First home buyers
Your First Home – An Exciting Journey with Expert Guidance
Buying your first home is one of the most exciting milestones in life. The thrill of house hunting, imagining your future in a space of your own, and finally holding the keys to your dream home is an unforgettable experience. But while excitement runs high, navigating the journey to homeownership can also feel overwhelming. That’s where expert guidance makes all the difference.
Why Working with a Broker Matters
Understanding the process of buying a home is crucial. From securing a loan to knowing your rights as a first home buyer, having the right information helps you make smart decisions. With a broker by your side, you gain access to expertise that ensures you are not just approved for a loan, but that you secure the best loan for your unique situation.
Kelly is here to guide you every step of the way, simplifying the process and ensuring you feel confident in every decision. Instead of navigating the complexities alone, you’ll have a trusted advisor who understands the ins and outs of home loans, interest rates, and lender policies.
Be Organised, Be Prepared
Preparation is key when buying your first home. Understanding your financial position, knowing what lenders require, and having the necessary paperwork in order can make the process smoother and less stressful. Kelly will help you:
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Assess your borrowing power
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Prepare the necessary documentation
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Set up a savings plan if you're not quite ready yet
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Understand ongoing costs beyond just the purchase price
- Organise your pre approval
Understanding Available Schemes & Discounts
As a first home buyer, you may be eligible for various government schemes and incentives that can save you thousands. These can include:
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First Home Owner Grant (FHOG) – A lump sum to help with your new build
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First home buyer assistance scheme – Reduced or waived transfer duty depending on your state
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First Home Guarantee Scheme – Allowing you to buy with a lower deposit and no LMI
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Super Saver Scheme – Using some of your eligible voluntary super contributions to boost your deposit
Kelly stays up to date with all available benefits to ensure you take full advantage of what’s on offer.
Your Journey Starts Here
Don’t let confusion or uncertainty hold you back from achieving homeownership. With the right preparation, knowledge, and guidance, you can move forward with confidence.
Kelly is ready to help you take the first step—reach out today to start your journey towards owning your first home!
