Reviews
Average client rating
5/5 From 132 Reviews
Christopher is passionate and hard working. He will always have your best interest in heart and will figure out the best possible outcome for any situation thrown at him. He backs this up with his good knowledge of finance and responsiveness as he continuously strives to do his best.
I would definitely recommend Christopher as he was absolutely amazing to work with and helped me throughout every step of buying my first property
Thank you for all your hard work and helping us achieve our goal The process was a roller coaster but having Chris along side of us made the process easier. We appreciate everything youve done for us, thank you for being so patient. As first home buyers we didnt know where or how to start but knowledge is above and beyond. Well be back again when we are ready to buy our second property
Irene was absolutely amazing throughout the process of purchasing my property. As my mortgage broker, she made everything so easy to understand and was always available to answer my questions with patience and expertise. Her attention to detail, professionalism, and genuine care made a potentially stressful process feel smooth and manageable. I truly couldnt have done it without her guidance. Thank you, Irene, for your incredible supportI highly recommend her to anyone looking for a trustworthy and skilled mortgage broker
One of the most important things that you should do in your life is to surround yourself with people who know their profession inside out and have a determination to strive for perfection. Irene, Shubha and Karen are exactly these people to have in your corner.
We have been with them from the beginning of our property journey when my wife and I had no clue what were doing, and over several years through a number of re-financings, investments and finally our own house to call our home.
Irene has always been on top of the complexities and curve balls we threw her, and was able to arm us with the knowledge and advice we needed. Shubha and Karen were able to work to keep everything on track and re-assure us that everything would get across the finish line in time.
I cannot more highly recommend them. Thanks
This is the second property I have engaged Mortgage Choice for a home loan services, my main contact was Irene.
I cannot say enough of her professionalism, knowledge and quick thinking.
Just as for my previous loan, Irene and her team Shubha Simone have been extremely quick and prompt in their responses. You will not have to chase them up for any follow up.
I had several complications due to some unfortunate circumstances, but Irene was very accommodating, supportive and was always willing to find solutions.
If you're looking for a home loan and want to count with someone who has the experience, expertise and will tell you exactly how things are, give Irene and her team a call.
Irene and her team are my first choice for any future home loans and strongly recommend her services.
We have been dealing with Irene and her wonderful team for many years, including our most recent purchase in 2022. Irene has been our pillar of strength when it comes to getting us through all the processes. She is friendly, knowledgeable, supportive, thorough, and understood our needs. She and her hardworking team kept us up to date throughout the entire process, and Irene always answered our questions promptly, putting our minds at ease. We cannot recommend Irene highly enough to anyone looking for a mortgage broker. Thank you, again, Irene
Irene and her team did a great Job at getting our construction loan approved. Experienced, fast and professional. By far the best experience i have had with a mortgage Broker.
Irene and her team has guided us to get through the bank stuff and gone the extra mile to ensure the process ran smoothly. We have been customers for a long time for very good reasons. Thanks Irene
Irene Cujko and her team are exceptional. They went above and beyond to secure my loan, making the process smooth and stress-free. Navigating SMSF loans can be incredibly challenging, but Irene and her team made it look easy. They were always available to answer my questions and provided clear, concise guidance every step of the way. Their dedication and hard work ensured that I got the best possible deal. Highly recommend Irene and her team for anyone looking for reliable and knowledgeable brokers
My wife and I had the pleasure of working with serge and the team, absolute best service.Process was smooth and effortless for us without any issues. Serge and the team were Amazing and we highly recommend them.Thanks again for your service .
Irene her team were absolutely amazing, and went above and beyond. Would highly recommend her to anyone who needs a home loan.
Being a single parent makes it hard to find a bank to take the risk you need for the best rate, Irene and her team at Mortgage Choice Kings Langley went above and beyond to help me get the best mortgage rate for my circumstances. This is the 3rd time I have used Mortgage Choice Kings Langley and will continue to return as many times as I need as the results are truly amazing Thanks Irene and her mortgage angels
Serge and the team have been nothing short of amazing in getting us over the line with what seemed like a very complicated process for a build loan - my fiancé and I are super grateful and appreciative of all the help and support we received throughout Highly recommend them
We recently had the pleasure of working with Irene and her team at Mortgage Choice on multiple mortgage refinances, and we couldnt be happier with the results. Our financial situation was quite complex and confusing, but their team, especially our broker, Irene, went above and beyond to bring everything into a much better structure.
