Investment Loans | Scarborough, Doubleview and Mount Hawthorn

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Investment loans

Often, the next natural step for your property journey after buying a home is to start looking at investment properties. And of course, once you find an amazing property, you’ll need a stellar loan to go along with it. That’s where the team at Mortgage Choice in Scarborough comes in, helping you find the perfect loan to set your investment journey off on the right foot.

Ready to invest?

Benefits of property investment

Particularly for first-time investors, property can be an appealing choice as a relatively stable physical asset. However, property also offers numerous benefits to new and experienced investors alike.

These can include

Lower volatility than other investments
No required specialist knowledge of trading
When the property is tenanted, steady cash flow
Solid capital growth
Potential tax benefits

Investment properties can also incur costs for maintenance and vacancies, however, so it’s important to talk about your unique situation with a professional to decide if an investment is the right choice for you. Melanie Mitchell can not only help guide you through your decision, but also find you the right investment loan.

Commercial investments

Investing in a commercial property can give you more stable rental returns than residential property, as leases are generally longer. Though, this also means that vacancies can be more prolonged. Lease conditions also vary significantly from residential leases, so it’s important to be aware of your obligations as a landlord.

Commercial investment loans differ from residential property loans, but luckily Melanie and Alex Mitchell can guide you through the process to help futureproof your investment. Get in touch with the team today on 0488 588 851 to start discussing your investment options.