Matt Skrokov Mortgage Broker in Somerton Park, Brighton, Sheidow Park, Hallett Cove and surrounds
With more than 25 years’ experience in banking, Matt is committed to helping his clients realise their financial goals through well-structured lending solutions.
He offers a mobile service across Adelaide, particularly the southern beachside suburbs.
Somerton Park
4.9
(190+ total reviews)
Aggregated from:
- Call Us Mortgage Choice Somerton Park
- Office - 0499 015 565
- Open Hours Mortgage Choice Somerton Park
-
Monday - Friday: 9:00am - 5:00pm
After hours by appointment - Free Appointment
2 Wilton Avenue SOMERTON PARK, SA 5044
Start your home loan journey today
Services
Matt has the experience, expertise, and service-focused approach to help you secure a great result for all your personal and commercial lending needs.
- Home loans
- Investment loans
- Refinance loans
- Construction loans
- Renovation finance
- Equity release
- Deposit Bonds
- Bridging loans
- Personal Loans
- Car and asset finance
- Business equipment finance
- Commercial property finance
- Business loans
- Insurance (third party referrals)
Other areas I service
With his broad and diverse financial skillset, Matt can offer clear advice and assistance for all types of lending, including in specialised areas such as SMSF lending and rent roll lending for real estate agents.
He provides a mobile service across the Adelaide metropolitan area, particularly southern beachside suburbs.
- Hallett Cove
- Trott Park
- Reynella
- Seacliff Park
- Seacliff
- Brighton
- Somerton Park
- Marion
- Oaklands Park
- Glengowrie
- Morphettville
- Sheidow Park
Check your borrowing capacity
Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice servicing Somerton Park, Brighton, Sheidow Park, Hallett Cove and surrounds we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!
Check out our free home loan calculators here or get in touch with Matt to discuss your unique circumstances.
Ready to kickstart your journey to home ownership?
We’ll assist you along the way and do all the legwork for you! Call Matt today on 0499015565
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Client reviews
Matt, Nat team have provided exceptional service. They both made the process of changing banks so much easier. Explained the process clearly. Nothing has been too hard for them Highly recommended
16 August 2024
I have used Matt several times now, he is fast and efficient i highly recommend for all your finance needs.
Adam
14 August 2024
Great to deal with, we've used Matt twice for mortgaging and refinancing. Communication was great, highly recommend
Kate
29 November 2024
The team at mortgage choice somerton park were super helpful and professional through out our journey of building our first home. Would highly recommend to anyone
Liam
28 November 2024
Thanks Matt, once again, for your expertise. Always helping in a positive manner with great options suited to me. And my rate was decreased - amazing You're the Best
24 November 2024
Matt and staff have always been extremely helpful and respond to contacts in a prompt manner. Their ability to provide financial advice and answer questions re finances is above and beyond any that I have dealt with in my business life and house purchasing. I have referred friends to him and all have been extremely happy with the service as well. For any advice re finances and borrowing just call M... read more
Barry
23 October 2024
Mortgage Choice were unbelievable Where the big bank are super difficult to deal with and over complicate everything, Matt and his team made it happen effortlessly. Not only did they help us with the loan they were able to structure our finances to help repayments in the long run. I can't speak highly enough of the team at Mortgage Choice Somerton Park
Graham
15 October 2024
My partner and I went through the process of financing for our first home build. Matt Amy have been amazing to deal with, the process has been seamless and they were more than willing to help answer all of our questions. They were both fantastic at communicating, not once did a question go unanswered. Would highly recommend Matt Amy to start you journey of buying a home or financing
Will
08 October 2024
Matt, Natalie and Rebecca at Mortgage Choice Somerton Park were amazing
After our big bank of 30 years told us by text message that they were unable to help us with a loan we rang our local Mortgage Choice.
They were able to get us a loan and offer extra suggestions and options for our current financial situation.
Great to deal with, very knowledgeable and extremely thorough.
Would highly recommendLeanne
27 September 2024
I'm a first time home buyer and Matt did a great job securing a great deal with finance and helped with every step with the settlement process.
Alex
01 September 2024
Matt, Nat team have provided exceptional service. They both made the process of changing banks so much easier. Explained the process clearly. Nothing has been too hard for them Highly recommended
16 August 2024
I have used Matt several times now, he is fast and efficient i highly recommend for all your finance needs.