From the very beginning, they demonstrated exceptional professionalism and expertise. They took the time to understand our unique needs and provided clear, concise explanations at every step of the process. Their dedication to cleaning up our loan structures was truly remarkable.
Thanks to their hard work and commitment, we now have a much more manageable and beneficial mortgage structure. We are incredibly grateful for their assistance and would highly recommend Irene and her team at Mortgage Choice to anyone in need of mortgage services. They truly exceeded our expectations and delivered outstanding results.
Irene and Shubha were outstanding Irene was very thorough in going through all of my options so that I was able to make an informed decision about which mortgage was best for me. She answered all of my questions in detail. Shubha and Irene communicated with me frequently throughout the process and kept me updated on the progress of my loan. They were kind and very reassuring. I was always confident they were handling everything effectively. I would highly recommend Mortgage Choice
Have many a loan with Irene and her team. Always goes above and beyond to ensure everything goes smoothly and minimal issues
Absolutely top notch service and the team worked tirelessly to get the best deal for us, highly recommended
Irene and the team are very comprehensive and have supported us over many years through our mortgage journeys. Recommend highly.
Irene and the Team have been very helpful thru out the process, we did not experience any issues as we have with other Brokers.
Best mortgage broker ever. Team of legends.
With fantastic support from Irene, Simone, and their team, I have successfully purchased my first property. They are exceptionally professional, supportive, and knowledgeable. They made the process of obtaining my first home loan incredibly easy. For anyone seeking highly supportive mortgage brokers, I highly recommend Irene and her team.
FIVE STARS My wife and I were recommended to Irene by friends and we havent looked back since our first appointment.
Irene and Shuhba truly are our mortgage angles and with their extensive knowledge of the finance industry, have helped and supported us to not only find the best mortgage available for our home but along with their financial advice partners and others, pointed us in the right direction to secure our future.
These lovely ladies have always work so hard and diligently to help us find and understand the right product, we would have no hesitation in recommending them to family and friends and will be back to see Irene for our annual financial check ups.
Irene and Shubha have been looking after our loan needs for many years now and they always provide the absolute best service. They make the process smooth and effortless for us even when there are issues on the other end. Highly recommend the whole team at this Mortgage Choice.
Thanks Irene and the team D
Irene and Team have outstanding knowledge, expertise and provided us with clear adviceoptions. Despite delays on our end they still had patience, flexibility and dedicated their time to allow us to make the right decision. We were always kept informed with regular updates. Thank you so much.
Irene and her Mortgage Angels, Karen Shubha, were very professional and diligent in helping us secure a loan. I highly recommend her and her team.
We have just purchased our first investment property with fantastic support from Irene and her team. Even with a short settlement over the Christmas break, Irene was able to achieve full approval and settlement in a very short timeframe with no issues at all. Irene is also very personable, making the process as pleasant as possible. I highly recommend her and her team
Irene and her team of Mortgage Angels are amazing. I couldn't have made it through purchasing my first investment property without them. Highly recommend.
If you're looking for complete trust, support, and a team going above and beyond, who have your best interests at heart, then look no further than Irene, Serge, Shubha and Karen. We'll be lifelong clients for sure.
Outstanding levels of knowledge, commitment, and care. I have so much trust in Irene and her team to help guide us through such large life decisions.
It was a journey for my partner and I, after being lied to and ghosted by mortgage brokers, we stumbled across Irene and her amazing team They have been very polite and welcoming from the start. Helped us realise things we didnt even know we could do It was a learning experience throughout. They were very detail oriented from the beginning and ensured they explained everything to us throughout the whole process. Any questions we had would get answered no matter how silly the question was. We have enjoyed every step of the way and will definitely be working with the team for years to come Thanks again Irene, Shubha, Karen, Rob and the rest of the team. Very open and honest communication and always ensured they were 1 step ahead in case of any problems so that they were tackled before anything came from it. My partner and I are now officially home owners thanks to the amazing team
Irene Cujko and her exceptional team at Mortgage Choice have been an integral part of our financial journey for the past 20 years. Their unwavering dedication, expert guidance, and personalised service have consistently exceeded our expectations, making them our go-to choice for all our mortgage needs.
