Mortgage Choice
Johanna Gross

Debt Consolidation | Mortgage Broker Somerville, Merricks & Red Hill

If you're juggling multiple smaller debts, you know how challenging it can be to keep everything under control. That’s where debt consolidation comes in! As your local Mortgage Broker in Somerville, I’ll walk you through your options and create a personalised plan to make managing your debt simpler, easier, and more cost-effective.

What is debt consolidation?

In simple terms, debt consolidation involves rolling your debts - like your credit card, pay-later debt, car loan or furniture loan - into a new, larger personal loan or even your existing home loan. This helps you focus on one manageable repayment instead of juggling multiple repayments throughout the month. Plus, with the potential for a lower interest rate, you could save money while getting back on top of your finances.

How I can help:

  • Find the right solution for you: Debt consolidation isn’t a one-size-fits-all solution; it should be tailored specifically to your finances. I’ll work out what you need before comparing loans from over 35 lenders to find an option that makes your debt simpler and more manageable.
  • Give you clear, simple advice: Debt consolidation can be tricky to navigate, but I’ll break it down for you in easy-to-understand terms. I explain all the details so you feel confident about the decision you’re making.
  • Take care of the details: From managing the paperwork to liaising with lenders, I’ll handle everything for you. My job is to keep things moving smoothly so you can focus on what really matters: getting your finances back on track.

 

 

Taking back control of your finances

Juggling multiple debts? Debt consolidation can simplify your repayments and potentially reduce your interest costs. As your Mortgage Broker, I’ll guide you through the options to help you get back on top of your finances with a clear, manageable plan.

Book a chat with Jo

  

FAQ: Can I consolidate all types of debt?

You can consolidate most types of unsecured debts, like credit cards, personal loans, and store accounts. However, some secured debts may not be eligible for consolidation. It’s always a good idea to speak with me about your specific situation so I can help you understand your options.

The first step to your next goal

I’m based right here on the beautiful Mornington Peninsula and love helping the local community achieve their property goals. Let’s connect however suits you: phone, video, or face-to-face across Somerville, Merricks, Red Hill, Tyabb, Hastings or across the Peninsula.

Call Jo Gross directly on 0400 401 289 or get in touch below.

Call: 0400 401 289  Book a chat with Jo 


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