Mortgage Choice
James Eaves

Mortgage Brokers. Home Loans, Investment Loans and Refinancing for Rockingham, Baldivis and surrounding areas.

Justin Smith and James Eaves are experienced, dedicated mortgage brokers thoroughly committed to the Rockingham community and have the personal touch that sometimes gets lost in big business. Here to help you through every step of the lending process.
  • Call Us Mortgage Choice Rockingham Beach
  • Office - 08 9527 1800
  • Fax - 08 9527 1844
  • Open Hours Mortgage Choice Rockingham Beach
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Suite 2, First Floor, The Boardwalk, 7 Railway Terrace ROCKINGHAM BEACH, WA 6168
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
%#
p.a.
Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Services

Justin and James are an experienced team with a broad skillset in all areas of lending and a friendly, locally-focused approach. Whatever your financial aspirations are, they can offer strategic lending solutions to help you achieve them.  

Specialising in:

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release

Also offer:

  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Other areas we service

Reliable, honest service from a team who put your best interests front and centre. Justin and James offer end-to-end support, clearly explain the pros and cons of the various lending options, and help you choose the product that’s right for you. 

James and Justin are active members of the local community and offer a mobile service across the Rockingham region.

  • Rockingham
  • Baldivis
  • Secret Harbour
  • Warnbro
  • Safety Bay
  • Kwinana
  • Port Kennedy
  • Shoalwater
  • Cooloongup
  • Singleton
  • Golden Bay
  • Lakelands
  • Karnup

Check out our free calculators!

Wanting to find out your borrowing capacity based on your salary and financial commitments?  At Mortgage Choice in Rockingham and surrounds we understand that finding out how much you can borrow for a property can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Justin to discuss your unique circumstances.

Ready to kickstart your journey to  home ownership?

We’ll assist you along the way and do all the legwork for you! Call Justin and the team today on 08 9527 1800

 

 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Amazing and easy experience, very professional and attentive Very happy

Jasmyne
27 June 2025  

James and the team are fantastic to deal with and go above and beyond. I have been a client with James for years now and would recommend to anyone looking for the best broker.

Kim
26 June 2025  

Mortgage choice in Rockingham went above and beyond to make our loan and settlement a breeze. I had many questions that James, Tayla and Terry were able to professionally answer. The guys are approachable and warm. I highly recommend this place

Kylie
22 June 2025  

We can not recommend James and his team enough Always so helpful and patient with all our enquiries. We have used James twice now, both smooth processes and Im sure it wont be the last

Laura
20 June 2025  

Thanks to James Tayla for helping us to buy our first home. Appreciate your time and patience. We got there. Cheers. Shane Misty Skye.


18 June 2025  

We would like to thank Tayla James for doing a great job with both the loan for our land and also with helping to organise the loan for our modular home. We can highly recommend the team at Mortgage choice Rockingham and look forward to continue to work with them in the future.
Thank you for all your hard work, - Melanie Jonas

Melanie
10 June 2025  

This the second time we have used James Eaves from mortgage choice to buy and sell a property. He is totally amazing, and has been there every step of the way. His team including Tayla and Terry are exceptional, and gave us there full attention every step of the way. We highly recommend James and his team at mortgage choice.

Angela
20 May 2025  

Great experience with all at Mortgage Choice. Would definitely recommend.

Jonny
14 May 2025  

Justin and the team at Mortgage Choice Rockingham, are absolutely brilliant, they were always available to answer my questions and worries when I needed answers quickly, they were always ready to help and get the job done quickly and efficiently, I would highly recommend Justin and the team, Terri and Tayla were awesome too, always had the right answers and nice compassionate people, Thank you

Rachael
01 May 2025  

Justin and Tayla have been absoloutely amazing Quick responses and so helpful woth all my questions getting approval for our first house And they got me the best possible deal i could get Thankyou so much, canr reccomend you guys enough

Elliejay
22 April 2025  

James was extremely helpful in every aspect, including the re-mortgaging to accumulate various loans into one and was always available for advice and questions. Highly recommended.

Gary
01 July 2022  

James and his team are nothing short of legends! They were always available throughout the process and made the process all that much smoother. Highly recommended.

Jay
22 June 2022  

Simply great in every aspect. I couldn't think of anything they could improve on.

Ryan
24 May 2022  

excellent interaction always available great effort

David
18 April 2022  

We will only to go James for our finances. He is professional, informative, has excellent communication and always ensures our needs are catered for

Samantha
26 March 2022  

Read more reviews

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.


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