Mortgage Choice Josh Almond servicing clients in Brighton, Elwood, McKinnon and across Melbourne

Call: 0401 917 702

Buying property is a fantastic milestone to achieve, whether it's your first home, dream home or investment property. With more than 20 years of lending experience, I'm here to make the home loan journey run smoothly by providing personalised advice and access to over 35 lenders.

Call Us Mortgage Choice Brighton
Office - 0401 917 702

Open Hours Mortgage Choice Brighton
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Level 2, 181 Bay Street, Brighton VIC 3186, Australia

Support from an independent, award-winning Mortgage Broker

When it comes to your next loan, it's valuable to have advice from an expert who has the same goals as you - your goals. As a Mortgage Broker, my job is to match you with the right loan and manage the process from start to finish.

I offer:

Personalised advice and support: I'll put together a tailored strategy and help you make informed decisions about your loan.

A wide choice of loans from 35+ lenders: I'll match you with a loan that suits your needs, even if it means recommending a non-traditional lender instead of the big four.

Management of your loan: I'll manage all the details of the loan process, so you can focus on finding a property you love.

Access 20 years of experience

I would love to use my 20 years of finance experience to your advantage. I can chat by phone, video or in person anywhere across Melbourne. Otherwise, feel free to pop into my office at Level 2, 181 Bay Street, Brighton VIC 3186.

Call 0401 917 702 Get in touch

Why having options is important

Service that works around you

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Josh was extremely helpful and professional regards refinancing my loan with another Bank. He sourced out the correct loan and Bank that would suit my circumstances and did it with ease. The whole process took less than one week and he guided me through the onboarding process simply and efficiently. I can say I am one happy client and recommend Josh to anyone looking for a loan or to refinance their current loan.

Robyn
15 September 2024

Josh was excellent in understanding the needs of the finance I required to acquire the remaining shares to take full ownership of my company He did a lot of background work in identifying options and kept me in the loop through the whole process. He was quick to respond to questions I had and was fantastic in liaising with the bank to get my goals across. Josh was always on our side and kept expectations r... read more

Jason
12 September 2024

It was a pleasure to deal with Josh and the team at Mortgage Choice. They went above and beyond to get the job done, easily contactable and very helpful. Will definitely be dealing with Josh again in the future.

Chris
18 February 2025

I was fortunate enough to come across Josh and I'm so glad I did. He provided diligence, expertise and support the whole way through the buying journey. I've already recommended him to others and will continue to do so

Oli
16 December 2024

Josh from Mortgage Choice, is a compassionate and caring individual who understands trying circumstances. He was able to refinance my loan, the process was quick and simple. I cannot thank Josh enough for his help, he is simply the best X

Kate
11 December 2024

Thanks Josh for your care and patience answering our many questions through the mortgage process. Your calm approach made us feel at ease and ability to articulate the nuisances and options helped give us great confidence in you and your recommendations that were tailored to our situation. Appreciate the follow-up calls as well to check in and ensure the outcome was smooth in the early phase of repayments.

Joshua
23 November 2024

Josh is a legend in his game. His strengths are
1. Quick turnaround times.
2. Takes time to understand individual circumstances.
3. A great range of lenders.
4. Excellent communication. Answers every query in simple terms.
It was easy and pleasure working with him. Highly recommended.

Deewas
08 November 2024

Josh Almond is not only a great mortgage broker, he is a great communicator and all round nice guy who made the process smooth and easy. He found us a great deal and was always available when we needed him. Personable, clear, and genuinely great to work with. If you need mortgage advice, Josh is the person you want. Highly recommend.

