Mortgage Choice Tumbi Umbi

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UPDATE - Tumbi Umbi Median House Price - June 20th 2025

Tumbi Umbi's median house price has reached its prior peak, which was achieved during the COVID-19 stimulus program. $1,070,000 sets a new record for Tumbi Umbi.

As median house prices have grown by 34% over the last 5 years, median house rents have risen by 55%, to $630 per week. Interestingly, the median rent recently fell from a peak of $725 per week in December 2024, which is undoubtedly welcome relief for tenants.

According to the realestate.com.au results, 3-bedroom rental yields are 3.01% p.a ($630 per week x 52 weeks = $32,670) and 4-bedroom rental yields are 3.76% ($800 per week x 52 weeks = $41,600), despite 4-bedroom median house prices being $280,000 higher than the 3-bedroom median house price of $825,000.

As always, if you would like to discuss your property plans, please call us, your Mortgage Choice Tumbi Umbi experts, Michael Daniels or Philip Cooper.

State of the Tumbi Umbi Market - June 2025

Tumbi Umbi, nestled on the Central Coast of New South Wales, is a suburb renowned for its coastal charm, strong community spirit, and easy accessibility to Sydney and Newcastle. As of June 2025, its residential property market is thriving, driven by lifestyle appeal, economic stability, and supportive government policies.

Current Market Conditions

As of mid-2025, the median house price in Tumbi Umbi is approximately $935,000, according to PropertyValue.com.au. The rental market is strong, with a median rent of $700 per week and a gross rental yield of 3.9%.

Recent Trends and Growth Rates

The Tumbi Umbi property market has shown varied growth rates. PropertyValue.com.au reports a 2.75% price change over the past year, indicating modest growth. The long-term average annual growth rate is +5.10%, indicating overall stability.

Factors Influencing the Market

• Economic Conditions: Australia's stable economy, characterised by low unemployment, supports robust housing demand.
• Government Policies: The 2025-26 Federal Budget includes the expansion of the Help to Buy scheme, aiding up to 40,000 first-home buyers.
• Local Developments: Tumbi Umbi's strategic location enhances its appeal. Infrastructure improvements are likely to drive further growth.
• Lifestyle Appeal: The suburb's beaches, parks, and community atmosphere attract families, retirees, and lifestyle buyers.

Comparison with Nearby Suburbs

Tumbi Umbi's median house price of $935,000 is competitive within the Central Coast. Nearby suburbs include Killarney Vale ($920,000), The Entrance ($1,000,000), and Bateau Bay ($800,000).

Future Outlook and Investment Potential

The outlook for Tumbi Umbi's property market is positive, with the Central Coast expected to see 3-6% price growth in 2025. Investors can expect rental yields of 3.47% for houses and 4.38% for units.

Why Choose a Mortgage Broker in Tumbi Umbi?

Our local expertise means we understand the Tumbi Umbi market, helping you secure the best loan for your needs. "We love helping Tumbi Umbi residents achieve their homeownership dreams," says Michael Daniels.

"Michael and Philip found us the perfect loan in no time!" - Sarah, Tumbi Umbi

Mortgage Brokers in Tumbi Umbi and Central Coast

Buyers can access expert financing through local mortgage brokers. Michael Daniels and Philip Cooper, based at Mortgage Choice Erina, serve as trusted mortgage brokers in Tumbi Umbi and the broader Central Coast.

Real Estate Agents in Tumbi Umbi

The following table lists key real estate agencies in Tumbi Umbi, with their websites, contact details, and notable agents:

For a complete list of agents, visit Domain or Allhomes.

Conclusion

Tumbi Umbi's residential property market is robust, with a median house price of $935,000, a strong rental yield of 3.9%, and a positive outlook driven by regional growth forecasts of 3-6% in 2025. With support from local mortgage brokers in Tumbi Umbi, such as Michael Daniels and Philip Cooper from Mortgage Choice Erina, and active real estate agencies, Tumbi Umbi is well-positioned for continued success in the Central Coast's property market.

Explore our home loan options or learn about refinancing.