Reviews
Average client rating
4.9/5 From 590 Reviews
I have always found the advice from John, Paul and Kali, 5 star and educational and informative - Highly recommended
Gary made swapping over my vehicle a breeze, I highly recommend for a hassle free, prompt and efficient process.
John was really helpful in getting me a new loan and also helped me in transfering my old loans to new bank.
Gary was amazing! Super helpful and got me answers extremely fast, exceeded expectations.
Gary was available, timely, courteous and customer focussed.
John has always looked after myself, family and friends. I’ve always pushed him to deliver in a very narrow region due to my circumstances and he has never disappointed. I plan on buying more properties in future and hope that John can help me as much as he has up to this point in time. I am extremely happy with the service he has provided and will do into the future.
This was a challenge for Gary with delays, but did a great job in securing the rate.
John and Paul are a great team. They take the time to listen, communicate, consider all options and work in their clients' best interest. I recommend them to family and friends without hesitation.
Broker helped me find the right product and presented alternatives, that suited my needs till a solution was found.
Can't speak highly enough about Paul. Really happy with the work he did for us
My second experience with John at Smartline and everything went perfectly as planned once again. Great communication and service, saving me $$ and making life easier!
Paul was awesome- always contactable and offered great advice as we changed our plans to suit what could afford in the current market. Absolutely recommend his services and we will be continuing to use him the future.
Paul was excellent to deal with and always kept us up to date with all that was going on especially since the bank made the whole process difficult . I would highly recommend him to anyone i know.
Can not thank John enough, was a very stressful time and John made it easy/smooth process and I didn't have to worry about anything.
I could not speak more highly of John Spiers professionalism.
I will certainly use him again if and when required and I have already referred others to his company and especially John in particular
John and Paul always always always a pleasure to deal with. We have recommended them to our family and friends, John and Paul continue to exceed everyone expectations. Communication and customer service is beyond 110%. Well done to you both!
John and Paul handled all of the paperwork etc, contacted banks and organised everything required for our refinance. No trouble at all, always contactable and friendly, no stupid questions and were available to reply at any time of day
Paul made our refinancing incredibly easy. He answered all of our queries promptly and he kept us informed during each stage of the process. We would definitely recommend him to others.
John helped us out with lots of good advice during what turned out to be a lengthy hunt for a house in a different state to where we live now. We had to reapply for pre approval a couple of times and each time John & smartline made it easy! Many thanks!!
Paul was great all the way through the process and advised the best loan for me, his knowledge and advice was outstanding. I would highly recommend and will use him again in the future A++
Excellent service.
All went well
Dealing with smartline was very easy and they were so helpful and approachable. As a person who is not financially savvy they were a blessing to have on my side. Appreciate all the feedback and assistance. A big thanks.
John was always available when we called. His advice was spot on and his attention to detail second to none. We would thoroughly recommend him to anyone
Paul, was always a pleasure to deal with. Always answered my phone calls and emails promptly even after hours. I would highly recommend Paul and Smartline to all friends and family.
C Sharland
John was super helpful explaining things to us in a way that we could easily understand. He was also very prompt on replying to emails, we never had to wait for answers.
John made the experience in purchasing my first home an extremely easy and straightforward process, answering all questions I had in a speedy manner and went above and beyond to look after me. I would happily recommend him to anyone.
Speirsie and Paul are the best mortgage broking outfit in Australia!
Gary was excellent from start to finish and made the process very simple, hassle free and very efficient.
John made the application process effortless. Excellent and in most cases immediate communication. Could not be happier with the service. Thank you.
This is the 3rd time that we have used Paul to help secure us a home loan. Every time he has gone out of his way to be available to us, answer our questions promptly and get us the best loan possible. We would highly recommend Paul to everyone.
John has been incredible. Very helpful, ultra responsive and we recommend him to anyone who asks.
John Spiers was always readily contactable and exceeded my expectations. Thank you
John was just amazing going above and beyond, what a legend!
Paul’s great and have recommended to family and friends
John Speirs was always contactable and gave extremely thorough answers to any questions I had.
Paul Dollman has been absolutely stellar throughout our long home buying journey. Always contactable and keeps us up to date with how things are progressing.
He has been dedicated to helping us get to where we need to be and providing us with the best advice to get us in the best position to get in the house we’ve only ever been able to dream about.
I would recommend Smart-line and more importantly Paul to anyone who needs a broker to get them into their next home. He is an asset to Smart-line!
44844
Gary was very responsive and went over and above to meet my needs within a short timeframe
Gary was extremely helpful and friendly. Always kept me in the loop so I never felt like I was being excluded or felt like my needs weren't being met. Answered all my questions with great detail so I never got left feeling confused or misunderstanding anything.
John has been our trusted adviser for years and would highly recommend his service. Couldn't be happier with the seamless process.
Gary went above & beyond to ensure my finance experience was hassle free.I would throughly recommend his services & are extremely grateful for all his efforts.
I utilised John Spiers services multiple times now and his advise and service is alway exemplary. Highly recommend John at Smartline to anyone
I have used John Spiers for around 20 years now, highly recommend him to everyone I know, never fails me. Answers any questions I have immediately, always does his best work for me.
Paul was an absolute legend, my loan was handled quickly and efficiently, I would be happy to recommend him any time.
Paul Dollman was informative and supportive throughout the whole process. As long as he is with Smartline, we will keep coming back and will keep recommending your company.
Paul was very much helpful and has awareness about customers expectations. He has thorough knowledge in his field and really fast in processing our loan. Comfortable to work with. Thanks.
John was amazing at providing support to us in securing our home. Could not have done so without his expertise.
Excellent service and a very knowledgeable advisor.
John Speirs was fantastic when helping me find a home loan that suited me. He kept me informed every step of the way, which allowed me to never feel worried or anxious about the process. Highly recommend!
Paul was an exceptional communicator. Went the extra mile, explaining the details of my loan arrangements and took care of everything each step of the way. Would recommend, and in fact have done so already. Five stars.
Paul was fantastic through the whole process. Will highly recommend to all friends and family
So happy that I referred to all my friends and recently I had one off those friends contact me to thank me so much for putting them in contact with Paul.
Paul’s communication and expertise was awesome and gratefully received throughout the process. I am hoping for more positive experiences.
Have used Garry Brown from Smartline on numerous occasions now and would recommend his service and product for finance without hesitation to my colleagues, friends and family. Always helpful and straight talking, keep up the good work Gaz ..will do this all again with you in a few years time! Thanks for all your help!
Gary was great to deal with. Very prompt to respond (even on weekends) and always kept me up to date with progress.
Very professional, easy going. Spoke in a language I could understand.
John is the best!
Paul dealt with very difficult circumstances (from my side), repeated changes to my loan requirements, issues arising from a third party and many other complications
Smartline and John was recommendation from my sister. I was nervous at first but once i met John i was completly comfortable in his presence. He was friendly, knowledgeable and explained everything to me that i needed to know. He always responded to my emails in good time and also kept me up to date with where things were at. I would highly recommend John and Smartline to my friends and family.
Paul really couldn't do enough for us! We had so many problems with settlement and he worked tirelessly to rectify the issues with the Bank. I have already recommended Paul to a friend and would do so again!
Paul Dollman I highly recommend to others. He talks you through the whole process and what's best for you. He fights hard for your needs. Very friendly. Made my experience less stressful, without him I wouldn't have bought my first house.
We found John to be extremely helpful and found us the loan we where looking for as well as adapting our current finance situation to suit our new requirements. We would strongly recommend John for anyone searching for a home loan.
Paul was amazing from the first phone call till the end. Always answer calls at anytime and was extremely helpful. I highly recommend him
Gary really was valuable. Informative and responsive. Thanks!
John has amazing knowledge and insight in the field. He provided my partner and I with the best options available to meet our criteria. Thank you John!
