First Home Loans | Mortgage Broker team in New Lambton, Merewether & Bar Beach

Buying your first home is a big step, and many buyers take the first home loan they can find - usually offered by their everyday bank. But your loan can affect your finances for years into the future, so it's important your loan fits you and isn't just a quick fix. Let our Mortgage Choice team in New Lambton help!

We're dedicated to what you want to achieve - your first home

Everyone starts from scratch when it comes to learning about home loans: it can be a complex world and there are so many choices to make. We're here to help! Michael has over 25 years of experience in banking and finance, and together with our team, we're dedicated to simplifying your options so you can reach your first home with confidence and clarity. 

Here's how we help first time buyers:

• A full support service: Our home loan service covers every step of the journey (and beyond!) We take the time to analyse your finances, do all the research and comparison and then put together the application on your behalf. We manage everything to do with your loan until you are comfortably settled into your first home. Our Mortgage Broker New Lambton team will then schedule your loan for regular reviews so you always have the right deal. 

• More options, better outcomes: We're proud to offer our clients access to our Mortgage Choice panel of over 35 lenders, including big banks, boutique lenders and credit unions. We have the freedom to find the right fit for your first home while ensuring your loan is flexible enough to be switched for a better deal later on. 

• Making the most of incentives: Buying your first home is hard enough, especially if you don't make the most of the Government incentives available. As your local Mortgage Broker team, we'll have a look at what's available in terms of schemes, cash incentives and discounts to make sure you apply for everything you are eligible for.

• Our home loan service is free: As Mortgage Choice Brokers, we're paid a commission by your chosen lender when your loan settles with them. It means that everyone in Australia has access to expert advice and full support at no extra cost.

 

 

First home advice from the experts

You don't have to take that first step into property alone, our team of local experts is here to guide you! And we don't just find any old loan - we pinpoint the one that will support your first home and future finances.

Find out more about the team

 

Buying with the help of a Guarantor

One of the more popular strategies for first home buyers is using the help of a Guarantor for your first loan - that is - a family member putting their home up as a 'guarantee'. This can help you buy with a smaller deposit and avoid a fee (or two). There are some important considerations for both you and the Guarantor to consider; our Mortgage Choice team in New Lambton & Bar Beach will make sure you're across all the benefits and options. 

 

Start your home loan journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Let's talk about your first home purchase

While our Mortgage Choice team is based in New Lambton, we happily service clients in Merewether, Bar Beach and right across NSW. Whether you prefer to meet in person, over the phone, or via video, our Mortgage Broker team is flexible and ready to help you achieve your financial goals.

Call Michael directly on 0412 595 222 or click below to get in touch.

Call: 0412 595 222  Get in touch