Refinancing | Home loans Mill Park, Lalor and Thomastown

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The benefits of refinancing your Mill Park home loan

Refinancing is often thought to be complicated and time-consuming, but when you work with Kris it couldn’t be simpler, because he will do all the hard work while you simply enjoy the benefits. Some of the advantages of refinancing include

Reducing your repayment amount
Shortening your loan length
Lowering your account fees
Accessing new loan features

Refinancing to access equity

If you’ve been paying off your home loan for a while, or if the value of the property has increased, you might have a substantial amount of equity at your disposal to consider utilising, and you can access these funds by refinancing. You can use your equity for a range of purposes, including

Renovations
A family holiday
A new car
The deposit on an investment property
And more!

Talk to Kris today to discover your options and find out how much equity you have to work with.

Is it time to refinance?

Refinancing can be valuable at many different stages, including if

Your fixed rate is ending
Your financial circumstances are changing
You are unhappy with your lender
You want to consolidate debts
Or if you just want to save on your repayments with a lower rate

If you’re still not sure, talk to Kris to book a free home loan review appointment. He can take a look at your current loan and identify whether you could be getting a better deal by refinancing.