Mortgage Broker Box Hill | Box Hill Home Loans

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Mortgage broker Box Hill

Friendly and safe, Box Hill is filled with well-kept homes on wide streets. There is plenty of greenery and nature to enjoy around the area along plentiful walking tracks, and shoppers will love the Carmel Village Shopping Centre for both everyday necessities and international dining options. Searching for a dinner spot? Product of Italy is a Box Hill local favourite for delicious Italian cuisine in a casual chic ambience! Best of all, development in this suburb is still booming with more upgrades scheduled for the coming years, making it that much more desirable.

In 2023, the median house price in Box Hill was $1,205,000. Talk to Julie Stansfield today to discuss all your home-buying plans in this suburb and the surrounds.

Fixed vs variable interest rate loans

When taking out a home loan, you will need to choose whether you would like a fixed or variable rate structure. Both types of loans have their advantages and disadvantages, and the right choice for you will generally depend on your needs and preferences.

Variable-rate home loans

When your home loan rate is variable, you are left exposed to any rate rises, however, you will also benefit from any decreases. This type of loan also generally offers more flexibility and features, such as redraw.

Fixed-rate home loans

Though your fixed-rate loan may be lacking in features, you will have absolute certainty about your repayment amount, including avoiding impacts from rate rises. Generally, your loan will be fixed for a set amount of time, after which you will roll onto a variable rate, or you may want to consider switching loans.

As your trusted Mortgage Choice broker, Julie can help guide you towards the right loan with her expert advice. She will listen to you and provide a solution that works for your lifestyle, helping you avoid the home loan stress. Talk to Julie today to get started.