Irene's deep knowledge of the mortgage industry, combined with her genuine care for her clients, sets her apart. She possesses an innate ability to understand unique financial situations and tailor solutions that align perfectly with individual goals. Whether it's a new home purchase, refinancing, or any other mortgage related finance, Irene's insights have consistently saved us both time and money.
Irene and Shubha are amazing and such a pleasure to work with. They are incredibly professional, trustworthy, knowledgeable, supportive and caring. Very thorough and efficient, they made the process of getting our first home loan seamless and easy.
We started as complete newbies and they held our hands, answered our panic calls and went above and beyond to support us patiently through the process. I cant thank you guys enough for helping us get our first home. We highly recommend Irene and her team. Well be singing your praises and definitely be back should another opportunity comes along.
We have used Irene and her team three times now and blown away from their efficiency and enthusiasm in working with us and our needs. We even got this quirky card in the mail to congratulate us. Was a great surprise with that personal touch... it also gave us a good laugh
Irene and her Team ensured my mortgage application process and approval was handled smoothly and without issue, allowing me more time to focus on finding my 'forever' home. Highly recommended, they addressed my concerns and didn't push for business.
Serge was incredibly accommodating and helpful throughout the entire process. Made it as clear and painless as possible, while ensuring he got us the best mortgage to suit our circumstances. Cannot recommend him and Mortgage Choice enough
Irene Cujko and her team are very knowledgeable in their field of lending. They are extremely thorough from start to finish. They provided us with clear advice upfront whether or not lending was possible and did not waste our time. Irene and her team are very approachable. I have worked with Irene and Shuba directly and really recommend their services. Irene took time to explain the lending options for our situation and asked us to seek financial accounting advice around it where applicable which helped us to make an informed decision. In our experience Shuba took the time to explain the various stages throughout the process with the lending bank. At every stage we were kept well informed from start to end. They also have a great response rate with the email queries and turn around times.
We highly recommend Irene and her teams services and we will be certainly returning to them if an opportunity arises.
Thank you again Irene, Shuba and team for your help, support and your services. It is very much appreciated.
Could not recommend Irene and her team enough. There professional and dedicated aproach to our refinance left us feeling confortable and insured a great outcome. They have great attention to detail and we were kept in the loop in every point of the proccess, and felt the process was made as smooth as possible for us.
We had a great experience remortgaging with Irene. She is friendly, knowledgeable and supported us every step of the way on what we expected would be a tricky process, she explained everything and made it simple.
She supported our needs for out of hour appointments due to our busy schedules and it was obvious she always had our best interest at heart.
Thanks Irene.
Irene was alway available to meet out hectic schedule and explain everything to us in an easy to understand language.
We applaud her and her team and look forward to meeting with her into our future.
Irene is truly professional and would highly recommend her as a mortgage broker.
I found Serge Cujko to be very informative and knowledgeable with regards to my loan application and he answered all my relevant questions...he took the time I needed and gave excellent advice regarding any and all additional expenses that could arise from the purchase and gave great advise on the process of applying with the bank. The breakdown was easy to understand and has given me greater confidence going forward.
Thank you Serge Irene.
Such a wonderful first time experience going through Irene and the girls at mortgage choice Very kind, friendly and helpful, could not recommend enough
Irene and her staff were a gem to help us with our first home loan. Super helpful and provided really good insights. It was such a pleasure to have them process our home loan. Highly recommend.
Highly Recommended We have always found Serge most accomodating, we were introduced to him by a real estate agent while property searching in the blue mountains. He came to talk to us at a moments notice .The following Monday evening he drove all the way out to our place of residents at the
time .He made our dream come true.He made it possible to purchase our beautiful home in the central coast. Recently , with ever rising interest rates,Serge was again very helpful to make things a bit easier for us .Thank you Serge. Keep up the
great work. We would give a score of 10 if there was that option.
