First Home Buyers NSW

I specialise in guiding and advising those people looking to purchase their first home in Newcastle, Lake Macquarie and the Hunter.   

I understand that most people only ever purchase a property once or twice in their lifetime, so the process can be very unfamiliar and with so many moving parts, a little bit confusing.

I will happily do the calculations for you.  I will make you aware of the costs associated with buying property and work out the minimum contribution you will need for your purchase to cover the deposit and costs.

I can guide you as to your eligibility for the NSW Government stamp duty exemption and first home buyers grants, and I can assist you to determine if you are eligible for the federal government first home buyer deposit guarantee scheme, the regional first home buyer guarantee scheme or the family home guarantee scheme.

When you are ready to take that next step I can assist you to understand your borrowing capacity, explain the different loan products available and help you make an informed choice about who and where to obtain the finance to purchase your first home.

If you need, I work with lots of trusted professionals and I will happily recommend a conveyancer who can guide you through all of the legal requirements to purchase a property.

So if you are looking for a mortgage broker in Newcastle who will take the time to help you understand the process, guide you in every aspect of purchasing a property, including obtaining a loan that meets your needs, then send me an email or give me a call on 0451 471 061 to make an obligation free appointment.

 Margaret Godfrey is a mortgage broker in Newcastle NSW who has been assisting first home buyers for more than 14 years to purchase their first homes.