Your local Perth, Applecross and surrounds home loan experts. We can meet you at a time and place that is most convenient to you.

Call: 0439 799 313

From the heart of the city through to Applecross and the inner southern suburbs, then out to Hammond Park - we've got you covered. Michael Papapetros and Mortgage Choice Perth, Applecross and surrounds team are your local home loan and financial experts. Let us help you get the best out of your finances.

Call Us Mortgage Choice Booragoon
Office - 0439 799 313

Open Hours Mortgage Choice Booragoon
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

At Mortgage Choice in the Perth, Applecross and surrounds , we understand our local community, because we're part of it.

Our team of home loan experts live, work and play in Perth, and love nothing more than helping their community with all their home loan, car loan, business financial and financial planning needs.

We've helped hundreds of local Perth residents over the past 7 years. Our friendly team to help make your dreams come true.

Why choose Mortgage Choice in the Perth, Applecross and surrounds

Our focus in on you, our client. We do all we can to help make applying for finance easy, right from the start, and we do what is best for you, not what is best for the bank. We listen to your situation and needs and then offer you various solutions that suit your requirements.

Right loan for you. At Mortgage Choice in Perth, Applecross and surrounds , the only thing that matters to us is the home loan that’s right for you.
Wide choice. We can compare hundreds of highly competitive home loan options from a wide choice of lenders, including the big banks.
Less stress. We make it easier for you by preparing the paperwork, lodging the application and following up with the lender for you as your loan progresses to settlement.
We don’t charge to find the right loan. We are paid by the lender once your loan settles. In some limited circumstances your broker may charge a fee, which would be discussed with you before proceeding.
Range of products. We can also help you with commercial loans, car loans, personal loans, asset ﬁnance, general insurance and credit cards.

It is all about choice!

At Mortgage Choice in Perth, Applecross and surrounds , we build lifelong relationships with our valued customers in our local community. We service the Perth, Applecross and surrounds and surrounding suburbs.

Our team of local brokers have access to hundreds of home loan options from over 27 leading banks and lenders.

We offer professional advice for a wide range of requirements, such as:

First home buyer finance;
Next home finance;
Property investment loans;
Home loan refinancing;
Fixed, variable and interest only home loan packages;
Debt consolidation;
Commercial and small business finance;
Personal and car loans.

What makes us different?

We know how important it is for you to be able to trust the advice you are receiving from our experts.

My partner and I were very pleased with MIchael Papapetros's help in lowering the interest rate on our home loan. I would recommend Michael to anybody that needs a new home loan or help lowering their interest rate with their current home loan. He was very good at negotiating a lower interest rate for us. We very much appreciated his help.

Karen Bell (Refinancer) Adelaide, SA

We're here to help!

Whether you're a first home buyer, upgrading to your next home, getting into property investment, or wanting to refinance your existing loan, the team of local Perth, Applecross and surrounds home loan experts can help you make the right move. We'll be here for you at every stage of the process.

Contact us on 0439 799 313 to meet at a time and location that convenient for you.

We service the areas of: Perth, Applecross and surrounds

What do I have to do when applying for a home loan?

What's the difference between fixed rate and variable home loans?

How much can I borrow for a home loan?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I have known Michael for a couple of years now and hope to be dealing with him for many more years to come.

A pure professional and passionate about helping people.

Consistently going Above Beyond in finding the best deals on the market and locking them in with amazing turnaround time.

With the recent rate hikes, I was in a difficult position financially and now able to look forward to more family time.

Highly recommended

Thanks again Michael. You are a Gem mate

28 September 2023

Michael was extremely helpful and friendly through my first home loan experience. He is always willing to answer any questions and is quick to reply and is always concise. Really recommend him and will definitely be engaging him in the future.

Joe
22 September 2023

One of my properties was recently refinanced. Michael has been very helpful in making sure I get the best offer. He assisted me throughout the journey. And even when I went away during the process, he kept in touch to make sure I am updated with the progress. Everything went smoothly from the start of the application to settlement.

Michael is very professional to deal with. He has dealt with... read more

Cecile
29 July 2024

Michael is a fantastic broker to deal with, he really makes the process easy, and communicates so well.
He is always available and found the best product for my situation. I will defiantly use him again.