Ivy and Peter
We are very happy and satisfied with the service provided by Serge. As first home buyers who came from a different country everything was new to us. Serge was very professional, detailed and guided us all the way. He lead us to make the right decisions. We loved that he is straightforward. Our loan application was smooth and easy. Thanks to Serges team for being meticulous and prompt in responding to our inquiries. Our two thumbs up, we highly recommend them.
Irene is informed, friendly and knowledgeable to deal with. Her communication throughout the entire process is responsive, quick and clear. She is also very patient with people like me who find the process of dealing with banks intimidating. Highly recommend.
Chris, Karen and all the whole of the Mortgage Choice team were amazing at securing a loan for us. Chris and the team were knowledgeable, clear and consice with communication, efficient and understanding in the whole process and answered all our questions and concerns in a timely manner. We would definitely recommend Chris and the Mortgage Choice team to others
First time home buyer here with about next to no knowledge about all this. Christopher Cujko, the son of Irene, I assume, really knew his stuff from what I can see. Had sophisticated tools to help me just figure out what numbers I had to meet in order to get the homeloan, which is what I needed - the numbers, the facts. He worked out basically everything, which bank, what special stuff I could get like that first home buyer stuff.
I nearly missed out on one of the government benefits but Chris has really made the efforts which meant I got it He even had alternatives, a plan B which still had benefits. I was just able to submit to him and just trust the process. Was about a six month process, something like that, and basically, everything was mapped out.
TLDR
If you are overwhelmed as a newbie in the property market and what to make a change and get on it, do not even overthink. Just talk to Chris, or his mom or dad. They will look after you. Just do it. Take that next step in your life.
I would highly recommend going through Mortgage Choice to help with any of your financial decisions. Irene and Shubha both worked so hard around the clock to help with my very difficult situation in order for me to get a bank loan. They made the whole process travel smoothly and are wonderful people to work with.
Thanks to Irene, Shubha and Karen for all their hard work. They helped me refinance and did a great job. Made it very easy for me.
Irene, Karen and Shubha, were amazing in helping me refinance my loans, not only did they save me a lot of money they helped me secure a loan with a great rate to purchase an investment property, could not be happier with the service very friendly, fast and professional, went above and beyond, would highly recommend.
Thank you Mortgage Angels
Jeff
We have trusted Irene for over a decade with our Mortgage needs. Irene and her staff have always been responsive, helpful and realistic. Mortgage and finance have always been a mystery to me so to meet someone like Irene who can demystify it for me has been a Godsend
Chris and the team were amazingly supportive throughout our re-finance process. This is the second time weve used Mortgage Choice and they have demonstrated consistently high quality, regardless of the franchise. Theyre advice was very insightful and they helped us get through the process quickly and easily. Will definitely use them again
Mortgage choice were easy to work with. We explained what we wanted with refinance of our home loan and they found the loan that suited us and went all out to achieve it. They kept us informed through the whole process and provided advice when we had to make decisions on how to proceed. Very happy with the outcome.
I am very grateful to Irene, Shubha Karen for their patience and professionalism when I needed to reapply for preapproval twice. Irene's knowledge and experience in applying for the best loan and the whole home buying process was second to none. They were more than happy to answer any questions along the way and the whole process went smoothly - I wouldn't hesitate in working with them again. Thank you Irene and the Mortgage Angels.
Irene and her team including Shubha are great. They are prompt and responsive whilst taking care of your lending goals and objectives.
We would like to thank Irene, Shubha and their team at Mortgage Choice for helping us buy our first family home. We have been so happy with the service we received. I would highly recommend them. Irene and Shubha were always there to answer all my questions and were an absolute pleasure to deal with. They took the stress out of the process as we knew we were in the best possible hands. They definitely know their stuff and are the best in the business. Thank you so much for all that you have done for us. We would not be in our new home now if it wasnt for you guys.
I highly recommend Irene and her team. They were excellent in helping me get over the loan for a home loan. Great communication and knowledge of the market. Honestly wouldnt go with anyone else. I cant thank them enough.
Irene and the Mortgage Angels were able to secure a home loan for us in very complicated circumstances. There were not many banks that would look at our file, but the team persisted and did not give up on securing us the money. Huge thank you to Irene, Shubha and Karen for making our home become a reality.
