Matt Cunliffe

Expert Investment Loan Solutions in Brisbane

At Mortgage Choice Brisbane City, we specialise in helping investors secure the right financing to grow their property portfolio. Whether you're looking to purchase your first investment property or expand an existing portfolio, our team of experienced mortgage brokers is here to guide you through the process and find the best investment loan options to suit your goals.

What Is an Investment Loan?

An investment loan is a type of mortgage specifically designed for purchasing property or assets that will generate income, such as rental properties, commercial real estate, or other investment vehicles. Unlike owner-occupied loans, investment loans often come with different terms, including higher interest rates and different tax implications, depending on the type of investment and the borrower's financial situation.

Benefits of Choosing Mortgage Choice Brisbane City for Your Investment Loan Needs

Access to Over 20 Lenders: We work with a wide range of lenders, including major banks and specialist institutions, to offer you a broad selection of investment loan options with competitive interest rates and flexible terms.
Tailored Advice and Solutions: We take the time to understand your investment goals and financial position, providing personalised recommendations that align with your objectives.
Maximised Borrowing Capacity: Our team can help you structure your loan in a way that maximises your borrowing potential, giving you the ability to invest in higher-value properties and grow your portfolio faster.
Comprehensive Support: From securing pre-approval to managing your investment loans, we offer ongoing support to ensure your investments are financially sound and sustainable.

Our Investment Loan Services Include:

Property Investment Loans: We assist with financing for residential and commercial investment properties, ensuring you secure the best loan terms to support your investment strategy.
Refinancing Investment Loans: If you already own investment properties, we can help you refinance your loans to secure better interest rates, improve cash flow, and reduce your overall loan costs.
Negative Gearing: We can explain the benefits of negative gearing and help you structure your loan to take advantage of tax benefits, allowing you to offset the costs of your investment property against your income.
SMSF Loans (Self-Managed Super Fund): For those looking to invest through their superannuation, we offer advice on securing an SMSF loan to purchase property within your super fund.

Key Benefits of Investment Loans:

Tax Benefits: Investment loans may offer tax advantages, such as the ability to deduct interest payments on investment properties and other associated costs.
Flexibility: Investment loans often come with flexible repayment options, allowing you to manage cash flow and make additional payments when possible.
Capital Growth: By leveraging investment loans, you can purchase higher-value properties that have the potential for capital growth, helping to build wealth over time.

Industries and Property Types We Specialise In:

We offer investment loan solutions for a wide range of property types, including:

Residential Properties: Whether you're purchasing a single-family home, apartment, or townhouse, we can help you secure financing for residential investment properties.
Commercial Real Estate: For investors interested in commercial properties such as office buildings, retail spaces, and industrial warehouses, we provide tailored financing solutions.
Multi-Unit Developments: If you're looking to invest in multi-unit properties or developments, we can help you structure the right loan for your project.

Contact Us Today!

Whether you’re a first home buyer, upgrading, investing in property, or refinancing, our expert team is here to help you make the right financial decisions.

📞 Call us today: 07 3211 7744
📍 Visit us: Level 10, 40 Creek Street, Brisbane City QLD

For over 19 years, we’ve been helping Brisbane residents secure personal loans and achieve their financial goals. Our local expertise and dedication to exceptional service make us the trusted choice for personal loans in Brisbane City and surrounding suburbs, including Spring Hill, New Farm, Teneriffe, Bowen Hills, Fortitude Valley, Newstead, Paddington, Milton, Ashgrove, and Bardon.

Disclaimer: This information is general in nature and does not constitute financial advice. Please consult with a qualified financial professional to discuss your specific circumstances.