Gary, nailed it as usual
We have tracked down John over the years when needed as we trust his advice and his service is great!
John has been approachable, honest and helpful throughout the process. He was recommended to us by a colleague and we are more than happy to recommend him to others.
Was referred by a friend,couldn't be happier Paul open the door to our new home thanks Smartline
Friendly, efficient and always available
John was always contactable, he was very thorough and got everything done very quickly. He was excellent to deal with and I don’t think I would have got my loan approval without his guidance.
John was always contactable, he was very thorough and got everything done very quickly. He was excellent to deal with and I don’t think I would have got my loan approval without his guidance.
I have been dealing with Gary for a number of years. Very satisfied with his help
Have already recommended John to friends, this is our 3rd loan so suitably impressed.
John exceeded all expectations in finding us a home loan solution when we didn’t think it was possible. He made us feel very comfortable talking to him at our consultation and kept us informed throughout the process. Highly recommended.
Paul followed up everything we asked & attended our house after hours to explain & read through our new loan details with us.
Paul, went above & beyond in assisting me with walking through the whole process of arranging a loan. Would definitely recommend his service to anyone I knew who was buying a property.
As a first home buyer there was a lot of information that I quite often found overwhelming. John was always available and willing to answer any questions and made sure I completely understood each step of the process!
Already referred Paul to a friend of mine who have met him already and will be engaging him as their broker
Great service.
The bank and solicitors kept holding up the process and not doing their due diligence. Paul was amazing in following them up and making sure everything was done properly. Without him on my side I would’ve been up sh$t creek!!
Gary Brown is a rockstar!
Paul was exceptional! He was quick to get back to us and follow up on any issues. He definitely made the home loan process much less stressful.
Excellent service, kept informed of progress of loan, and sourced the best loan for purpose
Gary Brown was polite and very help full. I found Gary ensured that I was kept informed with/ & assisted with the loan process. Gary was able to answer all my questions. Very positive experience. Many thanks
We had a great experience with Paul. He was so helpful and made the process of buying our first home so easy and carefree. He was approachable and easy to speak with. I would recommend him to everyone.
I cannot recommend Paul highly enough. He was patient, honest and reliable, keeping us informed on all aspects of the process. It was a pleasure to deal with him.
I could not be more impressed with my experience using Smartline. The whole home loan process was so simple and stress free - John was amazing!
He was quick to assess my needs, very prompt with communications and delivered a great product for me.
Fantastic service and would recommended to all friends
Great quality service and communication from start to end. It made my life a lot easier and stress free with Smartline handling every aspect perfectly. Looking forward to continued interaction until my new house is complete.
As someone who was new to the area of loaning, John made the process seem very simple and was able to explain the process and steps down to a basic level for me to understand. I was informed constantly of the progress and which deals are suitable.
John Speirs was a brilliant broker and worked hard to secure the best mortgage arrangement for me. He was contactable at all times and offered very helpful advice and information in my search for the perfect property. 10 gold stars! Cheers, Anna
Always there to answer my questions, even when I asked the same ones over and over to ensure that I had it right moving forward. The team are always on hand and I feel and felt confident of their commitment to my needs at every turn .
Couldn't recommend a better mortgage broker than John! He was super helpful, knowledgable and made the whole process easy. Amazing service by John.
Gary has delivered every time. He always answers his phone or returns your calls promptly. No fuss. I would have no problem recommending him.
John and his team always provide me with proactive advice that I didn't even know I needed. I am now saving money due to them reaching out with the latest market offers and quickly converting this into a reduced home loan. It's always so easy!
Paul Dollman was recommended by a friend, from the get go he was genuine, attentive and took the time to explain each step of the homeloan process. His product knowledge is exceptional and we most certainty will be recommending his services.
Outstanding customer first focus and readily available for discussion throughout the whole process.
We have been working with Paul Dollman since 2015. Couldn’t find a better broker even if we tried. He is always available to us, he has the answers to all the questions we have, he takes the time to explain things clearly to us. 10/10 service.
Made the process easy!
Above and beyond. Some of the best customer service I have seen in a long time.
Paul was very helpful and very quick with right response. We would definitely recommend him to our friends.
Paul was so helpful and gave us all the options we had. Never pushed us to make a decision. I have given his number to a few of our friends to help them too.
We dealt with John, and he was brilliant. Had issues dealing with another company and switched over to smartline and the ball was rolling the following day. During covid times, John made this process a smooth one. Thanks
As usual John was always quick to respond and went over and above to make sure we had everything we needed. I first heard about John via a friend and wouldn’t hesitate to pass on the recommendation to anyone in need.
Paul was recommended to us by a friend and he did not disappoint. He quickly found us a great option at a much lower interest rate than we expected and he made the application process easy and was responsive and friendly through the entire process.
John was fantastic throughout the whole process. He communicated well and explained everything clearly to make it a stress free process.
John was very personable, he took the time to explain all aspects of the loan contract and was readily available if I had any matter that I need clarification.
We had an initial hesitation using a mortgage broker, however, this was quickly dispelled by John's personable nature, and his ability to review several mortgage options quickly to find us the right loan. John was there with us every step of the way.
Paul is a really good communicator and made a difficult refinance as easy as possible.
Gary has organized quite a few loans for me, and has always done an excellent job.
John was great, helped manage refinance issues between banks and went over and above in all aspects - he is an asset to smartline!
Paul makes himself readily available to his customers and nothing is too much trouble for him. Paul has a comprehensive knowledge of the banking industry and loan products. Paul made us feel very supported and comfortable throughout the processes.
I'm not normally inclined to rate things at 10 for surveys such as this, but I would simply say that the process was as clear, simple and painless as it could've been. Great outcome and John was a pleasure to work with.
Excellent - worked hard to navigate our complicated OS employment history
John was recommended to us by some colleagues. He went above & beyond to explain everything thoroughly, always kept us informed & presented all options. He'd also reply to us at all kinds of ungodly hours. Would highly recommend him to everyone.
John was very helpful and understanding about my frustration with a protracted process seemingly requiring endless documents.
We have come to rely on John for his advise and assistance on several occasions as have other members of the family
Extremely happy with John's professionalism and expertise. Would highly recommend him to others.
Gary Brown is great to deal with, he is responsive beyond expectation. His transparency enables customer confidence and trust. My work can see me move around, but I'll always recommend either Gary or Brenton for lending needs.
John was great. Kept me informed throughout the whole process, and was quick to help with any questions. Thanks!
John and Paul are great and away make sure they have all areas covered so no matter how the banks cause trouble they fix the issues
Great service
Paul Dollman was an absolute pleasure to deal with from start to finish.
Professional, courteous and efficient is the best way to describe Paul.
I would recommend his services to any of my friends and family.
John was thorough and took the time to explain and go through the documents which was greatly appreciated. And when i changed my name and the documents needed to. be redone he did not make me feel a nuisance but nust got it done.
We found John approachable, well informed and he went above and beyond so that our deadlines and requirements were met. we had a 10 out of 10 customer experience and hence struggle to provide any improvement feedback
I cannot thank Paul Dollman enough. From beginning to end he has provided absolutely incredible service. Availability, responsiveness, and efficiency were just the foundation. Paul also provided comprehensive and comprehensible details about the loan structures, and very happily (and patiently) explained features and gave more detail about various options when I asked. I always received very prompt replies. I don't think I could have got a better process and outcome with my loans and I am extremely happy and will definitely return to Paul in the future.
Experience was excellent, I asked various questions about certain circumstances and even asked about opinion about land location and property types which gave me piece of mind. My adviser said I could contact them any time of day which I did and he got right back to me which was excellent.
Gary brown has always given great service and advice on the best type of loans.
It was a positive experience, John was very helpful and patient when things had to be delayed slightly.
