan. We used them when we first bought our home and now for changing to a bank with a better interest rate. We had all our questions answered quickly and explained so we would understand. The transaction as been easy and we would definitely recommend them.
I approached Amanda as we were examining our financial situation and looking at refinancing and purchasing an investment property. Amanda provided lots of great information in a very timely manner that has helped us get our priorities right and plan well for the future. Top notch knowledge and advice and outstanding customer servicefollow up which is lacking dealing with the big banks and most brokers, highly recommended
I approached mortgage choice Penrith as I wanted to see what my options to re-finance my home loan. I had the pleasure to deal with Amanda who was prompt in sending me detailed instructions on what I would require to enable mortgage choice to possibly help me. I fully intend to utilise mortgage choice again in the future when I review my other loans.
We highly recommend Paul Holland and his team at Mortgage Choice They helped us to obtain a loan for our first home. The process can be overwhelming but with Pauls help it went smoothly there was no hurdle he couldnt get us over. He is professional and thorough - always straightforward with you about your options whilst ensuring you get the best deal for your needs. Paul and his team go the extra mile to take our endless calls and emails to answer our questions and follow through with the answers promptly. We will certainly be using Paul for any future loan needs and will be recommending him to our friends and family Annelise and Jonald
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
