First home buyer | Mortgage broker Quakers Hill, Blacktown & Acacia Gardens

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Buying your first home in Quakers Hill, Blacktown and Acacia Gardens

When you are considering taking the leap to buy your first home, it’s important to work with people who genuinely care about helping you succeed - and that includes Pankaj. While new financial terms and home loan applications might seem intimidating, Pankaj has got your back through every step of the way so that your first experience buying a home will be the best it can be. From pre-approval to settlement and beyond, Pankaj is dedicated to helping you reach your goals.

Home loan pre-approval

Securing pre-approval for your home loan is the first step to buying your dream place. While not a mandated part of the process, pre-approval can be a useful tool in your arsenal and help you feel more confident as you take the leap to buy your first home. When you have pre-approval, you can

Understand your budget and narrow your property search
Plan your repayment amount
Make strong offers within your limits
Show the seller that you are serious about the purchase

Pre-approval can even help the final financing process run more smoothly! And when it comes to securing your pre-approval, Pankaj will take care of everything so that you don’t have to lift a finger. Talk to him today to get started.

Using a guarantor to buy a home

If you are struggling to save for a 20% home deposit, you may be able to consider using a guarantor. Your guarantor, who is usually a close family member such as a parent, acts as security on your loan so that you are seen as less of a risk by the lender. With a guarantor, you can buy a home with a smaller deposit while still avoiding the added cost of LMI - getting you into the property market faster. However, it’s also important to be aware that your guarantor will be responsible for your loan if you cannot repay it, so be sure to weigh the decision carefully. If you think having a guarantor might be an option for you, talk to Pankaj about all the details today.>