With over 30 years in the banking and construction industry we understand that everyone's financial situation and needs are different.

Call: 0427 238 222

We are your experienced mortgage brokers that do all of the hard work for you. Servicing all areas from Sandringham through to Bonbeach and surrounding suburbs. With over 30 years in the banking and construction industry we understand everyone's needs are different. Specialising in Owner Occupied, Refinance, Investment, Construction & Guarantor Loans, we have the experience to facilitate the correct loan structure with the best rate to suit your needs.

Call Us Mortgage Choice Sandringham
Office - 0427 238 222

Open Hours Mortgage Choice Sandringham
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

PO Box 375 SANDRINGHAM, VIC 3191

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

We work hard to ensure that getting your home, investment or personal loan is as easy and stress free as possible. We are passionate about helping people achieve their financial dreams and there is no better time than right now to start, call us to help you get the best rate!

We can help you with any type of home loan that suits your needs:

First home buyer loans
Home loan refinancing
Investment property loans
Guarantor loans
Construction loans
Renovation loans
Home equity loans

We do all the work

We have access to hundreds of loans and products from over 40 lenders so we can find an option that suits you. We'll do all the paperwork for you, making it as painless as possible, as well as keeping you updated as your loan progresses.

We don’t charge to find the right loan for you. We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

We can also help you with:

We can also assist you with a diverse range of financial services, such as:

Car loans
Commercial Loans
Personal loans
Equipment finance
General Insurance needs

We come to you

We aim to make your life easier, so we can come and meet you at a time and place that suits you.

We service the areas of Sandringham, Beaumaris, Highett, Black Rock, Mentone, Parkdale, Mordialloc, Aspendale, Aspendale Gardens, Braeside, Waterways, Edithvale, Chelsea, Chelsea Heights, Bonbeach and surrounding suburbs.

If meeting in person doesn't suit you, we can easliy arrange an online appointment to discuss your options.

Get in touch today

For more information contact Mike on 0427 238 222.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

This is the second time I have used Mike in assisting my daughters obtain home loans. Outstanding service each time, always provides updates and fantastic to deal with. I cannot recommend Mike highly enough.

Paul
30 July 2024

Michael was brilliant to deal with. The entire process was seamless and stress free exactly what you want and need for a borrowing experience. Will definitely use again next time

Kate
31 May 2024

If you're wishing to purchase a home with the guidance of a Mortgage Broker who is genuine, caring, incredibly persistent, personable, professional, hard working and communicative then you need to look no further than Mike.
He is the very best He also happens to be a fantastic human being.
Mike has been my broker 3 times thus far, he's also assisted my son James to buy his first home, and he also g... read more

Kim
03 September 2023

Working with Mike has been great, his profesionalizm and expertise helped us with complicated refinancing and new purchase. We highly recommend Mike as a broker with can do attitude

Aggie
29 August 2023

Michael is informative, knowledgeable and extremely helpful. Couldn't recommend anyone more highly for your financial guidance

JO
04 June 2023

We used Mike to help us in purchasing our first home. He was so helpful every single step of the way till the day we got our keys Would 100 recommend Mike to anyone.

Emma
17 April 2022

Michael was so easy to deal with. Was straight onto organising everything and we really didnt have a moments worry when getting the mortgage for our new home and then remortgaging. I high recommend Michael.

Carly
17 July 2021

Building or renovating guide

If you are considering building or renovating, this guide covers everything you need to know from financial considerations to the loan options that are available.

Download now

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Just me Two of us

Dependants

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PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

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My credit card limits

Other repayments

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2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

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Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.