Gary provided an excellent service, he responded promptly to my many, many emails! He shielded my wife & I from the stress of personally dealing with the lender & as a result, I will definitely use Smartline again, as I have before.
Thanks guys, keep us the good work :)
John Spiers is an excellent adviser. Knowledgeable, provocative and always available to answer questions.
John is fantastic. This is the 3rd loan/refinance he has arranged for us over the last 8 years. His communication and professionalism is exemplary.
Third house we have purchased with johns assistance. Has been faultless every time!
I was very very happy with John - he answered all of my questions within minutes (even on a Saturday night!) and provided me with great advice. He also recommended a building inspector and conveyancer, both of whom were great. I have already recommended him to friends.
Paul was friendly and approachable. He explained things well and made me feel like nothing was too much trouble.
He went out of his way to make the process quick and easy.
Have used John before and will continue to use him and recommend him to my friends
We have utilised John’s services for a previous loan and we knew we wanted to see him for our new loan. He makes the whole process simple and easy to understand. John is flexible with hours to meet and location. Would highly recommend his services to friends and family!
John was excellent and very helpful throughout. His advice was solid and objective, and the process was easy and smooth. I would recommend his services to my friends.
Gary was excellent. I was on holiday while setting up my lease and Gary made the whole experience simple and with no stress.
My sincere thanks to Gary.
John Spiers was professional and efficient in transferring my home loan and organising a more favourable interest rate. It all went very smoothly!
Very happy with the service that Paul provided. Will definitely use him again for future loans and already recommended to friends
Paul was very helpful and kept us up to date throughout the loan process. We had a short settlement period at the end of the financial year and he was very proactive in ensuring our needs were met.
John was fantastic! He was so helpful and got me a great result. I would recommend him to anyone!
I honestly wouldn’t change a thing. My husband and I couldn’t have asked for a better experience. John was incredible, got back to us so quickly with any questions we had if it weren’t within minutes it was hours, even if it was the weekend. We felt like we had great support throughout our whole experience which made it all so easy for us. We have already highly recommended and will continue to do so to everyone we know. Thank you for the great experience, keep doing what your doing.
Paul was very professional and made the whole experience very easy and stress free glad we chose smartline
I think there is something wrong with the survey- I have tried to select just the 10 for outstanding service but it highlights everything :( I have gone into the survey twice to see if the problem is at my end but it is still doing the same thing. )
the service I have had, and have always had from John Speirs is nothing short of exceptional every time which is why I will follow John and Smartline every time.
I find the extraordinarily prompt responses from Smartline (and John in particular) so exceptionally prompt and this has been a feature of Smartline since my commencement with them many years ago (after following John from another broker). I am aware he leads his team with the same ethos but more importantly is a genuine, very real person and that has become as valuable to me (and no doubt hundreds of others like me) as the service itself. I can be very challenging and I know I would not get this level of service anywhere else and John and his team go out of their way to ensure it is as seamless as possible for me, every single time. I will always support Smartline and John in particular and will continue to advocate their services at every opportunity and conversation that presents. The service is flawless but very real. PS - I wish John would go into politics - it would be an easy decision to vote for someone ethical as well as professional !
Paul has been our broker for almost 5 years. He’s prompt, knowledgeable and personable.
He’s very easy to deal with and I wouldn’t trust our financial questions with anyone else.
great service
Always contactable and provided excellent service even with trivial matters .
Full marks for John. He provided professional prompt attention . always willing to promptly answer any concerns / questions I had. Excellent experience, an asset to smartline
I have nothing but good words for Paul! Being a first home buyer the process can be very daunting. Paul was very helpful from the initial enquiry, he took time to explain things thoroughly and was never forceful. Thank you again Paul!
John has been available to us whenever we've needed him. He has found us the best loan to suit our needs and has guided us so well through the whole process. Cannot recommend him enough. 10 star rating
John was truly amazing. He sat down with me multiple times to explain which type of loan would be best for me while still leaving the final decision to me. He made the entire process so easy and smooth. I have already referred a friend and will be referring my brother soon too.
John made the process seamless & im grateful for all his help! Highly recommend!
John has been great and has exceeded my expectations every step of the way. John was always very quick to reply/respond to my queries and if there was a solution needed he provided it quickly. I've already recommended John to a colleague and I'm sure John will do another great job for them as well.
John was extremely helpful when organizing loans for both of our properties. He was easy to contact, got back to us quickly and made the whole process smooth and stress free. Would highly recommend him and will use him again when we next need a loan.
Gary is an absolute amazing broker. I’m probably not a normal client and always leave things to last minute and have difficult requests, nothing is ever to hard for him and No matter what time of day or night I email I can be assured a reply will be in my inbox within hours if not minutes!
He follows up car yard, buyers and just makes the transaction so easy for me - hence why I he has been the only broker in past 20yrs I would ever use!!
Gary was flawless in his advise and execution; even covering for failures by the car supplier and foilbles of my salary packaging provider.
I am trying to think of somewhere Gary could have done better. But I simply can’t.
It would be of great help if there was a list of what documents/ quotes that are required to be attached for when you are extending your house for the bank application. Rather than sending them in a couple at a time. We could then wait until we have all corresponding docs before sending so we are all not chasing documents later.
We are extremely happy with service provided. Garry put in extra time in & out side of his business hours to make the process less stressful, would definitely come back to smartline when comencing any financial services again.
Once again John and his team have come through with the goods! I recently refinanced my mortgage with John's assistance and the speed and efficiency of this process was fantastic; the service is always personal and professional. My constant crowing about my amazing mortgage broker led to a friend of mine immediately engaging with John and the Smartline team. Look forward to seamlessly doing it all again in a couple of years!
John was very prompt with communication
Went above and beyond in terms of being patient and persistent
A most approachable guy
Paul Dollman was fantastic to deal with, he kept us up to date with everything that was going on and always responded straight away. He went above and beyond to make sure we were able to reach our contract deadline and were even able to settle early because of it.
Not a thing, keep doing what you are doing.
John was fantastic, he went over and above to assist us with securing our loan. This is the second time we have used his services and will be recommending his expertise to friends and family.
Gary was friendly, efficient and knowledgable about the products he provides. Everything went smoothly from beginning to end. I would highly recommend him.
At this stage I can't figure out which area needs improvement , all seems perfect.
Fantastic, quick service and advice! John always made me aware of things ahead of time, everything was always explained thouroughly and in layman’s terms and he always consulted with me first.
Not a bad word to say! Always there to help even outside of business hours. I have John to thank for my newly owned property :)
I always use Smartline Adelaide for my borrowings, and this is the second time Gary Brown has arranged finance for me. He is extremely organised, responsive and provides an excellent level of service at all hours of the day, even if he is at the Footy!
I have and do recommend Gary\'s services to others without hesitation and the company generally as the advisers are all so professional and knowledgable.
Thank you for your assistance Gary..
Karen Hughes
Gary went above and beyond to get my finance in place. He set my expectations from the start and walked me through the process so I knew what to expect. If I had questions he was incredibly responsive and most importantly he achieved a great result ahead of schedule. I\'m a hard marker and do not write these words without consideration: I recommend Gary\'s service without hesitation.
James Jagodnik
John provided prompt answers to all my questions and explained everything carefully. I\'ve already recommended him to others. Thanks also to Paul Dollman.
We were once again so pleased with Johns service - he was fantastic. Our loan had a number of complications and he seamlessly handled the whole thing. Our whole family uses John at smart line and are so grateful for his wonderful work! Thanks John.
John was professional and had prompt response times that suited our requirements. He was very knowledgeable and assisted us understand the different offers available to us.
Always pleasure to work with Paul, professional and knowledgeable services.
