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Nathan Newlan

Car Loans & Leasing

Buying a new car, or upgrading to a new vehicle, finding the right finance to suit the purchase often isn't the most exciting part, but it can be the most crucial. 

The choice of vehicle isn't the only thing that matters – you also need to have the right finance in place.

It can be too easy to accept the dealer’s offer, but chances are you could save money by shopping around. 

That's where we can help. 

We give you access to a wide range of lenders all competing for your business. 

We can explain the options and help you decide which vehicle finance option is best suited to your needs - no matter whether you're buying through a dealer or private sale.

 

Top tips when buying a car

  •  
    Check the rate fine print

    Hidden fees may lurk behind that amazing low rate loan on paper from your dealership, so always read the Terms of the loan carefully and add up all the fees to get a true idea of overall loan costs. Fees to look out for include extra repayment fees, break costs and monthly charges.

  •  
    Loan features can save $

    Loans that allow you to pay extra on top of your monthly repayments are a great way to reduce the overall cost of the loan. Not all car loans let you do this so it's always good to check the fine print and see if extra charges and fees apply if you choose to make early repayments.

  •  
    Lease vs. Buying outright?

    There are many different pros and cons when choosing to lease a car instead of buying. There are many companies offering car leasing arrangements, so it can be worth checking out as an option. Read more here to decide if leasing a car is right for you.

  •  
    Check your credit history

    Like any loan process, lenders will check your credit history when you apply for a car loan. Remain on the front foot and find out your credit score beforehand because you can then take proactive steps to clear any debts or pay off your loans in time. Our team can help you check your credit history, so contact us for more information. 

 

Car loan pre-approval

Car loan pre-approval gives you a budget, spending limit and guidelines to stick to when you are shopping for your new car. 

 

Our car buying service

 

We have access to a national car buying service with the power to get a great deal with no haggling & no hassles! 

They search a national network of car dealers to get the best deal, then deliver your new car to your door. 

They can even help you with the trade-in of your old vehicle.

 

Contact Nathan Newlan and the team at Mortgage Choice on 03 5441 3600 or email nathan.newlan@mortgagechoice.com.au

 


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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