Best thing I did was to see Irene from Mortgage Choice to do a health check on my loans. Not only did the team there opened my eyes but they've helped and guided me throughout the entire process. All I needed to do was to follow their step by step process. I will definitely be seeing them again in two years time to make sure I get the lowest rate.
Irene and Shubha are the only people I trust when it comes to loans, insurance and financial planning.
Listen to me, you'll be smart - see Irene Cujko and finally get ahead
Highly recommend Christopher to look after your Mortgage needs. Chris worked tirelessly to ensure my application went through on time and kept me in the loop every step of the process. Also, i want to say thanks to Simone for keeping me updated on my application progress.
As first time home buyers, we couldn't be more thankful to Chris and Simone our mortgage angel for guiding us and being so patient with us as we navigated the journey of buying a house. We are so happy to be renovating and moving into our home together and are so grateful to the team at Mortgage Choice for helping us get there.
If you are after a team that will explain things clearly and give you all the assistance you need, then this is the team for you.
Thanks so much,
Alison Aiden
Irene and the team are the best in the business Supportive, caring, professional, communicative and very responsive, the whole experience was painless. I look forward to working with them again.
I first met Irene in 2003 when I approached her for some loan advise while look at a land. 18 years later and Irene and I are still working together. In November 2021, Irene and her team assisted me with a loan application for our next investment property which was submitted, pre-approved and completed within an amazing 2 week period. Believe me when I say none of my loan applications are ever easy with me switch between contract and permanent employment. Not only is Irene extremely good at what she does but she is supported by her Mortgage Angels Shubha and Karen. Thanks team form another great experience. Looking forward to our next loan application...
Excellent fast very helpful highly recommended
Comprehensively professional
Irene and her team at Mortgage Choice have helped me a numer of times over the years...... to buy my first place, to refinance my mortgage and in arranging finance so I could renovate. I'm thankful I came across this team in the first place
They have always made the process of borrowing really simple.
When I initially approached my bank about getting a loan to purchase my first property, I came away feeling discouraged and thinking I had no ability to borrow. After talking with Irene I came away feeling that the dream of buying a place was very much achievable. That dream quickly became a reality.
Irene is very professional and really knows her stuff
I'd say forget dealing directly with a bank and come straight to see Irene instead.
I am so greatful for Irene and the team. I wouldn't hesitate to use her services again and really can't recommend her enough
Irene, and her team at Mortgage Choice Kings Langley, were absolutely amazing to work with over the last year. They went above and beyond to inform me and negotiate with banks such that I was able to navigate my first home buying experience without suffering significant losses Highly recommend their services to all, including first home and investment property buyers
Excellent professional service. Highly recommend.
Irene, Shubha and the rest of the Mortgage Choice team were an absolute pleasure to deal with from day one They are knowledgable, personable and went above and beyond to explain every little detail ensuring the product met my needs. Their communication was excellent and I was regularly kept up to date throughout the entire process. The process spanned longer than 6 months due to delays with my off the plan purchase and took many unexpected turns due to COVID-19 but the Mortgage Angels were always quick to respond and went out of their way to answer all my questions and find workarounds to any issues that came our way. I could not recommend Irene and the team more highly to anyone looking to buy or refinance their home or investment property
Ive worked with Irene and her team for over a decade now. She is absolutely amazing and always makes the process easy, efficient and simple to understand.
Irene, Shubha, and Karen are great team.
It was knowledgeable and very pleasant experience.
Irene and her team is the one and only broker you need to see. We have refinanced 2x with Irene and not only is she able to get a great deal, the whole process is easy, well explained and friendly. 1010
Irene and her team are so amazing. I have been three times now. She is so knowledgeable and nothing is ever too hard or complicated. She really represented my interests and tailored all advice to suit my personal circumstances. Thank you so much.
Irene and team made my home loan experience great.
There are brokers and there is Irene
Nothing is ever too much trouble for Irene and her team. Always there to answer any questions or help with any problems large or small.
Irene and Shubha are fantastic. Very helpful, friendly, and financially effective. Provided advice and options not only for refinancing our mortgage, but for our whole banking structure, and we're already reaping the rewards. Thank you, what a great team Highly recommended.
