Mortgage Choice
Matthew Fynch

Mortgage Broker Woolgoolga, Coffs Harbour, Sawtell, Nambucca Heads and Surrounds

Meet Matt Fynch, your trusted local mortgage broker. He is passionate about finding you an amazing loan and providing you with an excellent experience.

  • Call Us Mortgage Choice Coffs Harbour
  • Office - 0401 434 197
  • Open Hours Mortgage Choice Coffs Harbour
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Latest home loan interest rates
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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Mortgage broker Woolgoolga, Coffs Harbour & Sawtell

Matt Fynch, as your local mortgage broker in the Woolgoolga area, brings an unparalleled level of customer service to his role. Matt is always happy to share his substantial financial knowledge to help buyers get ahead and is dedicated to helping his customers achieve their home ownership and investment goals. Coming from more than 20 years working in the tourism and hospitality industry, Matt knows the importance of building a strong relationship with his clients, and he genuinely cares about your success. 

When he’s not securing loans, Matt spends his weekends coaching his son’s soccer team or enjoying some time on the golf course. An adventurer at heart, Matt has lived and worked in major cities across Asia, including spending 10 years in Thailand - he’d love to practice his Thai language skills with you! 

Why should you refinance your home loan?

You may not realise some of the benefits that you can gain from refinancing your loan - it’s not all just about reducing your interest rate! Refinancing can also allow you to

  • Reduce or completely eliminate your account fees
  • Access your equity to fund an investment or renovation
  • Pay off your loan faster
  • Gain new features, like an offset account

And of course, you may also be able to save thousands of dollars worth of interest every year - even a small change in your interest rate can make a huge difference! Delaying refinancing is only costing you more money over time, so don’t hesitate to reach out to Matt for a free review of your current home loan. The refinancing process is as easy as can be with him!

Talk to Matt Fynch about your home loan today

We can also help you with

Calculating your borrowing power

Your borrowing power will depend on variables like your income, expenses, and debts, and can vary between different lenders. This figure will usually determine exactly what kind of home you can afford, so it’s important to understand early in your journey. To learn more, talk to Matt today, and in the meantime try out our free online borrowing power calculator.

Try the calculator now

Using a guarantor

A guarantor, who is usually a close relative to you, can act as security on your loan if you don’t have a 20% deposit. This means that you can get into the property market without the expensive extra cost of LMI! However, your guarantor will also be responsible for your payments if you are unable to pay your mortgage, so the decision to use a guarantor should not be taken lightly. Read more in our free guide to guarantors.

Upgrading your home

Whether you just want to freshen up your space or are considering a more substantial update, there are a number of ways you can finance a home upgrade. Matt can walk you through all of these options, helping you choose the one that is right for your lifestyle and finances. Your dream home is within reach, so discuss your needs with Matt today.

Call Matt Fynch on 0401 434 197 today - he’d love to chat

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Matt was awesome throughout the whole process and his expertise was second to none.
Matt went above and beyond and got everything done promptly. I highly recommend Matt and will definitely reach out to him should I need to in the future.
Thanks Matt for your support.
Legend.

luke
28 May 2025  

This is the second time around I have used Matts help within the last 4 months he has always come through. Matt helped me 4 months ago with securing a loan for my SMSF a week ago to secure a home loan which only took a week. He understood all my needs found the best deals that suited me. I highly recommend Matt, he will listen to your needs find the best deals that suits you.

Emmanuel
15 May 2025  

Matt was great to deal with, and was no more than a phone call away throughout the whole process. Certainly would recommend with the full 5 ?????

Damian
22 February 2025  

We recently utilised Matt's services to refinance our home loan. Matt met with us quickly and was professional and very knowledgeable about which financial institution and product would be best for us. He worked with us every step of the way and was in constant contact to ensure everything in the application process was OK. I would highly recommend Matt.

Kerry
12 February 2025  

We used Matt for two different home loans applications. He has been absolutely amazing throughout both processes. One of the loans was complex due to the purchasing structure and he worked with our accountant to get all the necessary information and made the process seamless.
Matt is responsive to emails and phone calls, keeps you updated on progress, follows up and goes above and beyond for his clients. Thank you Matt.

Chipo
07 February 2025  

I was surprised that I could not get an investment loan even though I have a good income and savings.
My age 65 how my tax returns was lodged became an issures.
When 5 other mortgage agents walked away from me, Matthew Fynch had non-stop working with my application till I received a pre-approval from one of many financial institutions he work with.
Mathew is brilliant and worth to try his services.

jackie
18 January 2025  

In a high stakes, hi pressure environment he gets it done. Thank you Matt, appreciate the assistance.

Michael
21 November 2024  

Would highly recommend Matt, he is very knowledgeable and made the process of getting a mortgage simple and easy, guiding us every step of the way.


21 November 2024  

I highly recommend Matt for your mortgage needs, he was very knowledgeable and provided exceptional support and advice throughout the process. Overall Matt was excellent to work with, even checking in on the progress of my mortgage application from his overseas holiday Thanks for helping me secure a home for me and my girls.

Amy
06 November 2024  

Highly recommend Matt from Mortgage Choice
Matt has been excellent to work with. His expertise and efficiency have made this process much less stressful and turned it into an enjoyable and exciting experience, as it should be.
Thanks Matt


05 July 2024  

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Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.


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