Mortgage Broker Oxley | Oxley Home Loans

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Buying a home in Oxley

Leafy and green, Oxley is one of Brisbane’s oldest suburbs and still boasts plenty of classic homes that reflect its heritage. Perched beside the Brisbane River with easy access to both Indooroopilly’s commercial hub and the University of Queensland, Oxley is a popular choice for students, professionals, and anyone who values convenience. And nothing could be more convenient than the Oxley station precinct, complete with a handy train station and a collection of useful shops. Travel throughout the city with ease, and enjoy shopping for all your essentials - or just stopping to enjoy a coffee!

The median house price in Oxley was $858,000 in 2024, and the median apartment price was $602,750. Talk to Kasey and Sean today if you are interested in purchasing a property in Oxley.

Fixed vs variable home loans

When you take out a home loan, you will need to choose between a fixed or variable rate structure. Each type of loan has its own benefits and drawbacks, and the correct choice will depend on your own individual preferences and your financial habits.

In a fixed rate loan, you are guaranteed to have the same interest rate for the fixed portion of the loan. This can give you peace of mind with your budget, however you may have to sacrifice additional features and flexibility. You will also be unable to benefit from any rate decreases, though you are protected in case of any rate increases.

With a variable rate, you are left vulnerable to changes in your interest rate, though these loans often include more features, such as an offset account, and fewer conditions. Kasey, as your mortgage broker, will help you examine your circumstances and make an educated decision about which loan will work best for you based on your needs.