22 May 2024

Great service from Michael. He was always responsive to all my questions and concerns. The process was reasonably straightforward and Michael was on top of everything.

David
01 May 2024

I can't recommend Michael highly enough. Entire process, from initial contact through to settlement was easy, fast and professional, at every stage. He listened, found products and lenders to suite my needs and made it all happen.
A very happy customer

Lisa
19 April 2024

I have been working with Michael since 2021 to purchase our first home in Adelaide, South Australia. He is always been helpful and accessible even on the weekends. Michael is pro-active, and provided market updates, amazing insights.

Naidu
18 February 2024

Fantastic experience
Excellent communication, explains everything clearly
Nothing is too much trouble
Very experienced and knowledgeable
Highly recommend

Natasha
11 February 2024

Michael was just absolutely awesome He worked with me for over a year till I found the house I wanted. Would recommend him to my family and friends.

Fafiiee
29 November 2023

Michael has been amazing in securing a low rate refinance for me recently which went through seamlessly with no hiccups. All the hard work was done by Michael and his communication, speed and professionalism was superb throughout the whole process. I highly recommend dealing with Michael with finding the best loan. Thanks again Michael

O
28 September 2023

I have known Michael for a couple of years now and hope to be dealing with him for many more years to come.

A pure professional and passionate about helping people.

Consistently going Above Beyond in finding the best deals on the market and locking them in with amazing turnaround time.

With the recent rate hikes, I was in a difficult position financially and now able to look forward to more family time.

Highly recommended

Thanks again Michael. You are a Gem mate

28 September 2023

Michael was extremely helpful and friendly through my first home loan experience. He is always willing to answer any questions and is quick to reply and is always concise. Really recommend him and will definitely be engaging him in the future.

Joe
22 September 2023

One of my properties was recently refinanced. Michael has been very helpful in making sure I get the best offer. He assisted me throughout the journey. And even when I went away during the process, he kept in touch to make sure I am updated with the progress. Everything went smoothly from the start of the application to settlement.

Michael is very professional to deal with. He has dealt with... read more

Cecile
29 July 2024

Michael is a fantastic broker to deal with, he really makes the process easy, and communicates so well.
He is always available and found the best product for my situation. I will defiantly use him again.

22 May 2024

Great service from Michael. He was always responsive to all my questions and concerns. The process was reasonably straightforward and Michael was on top of everything.

David
01 May 2024

I can't recommend Michael highly enough. Entire process, from initial contact through to settlement was easy, fast and professional, at every stage. He listened, found products and lenders to suite my needs and made it all happen.
A very happy customer

Lisa
19 April 2024

I have been working with Michael since 2021 to purchase our first home in Adelaide, South Australia. He is always been helpful and accessible even on the weekends. Michael is pro-active, and provided market updates, amazing insights.

Naidu
18 February 2024

Fantastic experience
Excellent communication, explains everything clearly
Nothing is too much trouble
Very experienced and knowledgeable
Highly recommend

Natasha
11 February 2024

Michael was just absolutely awesome He worked with me for over a year till I found the house I wanted. Would recommend him to my family and friends.

Fafiiee
29 November 2023

Michael has been amazing in securing a low rate refinance for me recently which went through seamlessly with no hiccups. All the hard work was done by Michael and his communication, speed and professionalism was superb throughout the whole process. I highly recommend dealing with Michael with finding the best loan. Thanks again Michael

O
28 September 2023

I have known Michael for a couple of years now and hope to be dealing with him for many more years to come.

A pure professional and passionate about helping people.

Consistently going Above Beyond in finding the best deals on the market and locking them in with amazing turnaround time.

With the recent rate hikes, I was in a difficult position financially and now able to look forward to more family time.

Highly recommended

Thanks again Michael. You are a Gem mate

28 September 2023

Michael was extremely helpful and friendly through my first home loan experience. He is always willing to answer any questions and is quick to reply and is always concise. Really recommend him and will definitely be engaging him in the future.

Joe
22 September 2023

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

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I'm looking to borrow for

Dependants

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My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.