Adam
14 August 2024
Great to deal with, we've used Matt twice for mortgaging and refinancing. Communication was great, highly recommend
Kate
29 November 2024
The team at mortgage choice somerton park were super helpful and professional through out our journey of building our first home. Would highly recommend to anyone
Liam
28 November 2024
Thanks Matt, once again, for your expertise. Always helping in a positive manner with great options suited to me. And my rate was decreased - amazing You're the Best
24 November 2024
Matt and staff have always been extremely helpful and respond to contacts in a prompt manner. Their ability to provide financial advice and answer questions re finances is above and beyond any that I have dealt with in my business life and house purchasing. I have referred friends to him and all have been extremely happy with the service as well. For any advice re finances and borrowing just call M... read more
Barry
23 October 2024
Mortgage Choice were unbelievable Where the big bank are super difficult to deal with and over complicate everything, Matt and his team made it happen effortlessly. Not only did they help us with the loan they were able to structure our finances to help repayments in the long run. I can't speak highly enough of the team at Mortgage Choice Somerton Park
Graham
15 October 2024
My partner and I went through the process of financing for our first home build. Matt Amy have been amazing to deal with, the process has been seamless and they were more than willing to help answer all of our questions. They were both fantastic at communicating, not once did a question go unanswered. Would highly recommend Matt Amy to start you journey of buying a home or financing
Will
08 October 2024
Matt, Natalie and Rebecca at Mortgage Choice Somerton Park were amazing
After our big bank of 30 years told us by text message that they were unable to help us with a loan we rang our local Mortgage Choice.
They were able to get us a loan and offer extra suggestions and options for our current financial situation.
Great to deal with, very knowledgeable and extremely thorough.
Would highly recommendLeanne
27 September 2024
I'm a first time home buyer and Matt did a great job securing a great deal with finance and helped with every step with the settlement process.
Alex
01 September 2024
Matt, Nat team have provided exceptional service. They both made the process of changing banks so much easier. Explained the process clearly. Nothing has been too hard for them Highly recommended
16 August 2024
I have used Matt several times now, he is fast and efficient i highly recommend for all your finance needs.
Adam
14 August 2024
Refinancing guide
If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.
Help me calculate
How much can I borrow
Home loan repayment calculator
Stamp duty calculator
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Repayments/ month
-
Expenses
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Remaining
Based on standard variable rate over years.
Start the pre-approval process
Talk to a brokerYour borrowing estimate
Monthly income
Expenses
You may borrow up to
-
Your monthly repayments
$3,163.00
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Total loan repayments:
$759,179.00 -
Total interest charged:
$259,179.00
There's a lot to consider when choosing the right loan.
Talk to a brokerBreakdown | Amount |
Stamp duty on property | |
Transfer fee | |
Mortgage registration fee |
Need help with your next home purchase?
Talk to a brokerExtra Information
Home Buyer Concession Scheme
From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.
To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.
Click here for more information on the ACT First home Owner Grant.
Stamp duty concessions in NSW
From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.
Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000
How much is the First Home Owners Grant NSW?
The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.
If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.
Click here for more information on the NSW First Home Owner Grant.
How much is the First Home Owners Grant in the NT?
The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.
As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.
Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.
Click here for more information on the NT First home Owner Grant.
How much is the First Home Owners Grant QLD?
As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.
As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.
Stamp duty concessions
If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.
Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.
Click here for more information on the QLD First home Owner Grant.
How much is the First Home Owners Grant SA?
There are currently no specific stamp duty concessions available for first home buyers in SA.
The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.
You will only be able to claim the FHOG SA if you pay below the following amounts for your home:
Before 14 June 2023: $575,000
After 15 June 2023: $650,000
You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.
Click here for more information on the SA First home Owner Grant.
Stamp duty concessions in TAS
If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at
$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).
How much is the First Home Owners Grant TAS?
The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.
Click here for more information on the TAS First home Owner Grant.
Stamp duty concessions in VIC
First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.
How much is the First Home Owners Grant VIC?
The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.
Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.
Click here for more information on the VIC First home Owner Grant.
Stamp duty concessions in WA
If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.
From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.
There are no additional concessions for homes valued above $600,000 and land valued above $400,000.
How much is the First Home Owners Grant WA?
The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.
If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.
If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.
The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.
Click here for more information on the WA First home Owner Grant.