First home buyer | Mortgage broker Parramatta, Auburn and Lidcombe
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Start your home loan journey today
First home buyers in Parramatta and the surrounds
As your mortgage broker in Parramatta and surrounding suburbs, Kamran understands just how complex the world of home loans can be - especially for a first-time buyer. That’s why he is dedicated to making the process of securing your loan as simple and stress-free as possible for you. From your very first appointment, Kamran will guide you to make informed decisions about your finances, answering all your questions and supporting your home-buying goals. You can sit back and relax when you work with him, because he will complete and submit all your paperwork as well as communicating with your lender on your behalf. To get started, simply book your obligation-free appointment with Kamran today.
How much can you borrow as a first-time buyer?
Your borrowing power will depend on many factors, including
- Income
- Expenses
- Debts
- Your lender
Because there are so many variables that impact your borrowing power, this figure can be difficult to estimate. That’s why it’s important to speak to Kamran as soon as you are considering buying your first home - he will inform you of how much you can borrow, as well as offering tips to maximise this amount and optimise your application for the best chance at approval.
Using a guarantor to buy a home
Saving for a house deposit can feel like an uphill battle, which is why a guarantor might be a useful avenue for you to take in your journey to home ownership. Your guarantor is generally a family member, such as a parent, who acts as security on your home loan. This negates the need to pay LMI, even when your deposit is less than 20% of the purchase price. If this might be an option for you, talk to Kamran as soon as possible for all the best information and advice.
Resources for first home buyers
Want to learn more about property and finance before buying your first home? Check out our free downloadable guides for plenty of useful tips.
If your goal is to buy your first home, there’s no one better to help than Kamran Khalid - call 0449 775 015
Kamran can also assist you with:
