Home Loan Refinance
Home Loan and Refinance - Central Coast | Michael Daniels
Home Loan and Refinance Solutions in Central Coast
Book an Appointment with Michael Daniels
Need a Home Loan or looking to Refinance? Michael Daniels, a trusted Mortgage Broker, provides expert Home Loan and Refinance services across Central Coast, North Shore, Lake Macquarie, and Hornsby. Video meetings are available for your convenience. Contact Michael at 0414 255 530 or book a consultation below.
Central Coast Property Market Insights
The RBA cuts their Cash rate by 0.25% - 22/05/2025
We updated our chart showing average rates for variable, 3-year fixed, and 5-year fixed products from the big four banks. Variable rates, after cuts, are nearly equal to current 3-year fixed rates.
Contact us, your local Central Coast mortgage broker, with any questions.
Impact of Interest Rates on Home Loans and Refinancing - 29/04/2025
Interest rates significantly influence the Central Coast housing market, affecting Home Loan affordability and Refinance decisions. The following data illustrates their impact:
During COVID, RBA’s emergency cash rate cuts sparked a surge in house sales, peaking at 7,362 in January 2022. However, a 4% rate increase led to a decline, with sales dropping to 4,871 in January 2023 and slightly recovering to 5,011 in January 2024.
Looking ahead, the ASX rate indicator suggests a 59% chance of a 0.50% RBA cash rate cut in May 2025, down from a 79% chance earlier, indicating a trend toward moderation. A rate cut could boost demand, making it an ideal time to explore Home Loan or Refinance options.
Want to assess your borrowing capacity? A quick 10-minute call with Michael Daniels can provide clarity on your Home Loan or Refinance options. Call 0414 255 530 today.
Rental Vacancy Rates and Investment Opportunities - 21/08/2024
The Central Coast’s rental vacancy rate is a key indicator for investors seeking Home Loans for investment properties or considering Refinancing existing loans. Currently, the vacancy rate is around 1% across 37,500 rental properties, reflecting high demand and potential rent increases.
This historically low vacancy rate signals a tight rental market, driving renters to pursue homeownership and investors to seek cash-flow-positive properties. These trends suggest rising rents, making now a strategic time to consider a Home Loan or Refinance for investment purposes.
Contact Michael Daniels at 0414 255 530 to discuss your Home Loan or Refinance strategy for the Central Coast market.
Why Choose Michael Daniels for Your Home Loan or Refinance?
As an experienced Mortgage Broker, Michael Daniels offers personalised Home Loan and Refinance solutions tailored to your needs. Whether you’re buying your first home, refinancing to save on interest, or investing in Central Coast properties, Michael can guide you every step of the way.
Call 0414 255 530 or email for expert advice on Home Loans and Refinancing in Central Coast.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