Absolutely brilliant service as always from John. Couldn\'t recommend him highly enough and will definitely be using him again
We believe Paul went beyond his requirements to establish the type of loan to suit our needs but was confronted with changing of banking requirements when finalising of our loan. Paul continued to ensure that we were able to undertake our project with a loan, albeit, not the type of loan originally agreed upon by the financing bank. We are extremely grateful for the efforts that Paul went to for us.
Very helpful as usual. Have recommended John to many friends and family. Will continue to use in the future. Makes everything a breeze.
John was very professional and handled any issues effectively and promptly. His recommendations were sound.
We found John to be friendly, personable, thorough and very knowledgeable.
We also appreciated his being swift in his responses.
We were very satisfied with the service and support thar we received from Paul. He was very helpful and answered all our concerns. This made for an easy process.
I wish adviser was like this.
Gary was very helpful and spent a lot of timeand effort getting all the paperwork together and getting the loan approved quickly.
John was very knowledgeable and exceeded our expectations. He provided excellent advice and he always communicated in a timely manner and ensured we were kept in the loop of our how loan application was going. Would highly recommend him to family and friends.
John has made the process of purchasing a home very smooth and much less daunting than originally anticipated. His advice and knowledge has been key to us securing our second home.
John was fantastic to work with, especially when we had to change plans part way through the process and bring a third loan into the mix. He managed to obtain loans/package that I honestly didn\'t think we would have been able to achieve.
John Speirs provided an exceptional service in his efforts to source the best housing loan offer to accommodate the conditions I needed. He was polite and helpful throughout the entire process and always available to take my calls and answer my questions at any stage. He advocated on my behalf with the other key players (lawyer, bank & real estate agency).
I would highly recommend the services of John Speirs and would have no hesitation in relying on his services again.
Paul made the whole process easy. He kept me up to date and was always quick to respond to my queries. I am happy with my loan and feel like I received good advice.
Gary is very helpful and I have no hesitance to recommend him to people I know
My experience with John was one of the best customer service experience that I have ever had.
Any questions and emails I had were responded to very quickly, I will recommend John .
John was very helpful in the process of me buying my first investment property. He was upfront about my options and helped me decide what was best for me.
I am disabled and John went out of his way to make the transaction stress free.
He been best for past 15yrs.. Goes above and beyond and simply the best!
John, was absolutely fantastic. He had helped us with a great refinance some years ago and our financial circumstances have changed but he gave great advice, sourced the appropriate loan and went out of his way to help us get things finalised. We cannot recommend him highly enough!
John Speirs has been our advisor for a number of years and has always attended to our needs and requests promptly and expertly. We have recommended him to family and friends and we know that they also have been impressed with his level of care expertise.
Explain the immediate steps. Mention the steps later down the track to give context.
I think my Smartline Adviser and company provided outstanding service in all aspects of what I needed, they not only assisted with the financial needs but also what was most suitable for my
circumstances, advice on the best way to go in my situation, all stress taken out of process and they were easy to contact if needed, questions were all clearly explained and detailed, I would never go through anyone else for my financial advice and service and intend to use them again in the future, my income is very hard earned and they have looked after myself in all aspects of what I needed plus outstanding service in all ways, keep up the awesome work.
I think the service was absolutely outstanding, my adviser not only dealt with my financial needs, but provided advice and what was best for me, any questions or doubts was quickly answered as he was easy to contact and get hold of, all the stress was taken out of the process, advise was clearly detailed and explained, not like the banks, Smartline has your interest at heart and the advice and service is very customer focused, this is my 2nd time and I have no hesitation in using them again in the future for my financial needs, my income is too hard earn\'t and they look after me, outstanding in all ways, I always say when your on a good thing spread the word.
This is the third time we have used John Speirs as our mortgage adviser and we couldn\'t be happier with his professionalism and assistance. It defiantly took the stress out of buying our home. Great job John:)
John provided a brilliant service. he followed up calls and arranged all my finances with ease. I would highly recommend him to anyone who is looking for a mortgage broker.
Gary, as always was an excellent help. I can rely on him to turn around things quickly.
Great service, no fuss, very prompt and efficient. Thanks Gary!
I have received an excellent service from smartline. The company had keep me well informed all the way through our loan process. They were not tired of explaining the things I did not understand. My smartline adviser was always there for me to answer all my enquiries. He made himself available night and day as I am a shift worker. This made me feel secure and confident that he will find the appropriate loan for our needs.
John\'s service was exceptional - he far exceeded my expectations. I was so impressed by his readiness to assist with my specific needs and go above and beyond the call of duty. I will definitely be recommending John to others.
Rachael and I were very happy with John. Ran very smoothly.
Every thing Paul did made me feel like I was his most important client! I think that sums it up perfectly.
Amazing service. John kept us fully informed. We were able to settle early. Highly recommend.
Hi Gary
Just a quick note to say thanks for the efficient and helpful coordination of the finance for my recent vehicle purchase.
Your expertise made the process very simple and stress free.
Paul had his hands full trying to get our loan across the line but at no fault of his, it was just bank overloaded with loan applications.
Would recommend Paul and John to anyone. The service they provided was fantastic and we couldn\'t thank them enough.
John made the entire process very easy and a pleasure.
John was just brilliant!
He made everything very simple and straight forward, and in terms that I readily understood.
I found John to be honest and upfront, there was nothing hidden.
He was willing to answer any questions I had. The approval process was quick and straightforward. John constantly provided me with feedback about what was happening during the transfer process.
I am very happy with the savings being made each month and the lender I am now with.
John came to me in my home at a time that was convenient & his service was exceptional. I would recommend Smartline and John, to anyone looking at a home loan or refinancing.
John Speirs put our minds completely at ease when we first met with him and assured us that our dream could definitely become a reality!
He was very readily contactable throughout the whole process and we couldn\'t have done it without him!
John is incredibly responsive to our needs and goes the extra mile.
John was very professional, helpful and prompt to act on our request for review of our home loan arrangements. With his efforts we were able to save more than 0.5%. Thanks John.
John has been an amazing advisor, and I really enjoy working with him to achieve our financial goals. He takes all the hard work out of the process.
Thanks John!
John was very helpful in organizing our loan and understood our needs very well! We appreciate his assistance very greatly!
John was fantastic and made the process of refinancing my loan really easy and straight forward.
I have been receiving novated leases through Gary over the years. He has been providing excellent services to me. Well done Gary
Great service from John as always. Goes above and beyond the ensure we have the best product for our situation.
John has provided a brilliant service, always accepting emails and replying quickly. We rely on his experience and judgement.
My broker/ advisor as always been on top of is game in delivering results /advice and works miracles in tight places thank you
From Paul Bainbridge
- great and quick communication
- always available
- helpful comments and advise
A stress free application process and very prompt results.
Professional all the way!
It was the easiest, most life changing thing we desperately needed to do and we are so grateful to John and your company. We are recommending you to everyone!
John always goes out of his way to make sure you have the best deal and is always willing to help. Thanks John and team we are very happy with you
I would like to thank Gary for his prompt, professional and personalised service.
I highly recommend Gary and will certainly use his services in the future.
Paul, is extremely efficient and very knowledgeable adviser. Paul went the extra mile to research a suitable lender for the re-finance of our loans that really needed to cater for our particular sitiuation. Paul was also very good in keeping in contact with me and informed us every step of the way including requests for necessary documents etc. We have given Smartline a number of repeat business mainly due to the proficiency of Paul Dollman and John Speirs - keep up the good work guys !!
John was great and really helped to get us set up, have already recommended him to others.
We really appreciated the professional service we received from John Spiers to refinance our home loan, John is very efficient, helpful, honest and friendly. We are extremely happy with the outcome of our transaction and will definitely recommend John to our friends and family.
Gary was friendly and very helpful ,good service
Excellent service, reliability and above all honesty! Greatly appreciative of all the hard work.
John is excellent. I have recommended him to many friends and family.
