Mortgage Choice
Michael Daniels

Mortgage Choice in Umina Beach

 

Mortgage Broker Umina Beach - Michael Daniels

Mortgage Broker Umina Beach - Michael Daniels

Looking for a trusted Mortgage Broker in Umina Beach? Michael Daniels at Mortgage Choice offers expert home loan and investment property financing in Umina Beach and the Central Coast. Visit us at 425/200 The Entrance Road, Erina NSW 2250 or contact Michael at 0414 255 530 to discuss your property goals.

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Umina Beach Property Market Updates

Interest Rate Outlook - 30/04/2025

The ASX Target Rate Tracker predicts a 0.25% RBA cash rate cut for May 20, 2025, from the current 4.10%. With variable home loan rates around 6.00%, a cut could lower borrowing costs. As your Mortgage Broker in Umina Beach, Michael Daniels can review your home loan to ensure you’re getting the best rate. Call 0414 255 530.

ASX Target Rate Tracker May 2025

Rental Vacancy Rates - 21/08/2024

The Central Coast’s rental vacancy rate, relevant for Umina Beach, is at a historic low of 1% across 37,500 rental properties, signaling strong demand and rising rents. This drives renters to buy and investors to seek cash-flow-positive properties.

Contact Michael Daniels, your Mortgage Broker in Umina Beach, at 0414 255 530 to explore financing options.

Central Coast Rental Vacancy Rate History

Umina Beach Market Summary - 26/08/2024

Umina Beach’s median house price is available at realestate.com.au. In February 2023, Umina Beach had 100 properties for sale and 116 for rent, with median house prices at $1,060,000 (2.7% rental yield) and units at $827,500 (3.3% yield).

Umina Beach Median House Prices

Central Coast Market Trends - May 2024

The Central Coast, including Umina Beach, is in the “Start of Recovery” phase, per Herron Todd White’s May 2024 report. House prices rose 47% and units 34.3% from March 2020 to February 2024, driven by Sydney’s affordability constraints. The median house price hit $1,004,713 in April 2024.

Work with Michael Daniels, your Mortgage Broker in Umina Beach, to navigate this market. Call 0414 255 530.

Central Coast Median House Prices

Investment and Unit Market - March 2024

Central Coast house prices ($1,309,548, +69.17% since 2020) outperform units ($653,752, +44.80%), per March 2024 data. Units are increasingly popular for first-home buyers and investors in Umina Beach due to affordability. The unit market is in the “Start of Recovery” phase, ideal for investment.

Central Coast House vs. Unit Prices

Rental Market Dynamics - March 2024

Rising rents in Umina Beach and the Central Coast reflect Sydney tenants seeking affordability. Low vacancy rates during COVID (200 vacant dwellings) have risen to 300, driven by Sydney’s high costs. Discuss investment options with your Mortgage Broker in Umina Beach at 0414 255 530.

Central Coast Rental Vacancy Rates

Why Choose Michael Daniels as Your Umina Beach Mortgage Broker?

As an experienced Mortgage Broker in Umina Beach, Michael Daniels offers tailored home loan, investment, and refinancing solutions. Visit us at 425/200 The Entrance Road, Erina NSW 2250 or call 0414 255 530 for expert advice.

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Information source for Investment loans.

Information source for Refinance Advice.

Information source for First Home Buyer Advice.

 

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