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Marvin Coleman

New Mortgage & Refinance Expert - Oakleigh, East Malvern, Carnegie

 

 

We're expert Mortgage Brokers.  We help find and secure the best new or refinanced Home Loan for your needs.

 

Finding the best Mortgage for you

If you're a typical client, you'd like to save money and you lack time.  As well as finding a great mortgage for you by reviewing offers by more than 30 lenders, we'll do the paperwork and lender chasing too, all at no fee to you. Our aim is to make your mortgage experience as easy and hassle-free as possible.

Our process:

  • First, we have a short call, to understand your property goals as well as your personal and financial situation. 
  • Next, you upload some financial documents to our secure portal.  We review them in tandem with your property goals.  Then we have a 45 mins Zoom, as I talk you through your best borrowing options. 
  • If you decide to proceed with a home loan application, we'll do all the paperwork and lender chasing (and believe me, there's always lender chasing!). 
  • We stay with you through to settlement and beyond, to make sure everything's working smoothly.
  • Our services are free to you; the Lender you choose pays our fee.

Other ways we can help your property journey:

  • provide you with property reports, either for the area or for a specific property you're evaluating to buy
  • provide you with recommendations of excellent conveyancers and other services you might need on your property buying journey
  • general guidance on property buying, mortgage selection etc

 

Contact us today:

Book a Zoom or Call us today Ph 0406 507 840‬.

Not sure? Take a look at our 350+ Google Reviews for recent client opinions of our services. 

From our office in Oakleigh, we help clients in Oakleigh, East Malvern, Carnegie and across Melbourne.

 

Why is everybody talking about Refinancing?

Refinancing will continue to be a hot topic in 2025 - especially if interest rates start to reduce by mid year, as expected.

Refinancing your home loan means taking your existing mortgage to a new lender, presumably because they offer better terms.  

This may be as simple as a better interest rate.  There may be other factors that can benefit you too - such as an instant cash back offer or change to your repayments type (switching from interest only to principal and interest repayments) or loan structure (including an offset account against your loan).

Let us review your mortgage's terms against other lenders.  We will look across over 35 lenders, to find the best home loan or mortgage for your life and financial circumstances.

 

What's the "loyalty tax"?

A "loyalty tax" is when it costs you more to stay with your existing provider than to change to a new one.  This can apply to your gas and electricity, to your mobile phone and internet....and certainly can apply to your mortgage and home loan.

We like to think loyalty is rewarded; in a competive market like the mortgages and home loans market, it pays to shop around.  

That's our job - we will search across over 35 lenders and 100's of products, to find the best home loan or mortgage for your life and financial circumstances.

Our services are free to you; the Lender pays our fee.

 

Contact us today:

 

Ph 0406 507 840‬
support.oakleigh@mortgagechoice.com.au

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