Paul happily took care of all the little things as well as providing me with a product that best suited my needs. Couldn\'t be happier with the service and will always recommend Paul to all my family, friends and colleagues.
John was great!! I recommend him to anyone I know is looking at buying.
John made the whole process easy to understand and with the assistance of Paul Dollman we now have a home loan!
John was very cool, calm and collective, he explained everything well, kept in touch throughout the entire process on a regular basis. More than obliging. Will definitely be seeing John again in the near future.
Absolutely brilliant service from john. In a complicated contract john exceeded my expectations. Always helpful, open and solution driven
This is the fourth time I have used John and his team. They are very approachable, have an in depth knowledge of their products and are just all round good people. Most importantly, I consider John and his staff to be very ethical, to which they always put the interests of their customers first. I would use them again without hesitation.
John has been our principle advisor at smart line. Once we commenced negotiations, we were handed over to Paul Dolman. While Paul is competent, I felt a little fobbed off. Johns attention to detail is outstanding, while Paul is still learning and needed to be prompted over a couple of matters.
Overall, I would promote smart line to family and friends as an Oustanding service.
Paul and team, Thank you for your help with the purchase of my first house! Anastasia
John was excellent, contactable, knowable and got the job done when we needed it. We can't see how john or Smartline could have done better.
Gary in cold from his first and only quote beat 2 subsequent Car Dealer quotes and another Broker's quote , and secured the type of chattel mortgage that the other 3 said was impossible. Top job , thanks Gary.
Although we got the outcome we were after with Gary's help we found him very unprofessional. Fees were never mentioned in this whole process and when signing the loan docs fees were there. When we questioned him about this he said he was also unaware of the fees until then and he was hoping that we would not notice. At another stage in the process when the car yard gave us a good deal we rang to ask if he could do the same deal he was very defensive and angry and told us that he will never recommend people to go to that dealer again.
I have been dealing with John for a number of years and trust his advice implacably. I have recommended him to friends and family and many have used his services.
John was FANTASTIC
Please pass on my thanks to John.
We have used John's services a lot over the years, and he is an exceptional finance broker. We recommend him to any clients or family members who are in need of finance.
John has always been extremely helpful and we've recommended him to others many times. His PA Paul Dollman was also very helpful and a pleasure to deal with. Thanks John & Paul
Ability to come to my home or office was very much appreciated. Unbiased opinion on all options with a prompt and friendly service, even after changing my objectives half way through the process. Very happy with a great final outcome.
Easy to communicate with. Handled the bank well.
This was my first experience with Smartline and i was highly impressed. Gary was very helpful, professional and made sure we understand everything along the way. I will definitely be recommending the services to others. Thank you again Gary for your assistance.
We approached John Spiers on recomendation of a friend who had used Johns services a few weeks earlier.John was particularly helpful,thorough,reassuring,obliging and professional. We trusted him as we were at a loss as to what our next step was to be in the whole purchasing of our new home process. We are very grateful that John made it a seemless process and kept us informed at all stages. We will definately recomend him to all our family and friends. Thank you.
I was extremely pleased and impressed with the service I received from John. He made the refinance process very easy for me and everything was finalised in a short period of time. I will definitely recommend John to my friends and family.
Gary, Paul & John we so helpful, attentive and super quick with getting all loans approved/refinanced!! Definitely highly recommended. Thanks for all your help!!
Gary, Paul & John we so helpful, attentive and super quick with getting all loans approved/refinanced!! Definitely highly recommended. Thanks for all your help!!
Gary, Paul & John we so helpful, attentive and super quick with getting all loans approved/refinanced!! Definitely highly recommended. Thanks for all your help!!
Smartline (John Speirs) Provided a great service! John met all the expectations for me as I am all new to having a Loan as it is the first loan I have applied for. Always contactable at any stage through email or phone calls if I wasnt sure about something! Would highly recommend to friends family etc.
I have used Gary a few times now, and he is always prompt and attentive. Great service!
Gary was really helpful and willing to bend over backwards to help me understand what was going on and to answer a number of questions that came up. He also provided some advice on sharp practices engaged in by another vendor that the accountants at work corroborated for me. I was very happy with the service that Gary provided and the length of time that the whole process took. I particularly appreciate the pre-filled application forms!!
Paul was extremely helpful and we were very happy with his services. He was available day and night to answer our questions and he was easy to communicate with. He went out of his way to help us, we highly recommend Paul and Smartline.
John was incredibly prompt throughout every step of the re-financing of our home and investment loan; our initial meeting, provision of options, advice and interest rate offer for the chosen financial institution was all provided within a matter of days. No question we asked was too ridiculous, any clarification sought was responded to patiently and respectfully. We had the utmost confidence in John to assist us in making the arrangements that would best meet our current and future requirements. We are most appreciative of the professional service that John provided and will not hesitate to recommend him and Smartline to family, friends and anyone looking for mortgage advice.
John was an absolute legend. He helped us at every turn and was contactable at all times. Thanks for all the help mate and helping us to reach our dream.
I was really pleased with the service, Gary Brown and Richard Bradshaw went beyond expectation complete the loan.
John's customer service and knowledge is outstanding, we have highly recommended his service to to several freinds and colleagues.
Very efficient as always.Thank you again.
John is honest and hard working , he made sure we got the best deal, stayed in touch even when I nearly drove him nuts and when he wasn't available he made sure Paul kept in touch with us. Service standards - fabulous!
John has handled business for myself and my family and friends for years. I worked in CBA for 40 years and I will only get John to handle my borrowing affairs. He is efficient,accurate and keeps me informed right through any transaction and the various processes. I can not speak highly enough of him and his associates at Smartline in Waymouth St. Adelaide
Michael was fantastic, he was very professional, dressed well and really knows his stuff! I would happily recommend him!
Very experienced broker with prompt exceptional service. All our requirements where met-hassle free. Highly recommended! Thank you John!
John was absolutely fantastic throughout the whole process. In particular he was very patient in taking the time the talk us through all the relevant details- it was a big learning curve! John was also exceptionally prompt in answering any questions or providing any details when needed. We will definitely speak to him again next time!
Paul took all my personal circumstances and concerns into account during the process. This is the second time I have used his services and would not go to anyone else now. I like the way he works as a mediator between parties, eventually handing the full reins over to the individual and the financial institution representative. He has earned my trust as a broker. Many thanks.
I really had no idea what to do,I had just separated from my husband after a long marriage and hadn't dealt with financial matters before. Paul explained all my options, and how it worked, and didn't make me feel that my questions were 'dumb' or 'silly'.
was an easy and pain free process for a first home buyer / builder. thanks John
Our loan process was quite complicated and it took me quite a long time to find the right house. paul was very helpful and patient with me throught the entire process and i really appreciate him making it a smooth as possible for me.
John has always done a great Job for us, I would recommend him to anyone looking for financial advice on a home loan
I would just like to say that John was amazing he took all the worry out of borrowing for my investment property even though it was a very curly loan request lots of back and forth with the bank. I would definitely use him again and have already told lots of people through my business and circle of friends. THANK YOU
Paul provided fabulous service. Everything just flowed and Paul made the whole process painless. We are extremely satisfied with the product and service.
We had never heard of Smartline until John Spiers was recommended to us. John provided excellent no nonsense advice, was so quick to respond to our questions and follow up with the bank on our behalf. Highly recommend !
Thanks John (Speirs),
You provided a great service, which was hassle free and everything was explained in simple terms. We would definately recommend your services, and will be looking forward to working with you in the future. Paul & Frances
John allways helps when he can and always gets you a good deal
Smartline made purchasing my first property a painfree and enjoyable experience. Arranging finance for a home is so often regarded as a stressful time in one's life but John and his team made this process quite the opposite. After taking time to understand my needs they arranged an outcome that exceeded my expectations and all the while made the process very straight forward. From travelling to my workplace for signatures to ringing me genuinely excited upon the settlement of my home, I felt Smartline supported me 100% and had my best interests at heart. Since my dealings with Smartline I have raved about them to everyone and would wholeheartedly recommend their services. I look forward to doing business with them again in the future.