Matthew
02 October 2024

My partner and I had a great experience with Josh at Mortgage Choice. He helped us find a very competitive home loan for our first home in a very short amount of time. Josh was always quick to get back to us with any questions we had and provided invaluable advice throughout the process. We would highly recommend Joshs services to family and friends

Matthew
30 September 2024

We had an amazing experience with Josh from Mortgage Choice Josh guided us through every step of securing our first mortgage, making the process seamless and stress-free. Josh's expertise and responsiveness was invaluable. We felt supported and well-informed throughout. Highly recommend to anyone looking for a mortgage

Darren
30 September 2024

Josh was extremely helpful and professional regards refinancing my loan with another Bank. He sourced out the correct loan and Bank that would suit my circumstances and did it with ease. The whole process took less than one week and he guided me through the onboarding process simply and efficiently. I can say I am one happy client and recommend Josh to anyone looking for a loan or to refinance their current loan.

Robyn
15 September 2024

Josh was excellent in understanding the needs of the finance I required to acquire the remaining shares to take full ownership of my company He did a lot of background work in identifying options and kept me in the loop through the whole process. He was quick to respond to questions I had and was fantastic in liaising with the bank to get my goals across. Josh was always on our side and kept expectations r... read more

Jason
12 September 2024

It was a pleasure to deal with Josh and the team at Mortgage Choice. They went above and beyond to get the job done, easily contactable and very helpful. Will definitely be dealing with Josh again in the future.

Chris
18 February 2025

I was fortunate enough to come across Josh and I'm so glad I did. He provided diligence, expertise and support the whole way through the buying journey. I've already recommended him to others and will continue to do so

Oli
16 December 2024

Josh from Mortgage Choice, is a compassionate and caring individual who understands trying circumstances. He was able to refinance my loan, the process was quick and simple. I cannot thank Josh enough for his help, he is simply the best X

Kate
11 December 2024

Thanks Josh for your care and patience answering our many questions through the mortgage process. Your calm approach made us feel at ease and ability to articulate the nuisances and options helped give us great confidence in you and your recommendations that were tailored to our situation. Appreciate the follow-up calls as well to check in and ensure the outcome was smooth in the early phase of repayments.

Joshua
23 November 2024

Josh is a legend in his game. His strengths are
1. Quick turnaround times.
2. Takes time to understand individual circumstances.
3. A great range of lenders.
4. Excellent communication. Answers every query in simple terms.
It was easy and pleasure working with him. Highly recommended.

Deewas
08 November 2024

Josh Almond is not only a great mortgage broker, he is a great communicator and all round nice guy who made the process smooth and easy. He found us a great deal and was always available when we needed him. Personable, clear, and genuinely great to work with. If you need mortgage advice, Josh is the person you want. Highly recommend.

Matthew
02 October 2024

My partner and I had a great experience with Josh at Mortgage Choice. He helped us find a very competitive home loan for our first home in a very short amount of time. Josh was always quick to get back to us with any questions we had and provided invaluable advice throughout the process. We would highly recommend Joshs services to family and friends

Matthew
30 September 2024

We had an amazing experience with Josh from Mortgage Choice Josh guided us through every step of securing our first mortgage, making the process seamless and stress-free. Josh's expertise and responsiveness was invaluable. We felt supported and well-informed throughout. Highly recommend to anyone looking for a mortgage

Darren
30 September 2024

Josh was extremely helpful and professional regards refinancing my loan with another Bank. He sourced out the correct loan and Bank that would suit my circumstances and did it with ease. The whole process took less than one week and he guided me through the onboarding process simply and efficiently. I can say I am one happy client and recommend Josh to anyone looking for a loan or to refinance their current loan.

Robyn
15 September 2024

Josh was excellent in understanding the needs of the finance I required to acquire the remaining shares to take full ownership of my company He did a lot of background work in identifying options and kept me in the loop through the whole process. He was quick to respond to questions I had and was fantastic in liaising with the bank to get my goals across. Josh was always on our side and kept expectations r... read more

Jason
12 September 2024

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

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I'm looking to borrow for

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My monthly rental income before tax

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2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

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2nd applicant monthly other income before tax

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2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

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Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.