First Home Buyers

Are you thinking about buying your first home?

As your local mortgage broker, we pride ourselves on being your local home loan experts. We get to know your personal situation and then work with over 25 lenders, including the big four banks, to find the loan for your needs. We’ll manage your home loan from application to post-settlement, all at no cost to you.

With over 20 years of experience helping first home owners get into their first home, you can depend on our team to work hard to find you the best deal, and the right loan for your future financial goals.

What you need to know for your first home loan?

As your local Mortgage Choice broker in West Torrens, Lauren will take the stress out of the process for you.

Lauren will also help you determine if you're eligible for any grants or concessions, as well as prepare the loan application on your behalf and follow it through to settlement, keeping you up to date along the way.

You can find more information about grants available to you below

When shopping around for a home loan, you need to work out what type of home loan will suit your situation. There are a number of different types of home loans are available. The one that is right for your needs will depend on your circumstances, but usually, most lenders offer several different types of home loans including:

Variable rate home loans
Fixed rate loans
Line of credit loans
Construction loans, and
Bridging loans.

Remember, the different types of home loans each have various features that appeal to different borrowers. The key is to have the type of home loan that is right for your circumstances, and this is where we can help.

We provide you with choice!

With over 25 Lenders to choose from, we will find you the best deal for your individual situation.

We take the time and hassle out of shopping around for a home loan and guide you through the process to help you make better choices with your finances. We service all the South Plympton, Henley Beach, Mile End and surrounding suburbs but we are always happy to meet you anywhere that is most convenient.

How we help you get your first home loan

Understand your needs

We take the time to find out as much as possible about your circumstances and goals.
Work out your borrowing power

We will calculate how much you can borrow and how much you can comfortably afford to repay.
Compare loans to find the right one

We will compare hundreds of home loans from over 25 lenders, including the big four banks, to quickly narrow down your choices to the ones that best suit your needs.
Do all the legwork

If you decide to go ahead with an application, we will prepare all of the paperwork and support you through the entire process.
Answer your questions

We have a wealth of knowledge built up over 20 years of experience in home loans that we’re only too happy to share with you to help with your first home purchase.
Help you with pre-approval

We can help you get pre-approval for your home loan so you can shop around for your home with confidence, knowing what you can afford to spend and make an offer on the property of your dreams when you find it!
We will apply for First Home Owner Grant incentives for you

In Australia, there are a number of government incentives available to first home buyers. We’ll let you know whether you’re eligible for assistance schemes such as the First Home Owners Grant (FHOG) and help complete the paperwork.
Support you all the way to your first home

When you’re ready to move ahead with your first home loan, we will prepare all the paperwork and support you at every step to settlement and getting those keys!