Gary Brown, arranged the loan that I required in the timeframe that I needed. Would recommend him to anyone.
John as always has provided a fantastic service taking all the hassle out of our re-finance.
John helped us with the purchase of our block of land, then the purchase of our house, and now the refinance of our existing loan. We wouldn't hesitate to use him again, or recommend him to our friends/family.
John was fantastic he spent time explaining all the options and he also gave up his own time to come and see us at home. We really feel blessed to have met someone to help us wtih this very important life decision!
I was totally impressed by Gary and his professional service. I got the best rate for my car loan and Garry took care of everything during the application process. It was the envy of my mates and family! Will totally recommend Smartline to everyone!
Very satisfied with the advice and the overall service. I believe I was presented with the best deal with minimum of fuss and within a very short time frame. Have no hesitation in using Smartline again in the future.
Obviously John was great but I did see a let down from Gaden's lawyers. It could be just me but I didn't find there instructions on how to complete the documentation easy to follow so had to ring John for clarification on the steps. I think this aspect needs improvement.
John has assisted us with a number of loans and has been very approachable, friendly and helpful. He has helped to guide us through each situation with minimal stress.
John provided exceptional service. Available at all hours and made us feel very comfortable and assured throughout. Highly recommend.
I have chosen to stay with John Speirs from Smartline Adelaide as I've never come across anyone in the banking world quite like him. He is always genuine, always efficient and always professional but personal. He has, due to the way he operates accummulated a team and a series of contacts who are equally as committed and genuinely helpful and I would only ever use his teams services and utilise any opportunity I get to recommend Smartline Adelaide. John & his team have deserved every and any accolade that comes their way & I couldnt speak highly enough of them. They are the average 'non banking world' person's dream as far as service excellence and being 'real' and genuine. Regards - Sandy Munro
I would not have been able to organize my mortgage without Johns service. Huge appreciation.
Paul is amazing. I ask a lot of questions and he was always happy to answer them all. He's very thorough. Have already recommended him to other friends and real estate agents. Very happy with his service. This won't be the last time we use paul. Honestly couldn't be happier why the service he provided us.
John took the time to listen to our needs and delivered above and beyond are expectations.
Paul I believe went above what was expected of him. I had complete confidence in his ability to complete my complex transactions.
John was well supported by Paul Dollman whilst he was on leave. Paul was 10/10 as well.
John Speirs was recommended to us by a good friend. As we have been burnt by brokers in the past I was reluctant to go through a broker for our finacial requirements. We decided to give John Spiers a look at our needs and I have to say he made the whole process hassel free and seamless. Thank you John for all your great work.
Paul was always contactable whenever I needed him and if he didn't know the answer right away, he came back to me shortly after with an answer to my question. I could not fault his dedication, enthusiasm and attention to my needs. I have already recommended him to some of my work colleagues who will no doubt contact him soon. Thank you.
Gary was a very helpful and friendly person to deal with. Thanks to Wendy Perry for referring Gary to me. Cheers
Paul was very approachable and professional throughout the whole process. Thanks to his assistance getting our home loan was seemless and painless.
Smartline is what customer service is all about! I was supported throughout the entirity of my application and always felt my questions were answered and my needs met. It was a very quick and positive experience. One I would highly recommend (and have) to others.
I can not speak highly enough of John Speirs and the service he offered to acquire my home loan under extenuating and difficult circumstances. He went above and beyond to ensure my loan was processed despite the fact many of my circumstances were against me. A thank you is simply not enough. He is an example of what all personal mortgage advisers should aspire to.
This is probably the third car loan Gary has arranged for me. Never had a problem with him or his explanations. Seems to get the job done with a minimum of fuss
John was very helpful, very flexible, and worked very hard to make sure everything happened when it was meant to (despite hiccups with the conveyancer!). Went above and beyond. We've already recommended him to others and will continue to do so.
We want to thank Paul for all the help he's given us. We can now finally build the home we're going to retire in and it's a nice feeling that we're looked after. Thank you Paul, we couldn't have done it without you.
John has great knowledge in his field, I would have no hesitation what so ever in recommending John to my friends and colleagues.
John has provided both me and my family members with financial advice and assistance for many years. I have come to not only trust him with all my financial matters but have recommended him to friends. he is always contactable and willing to sit and discuss options at times that are convenient to us. He has taken much of the worry and concern from us in our financial matters.
Gary even answered my query on the weekend, while at the Footy. above and beyond really!Thanks
I received an email from Brenton Rolton promoting Gary Brown and his expert knowledge in financing vehicles. I have a very trusting relationship with Brenton so I knew Gary would be someone I could trust to organise finance for my new car. Gary's advice was outstanding, I now own a better car that's been financed at a better rate. My repayments are lower and I will see a benefit come tax time. Gary attended to my needs and found a solution to saving me money and getting me into a newer car. Something the onsite dealership finance brokers couldn't offer. My two biggest purchases, a house and now car have happened thanks to Smartline. I couldn't be more pleased with their professional service and simple, clear advice.
Gary is well versed in the processes of car finance and did a terrific job sourcing and getting my loan sorted. Thanks Gary
Paul's service has been second to none. Since we are building a house, there are added complications in the home loan process, and we're grateful for the advice and support we've received from Paul. He took us through all of our options at the start of the process and was flexible when our circumstances changed. He has been readily available to answer any of our questions and has quickly dealt with any paperwork etc to ensure our house has progressed as quickly as possible. I know he has put in a lot of hours for us and we really appreciate all of his efforts!
Refereed by family member and had a fantastic experience. was very approachable and very helpful in answering all questions and addressing any and all concerns we had. made the process so simple and pain free
John Speirs has helped us with a number of loans now, I do and will continue to recommend him to all of our family, friends and business colleagues. He is professional, succinct and extremely knowledgeable. His service surpassed all expectations.
John is fantastic. I have recommended him to several friends already.
Dear Sir You have a fantastic professional person in John Speirs. I have recommended him and do so regularly. His problem is he barracks for Collingwood. Bronwyn and Tony Dew
John made what was initially a daunting experience, very smooth, understandable and exciting for us. We are so grateful for his help in buying our first home together. We will definitely recommend him to friends and family.
I also did deal with Jon Speirs, who I would also give the same scores too. Both of them were absolutely wonderful to deal with. They were both very friendly, always easy to reach, and went above and beyond my expectations. I needed a really quick settlement and they did everything in their power to make the processes go as quickly and as smoothly as possible. They also have to juggle dealing with both myself and Mum. We both thought they were wonderful. And I have already recommended them to others. Great work Smartline, Paul and John :)
Great Service
The service was great and I would recommend it to any of my family or friends
John Speirs was outstanding. Sensitive to my ex and I working together for a good solution for both of us. John was calm, informative and readily available to answer questions. I will utilise his services again and strongly recommend him to family and friends. A credit to your organisation.
All aspects of the advisers service that I received was very thorough. I know that without hesitation I would recommend this service.
I spoke with both John Speirs and Paul Dollman and both were extremely professional and prompt. I have used John previously and he has always been extremely reliable and made the process exceptionally easy and swift. I have recommended him to a work colleague (whom used John's services recently to purchase his first house). My work colleague was extremely nervous to discuss borrowing money for a house from the banks himself. I suggested he speak to John Speirs ( which he did). He couldn't believe how smooth and easy John made the whole process and also said he would definitely recommend his services as well. Hope the feedback helps. Kind Regards Mick Sanders
We had issues with the bank that John was able to negotiate and circumvent, ie computers were down, he picked my wife up to ensure legal paperwork was completed and provided relevant and consistent information. Thanks.
