Professional Work History
MORTGAGE CHOICE
LICENSED MORTGAGE BROKER - Self-employed
Oct 2022 - Present | 7 mos | Central Coast, NSW, Australia
- Specialising as a mortgage broker on the Central Coast, offering tailored financial solutions for residential and commercial loans.
- Providing valuable local property market data to help Central Coast clients make informed decisions with Mortgage Choice. Note: Smartline Personal Mortgage Advisers transitioned to Mortgage Choice in October 2022.
SMARTLINE PERSONAL MORTGAGE ADVISERS
LICENSED MORTGAGE BROKER - Self-employed
Jun 2017 - Oct 2022 | 5 yrs 5 mos | Central Coast, New South Wales, Australia
- Serving Central Coast & Sydney (Erina & Pymble) as an experienced mortgage broker.
- Delivering expert advice and loan options to clients as a skilled mortgage broker.
STATE MANAGER - Mortgage Broker Network NSW & ACT
Apr 2004 - Jun 2017 | 13 yrs 3 mos | Sydney (Macquarie Park)
- Recruited over 200 mortgage brokers for the network.
- Enhanced franchise mortgage broker productivity to industry-leading levels.
- Provided education and training for mortgage brokers.
ANZ BANK
STATE MANAGER - ANZ Mortgages NSW & ACT
Apr 2001 - Apr 2004 | 3 yrs 1 mo | Sydney - Market St
- Managed a business development sales team for mortgage broker support.
- Developed home loan products for mortgage broker clients.
- Offered mortgage broker education and training.
- Built relationships with over 70 mortgage broker aggregators.
RELATIONSHIP MANAGER - ANZ Business Banking
May 1999 - Apr 2001 | 2 yrs | Sydney - Martin Place
- Exercised Credit Discretion Authority of $1,000,000.
- Managed API & Sigma Pharmacy funding as a mortgage broker specialist.
MOBILE LENDER - ANZ Premier Financial Services
Dec 1997 - May 1999 | 1 yr 6 mos | North Sydney
- Delivered personalised lending services as a home loan specialist and mortgage broker.
Background
Michael is an experienced mortgage broker with over 25 years in the banking and mortgage broking industry, particularly on the Central Coast.
He excels in residential and commercial lending, offering extensive knowledge of lending products and banking policies to guide Central Coast clients through finance complexities.
Friendly and reliable, Michael, a Mortgage Choice expert, commits to first-class service, tailoring loan options to meet each client’s financial goals.
With long-standing industry relationships, Michael negotiates the best deals for his Central Coast mortgage broker clients.
“My clients are my top priority,” says Michael. “I ensure they get the right Mortgage Choice loan to achieve their financial goals.”
Michael assists with residential, small asset finance, and commercial lending, offering services from his Erina office or via mobile and tele-meetings on the Central Coast.
I service clients across the Central Coast, Sydney and Lake Macquarie, including Terrigal, Wamberal, Avoca Beach, Erina, Springfield, Green Point, East Gosford, Gosford, Narara, Lisarow, Glenning Valley, Kariong, Woy Woy, Umina Beach, Kincumber, Bateau Bay, Killarney Vale, Long Jetty, Tumbi Umbi, Toukley, Gorokan, Hamlyn Terrace, Gwandalan, Morisset, and surrounds.