My adviser was very approachable and was available almost all the time I needed him. He answered every question I had and explained things clearly and simply, making the whole process a lot less stressful and confusing. I was kept uptodate with every step. I would highly recommend my advisor to anyone looking for a mortgage broker.
I am extremely thankful that there are people out there like Gary that will go that extra mile for their clients. I was in a very undesirable position with my loan and I am very grateful that Gary didn't give up and got my refinance over the line. Gary was always prompt and kept me in the loop every step of the way and I could not of asked for better service.
John was absolutely fantastic and went far above and beyond our expectations to help us out as much as possible. Give the man a raise, he made some of our toughest moments infinitely easier. Please feel free to forward this on to him.
I would highly recommend John Speirs as I consider him a model member of your team who provided consistency and delivered all expectations. Thankyou John. Lisa, Upper Hermitage.
Paul was a fantastic help, he was readily available via phone , email or even in person on short notice. I was kept up to speed every step of the way and everything was done in his power to achieve the quick settlement I needed. Overall I couldn't have asked for a more pleasant experience.
This is the 3rd time we have used John and the service was just as good this time. We have recommended John to a number of people over this time. John just made the process easy.
Whilst I was impressed with the service regarding the preparation of the loan I was equally unimpressed with the preparation of the conveyancing documents as there were numerous errors and was indicative that the resources that prepared the documents were under pressure at the time. Regards Mark Doherty
I was beyond appreciative of Gary's efforts in assisting me to gain a personal loan to consolidate my debts. In a difficult situation he went far and beyond what was required when the banks had previously said no. His assistance will allow me to get my finances in order and allow me to complete further studies and establish my personal business.
I went to see John Spiers as a potential first home buyer and was apprehensive and nervous about the whole process. John was very understanding and informative and took care of the whole loan process. I was surprised by how simple and easy it was (from my end!) John was always available by phone or email and any questions I had were answered promptly, and any help I needed was offered quickly and professionally. John took care if all the details and I barely did a thing! I'm so glad John was recommended to me, as less than 3 months after our first meeting, I'm in my first house. I'll definitely be reccommending John to friends and family.
Was excellent help with the whole process
John was a great help and I have passed his details on to others and I have suggested him.
We always find the service at Smartline to be fantastically professional and thorough. We have been with Craig Brooks for a number of years and he has always been more than extremely helpful.
Myself and my partner approached Smartline for assistance with purchasing our first home together. The adviser we spoke to was very informative, very friendly and worked hard to make the daunting task of organising a home loan as relaxed and simple as possible. Throughout the process of organising the loan our Smartline adviser was constantly in contact with us, was always available when we had questions, was very prompt in responding to e-mails and having any paperwork processed and was genuinely happy to be working with us and helping us achieve our goal. We could not fault the service provided by our Smartline adviser and would not hesitate to recommend them to friends, family and colleagues.
As a full time worker I find it difficult to get to appointments, banks etc during working hours. John was more than willing to come to my workplace and took care of everything in a timely way. Exceptional service.
John was excellent though the entire process from start to finish. We took around a year to find our first home but the constant applications and reapplications didn't bother John at all. When we found the house, being first home owners we were petrified of the whole process, fearing that if we filled out the forms wrong or messed up the process we would fail to gain a home loan and thus the house. John went out of his way numerous times to help us fill in the forms, submit them to the relevant parties and put our mind at ease during a stressful time period. We feel we owe John a great deal of gratitude and have recommended him numerous times to friends and family since. Smartline have one excellent broker and overall great guy on their team :-)
Gary, was very helpfull and thought outside the square to achieve a result that could not have been done with out his help and expertise.
John is a true asset to the business. We found John to be extremely efficient and very articulate in achieving a tailored service for our needs, and then realizing our goal. I have dealt with John on several occasions over the years and would highly recommend him as first point of contact for financial services. Thanks again John.
Amazing service - we have followed John from his last business and will highly reccommend him.
John is great to deal with and the process was very smooth from start to finish
Gary went above and beyond to help me the product I needed. I'm t
rying to work out the best way to tell all my colleagues.
John and the team were outstanding and very professional and friendly in their approach. They took time to explain all the 'ins and outs' and were willing to go the extra mile when the situation called for it - in short outstanding service.
John was amazing throughout the loan process. He came highly recommended by a family friend and did not disappoint. He was always available to answer any questions and was on the front foot organising everything. Thanks John!
John does more than just responds quickly and being easily contactable, he provides clear accurate information and makes the process very easy for me. I couldn't ask for more! Thanks heaps John.
I was totally impressed with John Spiers, his professionalism and attention to detail was exemplary. We are very pleased that John was recommended to us.
John Speirs was again sensational, was always available (even over Christmas) break and worked extremily hard to ensure my loan went through and the tight settlement date reached. I recommend John and the smartline team to everyone who is entering a housing transaction.
As a first home buyer, john went above and beyond what i could have hoped for. Not only did he ensure everything made sense, he was friendly and considerate. Would not think twice about recommending to others. Thank you!
There is only one minor criticism and the emphasis is on minor. John arranged our loan through ING. For both myself and my partner Cris it would have been great to do the online establishment of the accounts with John as this part of the process has created great confusion. This is more of a criticism with ING and their processes than with John at all. Both Cris and I would have no hesitation in recommending John and hence Smartline to any of our friends. When we purchase our next house/investment the first person we will contact is John.
it was the best service i have ever received Gary helped me get the loan i needed and that was best for me.I have recomended Gary to all my friends and family and will go back to him again.
Every major step in the process of settlement, John would give me a quick call to inform me of what was going on. This gave me an opportunity to ask questions. Then he visited my workplace when settlement had happened to congratulate me.
Paul and John were absolutely brilliant, they were able to help us and look outside the square when others weren't able to deliver. The whole process was quick and nowhere near as painful as we thought it may be! Paul went over and above and stopped past our home several times throughout the process, saving us a trip into the city!! Customer service was outstanding. The result has been we have been able to stay in our home and afford our payments at a time when the situation could have been a lot worse. Thank you thank you thank you!!
Gary went well above & beyond with this enquiry & closing of the ensuing transaction. I am extremely impressed with his service level & customer focus. Thankyou
Generally don't fill these in - however on this occasion found the time to do so as the service was outstanding . John was on the ball, kept me informed and knew his product - overall a pleasure doing business
Rgds Kym
He was very professional I am a very busy person so he didnt call me with silly stuff He was contactable if I needed and he responded promptly. When you are busy you do not want someone giving you the hard sell calling every 5 minutes I will only deal with companies that conduct themselves this way so well done John I would certainly use your services again.
All good
The loan setup I required for my recent purchase was by no means an off the shelf solution. But John made everything seem easy to understand and straight-forward.
Gary was thorough, personable, professional and proceeded with the minimum of delay. I would have no hesitation in recommending him to others and greatly appreciated his efforts on my behalf.
Smartline is the best to go.
Greatly appreciated the backup phone calls and emails clarifying each step of the process. John continually reiterated that he was there for us both in and out of business hours, should we ever have needed any questions answered. He has great 'people' skills and we would most cetainly recommend him to anyone requiring advice and information re a Home Loan. He is an absolute asset to the 'smartline' Company. The McInnes Family.
Good advice, good turn around time and followed up concerns promptly
A true positive customer experience.
John was fantastic,he made the whole
process so easy,worry free with no
stress. He informed me of the whole
process and kept in touch letting me
know what to expect,I can't believe how
smooth he made everything go,I did not
have to do a thing,only give him
information to start it all rolling. I
would not hesitate to mention John and
Smartline to EVERYONE,In fact I already
am,including interstate family and
friends,If only I had John & Smartline
years ago (1st taking out loan
8yrs),knowing of you then,I could have
saved myself from so much stress and be
financially far better off. THANK YOU
ALL, REGARDS, JOY free
Gary was brilliant. No hesitation from him. He delivered exactly what we were after. Definitely recommend him to anyone.
Always kept me informed and very very helpful indeed
I would recommend John and Smartline to anyone as he took the pain out of bank loans and helped us achieve our goals. As a result we are the proud owners of a dream home and all without the stress of having to deal with the banks direct.
John was recommended to me by a friend and I would also recommend him to friends and family. John was very helpful and supportive with all the matters that needed attending to for me to refinance. I really appreciated that he kept me informed of the progress and that it was easy to contact him or if I had to leave a message he was quick to return my call.
John Made things very easy and bridged the gap between Adelaide and up here in Broome! He was able pull-off a difficult settlement in a very short period of time. Very happy with his service and wont hesitate to use him again in the future.
I have known Gary for approx 3-4yrs & have found him to be very knowledgable, helpful, efficient & at all times professional! Great person to deal with!!
John Speirs give great service through the process very happy.
John went above and beyond in his role and managed to assist me with getting a home loan under some challenging circumstances. I would strongly recommend John Speirs & Smartline Mortgage Advisers to friends and family.
John was beyond excellent. In a world where customer service seems to be non-existent John has renewed my faith that it still exists. He was very thorough, explained my options, provided status updates, followed up after completion to ensure all was as anticipated. I have and will continue to recommend John to others.
John Speirs is a very helpful and knowledgable person who explains things in an easy to understand way. We will continue to highly recommend John to friends and family - as we know that they will be just as happy with his service as we are. He is a huge asset to the company !! Thank You John for your friendly and helpful manner and for making the process as seemless as possible.
I previously had a "private banker" with my former lender and I experienced constant changes in staff and little genuine effort to meet the market in terms of rate competitiveness and service. The move to Smartline and Citibank has proved amazingly refreshing in that now I get genuine service and very good and timely information. As a consequence I have retold my story to many of my clients and friends.
Gary was always available and got us a solution with difficult constraints
If there was a hirating than 10, I would be delighted to give it. Jouhn provided a first rate service and smoothed difficulties and frustrations with the conveyancer. happily recommend John to friends, falmily and colleagues.
I was extremely impressed with the service provided and the detail in which it was explained , it made everything so easy to understand. Also the follow up service made certain everything ran smoothly.
Gary really went above and beyond to get me the best deal. Because of my financial circumstances and what I was trying to secure funding for, I was not a simple client. Gary persisted in what must have been very trying circumstances going well above what I expected (he even picked up registration papers from the previous vehicle owner). Great job!
Very accessible and approachable in assisting with my personal home loan and another complex joint loan arrangement. Very satisfied. Thanks
Hi - I will send a separate letter of commendation regarding John Speirs & his team. (Adelaide) . Could this please be forwarded to Chris Acret - Managing Director. Many thanks - Sandy
Thanks John, for guiding and assisting me with my first rental property purchase. I will indeed, recommend you and your company to all who may need mortgage/financial advice...just as you were recommended to me. Kind regards Wayne
Really appreciate the time and effort John put in to help me out of a potentially really bad situation.
We were always kept informed, John went above and beyond his duties to see that the final outcome of our loan was achieved. He was always available day/night to answer any of our questions. He is an excellent assest to SMARTLINE.
John is a true asset to your company, very professional and the sharpest tool in the shed, great work John
We have been seeing John for a few years now - he is very friendly and always assists us when we need it.
Hi. John is the most helpful and most professional mortgage adviser I've ever found. He is always easily contactable and has made changing my loan very easy for me. I highly recommend him to my friends and acquaintances.
Gary was very easy and professional to deal with and wouldnt hesitate in recommending him to anyone in the future.
John Speirs provided an excellent service, he was far exceeded all expectations and I would/have recommended him to others.
John Speirs is a great mortgage advisor. He is always readily available for asking questions and if we didnt understand something he explained it in 'our' terms which really helped understand the process. I have recommended him to many of my friends and family.
Gary was very well organised, and well presented at all times. I was very happy with the way he filtered through our loan options until we found the type that best suited our needs. We would be pleased to see Gary again for future options.
Honest and respectful allowing me to achieve the best possible financial result.
John was fantasitc, when above and beyond to help us and we are so appreciative!
Our adviser explained complex issues in simple terms so that we could understand and be confident with the choice of loan.
John has helped me for a few years now, he is very patient and always has worked hard to get me the best deal. I am a single mum with 4 investment houses and it is all because of Johns expertise. I recommend him to anyone even thinking about buying a house
John was and still is the best mortgage broker we have come in to contact with over many years. He is what all advisores promise to be but almost never are. We have used him many times on a variety of many long and short term loans and he has always delivered. We will and have recommended him to others and this is something we don't like to do. I think that says it all.
I was referred to SL by Mark Gilbert, who was equally happpy with SL, whereupon I was introduced to Gary Brown - Gary exceeded my expectations in every way, was professional thorough & professional in his approach and subsequent work for our company. We look forawrd to undertaking a second tranch of finance in the New Year, with Gary Brown of Smartline and will recommend others to conatct Gary should they be seeking equipment finance. Simon Gilbert
John was always available for questions, and if I had to leave a message he always got back to me as soon as he could. I always felt like I knew where I was at with the whole process, and it was great to have someone to do all the background work for me.
John was recommended to us by a mutual friend, as we were complaining re the time it was taking the CBA to get things started on a property. We had already missed out on one other property because of the CBA's incompetence. We spoke to John & within 7-10 days [this time line may have been even shorter as I work away & John did a lot of the arranging with my wife] everything was sorted & we are now very happy with our new apartment, thanks to John Speirs. PS: we will use John again & have told all our friends our frustrations with the CBA & how John & Smartline helped us enormously.
After having issues with another service provider that ended up with us terminating the service after 4 months of no contact - we were extremely pleased with the communication and speed at which Gary was able to process our application.
Gary Brown (Smartline) provided me with excellent service within a difficult time constraint. Exceeding my expectations. I would have no hesitation in recommending Gary.
Great service, particularly identification of my individual goals and efficient and timely execution of all the red tape involved. Made a large decision and task relatively pain free and low stress. Thanks John
John was easy to contact at any moment and went out of his way with service
I have always felt comfortable in recommending John to others. He makes the home loan process less stressful as you know that he will always be available to answer any questions that you might have (in an easy to understand language). Johns knowledge and professionalism are outstanding - he is a huge asset to the Smartline team !!
We will continue to seek the services of John Speirs and always reccommend him to anyone looking for an adviser. John has always helped us and will continue to do so in the future.
John was brilliant. I thought customer service had died but John has renewed my faith! I would recommend him to anyone.
What I like most- John told us every detail and step of the process and made it so easy!
I have being dealing with John Speirs for the past 6 years and followed his move to Smartline. I'm equally impressed by the Smartline backup team.
John dealt with this process from start to implementation.
Have always recommended John to family and friends and will continue to do so. He is extremely helpful and knowledgable.
I appreciate John Speirs honesty, reliability and advice. He always makes the time and effort to come out to my workplace or home to discuss investments. This makes life much easier for me. I have already referred him to friends and family and will continue to do so in the future.
I am very much impressed by John Speirs since I met him for the first time for my home loan. He has always been very helpful and willing to solve problems. He made all my home loan process very easy for me. I wish him all the success.
We have already recommended John to several of our friends. John assisted us to get approval for our home loan within one week and are so grateful for how well he managed this process and how easy it was for us.
John was and is fantastic. He was available anyday and time and was always able to give us an answer. John gaves us great customer satisfaction and service and we would not hesitate to use John again or recomend him to friends and family.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