Irene and the team have looked after us for the past 9 years from purchasing our home through to refinancing several times. We have always had professional advice and service each time. I highly recommend them
I stumbled upon a recommendation for Irene from mortgage choice online. I booked an appointment with her immediately. Irene was flexible with time and venue, so we had appointment within a few days. After meeting with Irene, we felt comfortable. My partner and I felt clueless about the whole process of buying our first house and Irene took the time to explain everything in detail. Information overload Irene answered our questions and answered questions we didnt even know we had to ask
At any given point, I felt I could call Irene for advice.
We dealt extensively with Irene and Shubha. I would not be surprised if we are their most difficult clients to date... ?
We had issues due to clerical errors within the bank Not mortgage choice
Despite this being a very stressful time for us, we had Irene and Shubha working for us We felt informed and looked after throughout many hiccups in our house-buying-journey.
Irene and Shubha communicated directly with our conveyancers, negotiated with the bank and did so much behind the scenes damage control I can not even fathom it.
I can honestly say, if we went with a different broker. We would not have our house today, and anyone else would have wiped their hands and said its not worth it.
The level of care Irene and her team have for their customers is truly astonishing. Im telling you now, when st hits the fan, you want these ladies to have your back.
Irene and Shubha, we thank you so much for everything you have done to help us secure our new home ?
Irene helped me with the huge challenge of getting my first home She was able to explain all the crazy bank terms to me and show me the ropes through loads of paperwork. The best thing was that she had my best interests in mind and would call and reply back whenever I needed help. Even throughout the Covid lockdown, Irene and her Mortgage Angels went above and beyond and got my bank settlement done on time Typing this from my new house which I could not have had without Irene and the Mortgage Choice family
Irene, Shubha and the rest of the mortgage angels have been amazing to work with from day one They are allextremely knowledgeable and are excellent in their line of work while also very personable which made the process of buying our first home that much more stress free and exciting. They have helped us along every step of the way by patiently explaining and guiding us to help us achieve our goal. We trust them completely with our mortgage choices and we felt like we were taken care of as part of their family. Their honest opinions were so helpful and realistic. They both were so accomodating and made the whole experience fun and easy. We would highly recommend their team to all our family and friends
Irene and the angels have been helping us with our mortgages for 14 years and on this latest purchase once again she has made the whole process so simple and smooth. She has always ensured that we have the ideal product and are getting the best interest rates. I would highly recommend her services.
Irene and her team are incredible and the support, service and high level of attention to all details they offer through loan application to approval is first class. This is why we have used them for the last 12 years and why most of our friends use them now as well.
Irene the lovely Mortgage Angel Shubha worked tirelessly to take care of every issue the lenders through at us while arranging the very complex SMSF lending. I would highly recommend this team for any lending.
Enjoyed the journey with Irene and her team. Irene always dumbed it down when needed so we understood everything with no surprises. Will continue to use there services in the future.
Irene is amazing. The quick turnaround and customer service on a complex matter during COVID was unbelievable. Irene went above and beyond even working the Easter weekend to get our loan over the line Thank you does not seem enough
I wouldnt go anywhere else for my finance, Irene the team work relentlessly for the best outcome possible I have no hesitation in recommending them to anyone in the future.
A
Irene and the team were fantastic in helping me purchase our new home. The teams communication was excellent and I was kept up to date at all stages of the process. I couldnt be happier with how smoothly my sale and new purchase went. I highly recommend Irene and her team of angels
Irene and her team provided a very professional and grounded approach.
We had previously used their services to purchase a 2 bed unit, and have now sold and bought a much larger family home.
Always available via phone and email going above and beyond to help us realise our dream of a family home. They helped us negotiate though all the kinds and outs of two banks, even at times working extended hours to enable as pain free a transition as possible.
Thank you very much for all your assistance. We have once again enjoyed a wonderful experience, and without hesitation my wife and I would recommend your services to anyone looking to buy or refinance their existing property.
Regards
Greg Ellis
Really recommend Mortgage choice Kings Langley. The staff led by Irene Cujko are not only professional but fantastic to work and deal with. As a customer for more than 5 years Irene and her team has delivered fantastic, friendly service along with great mortgage solutions. If you ever need 5 star service, people who understand how to work with banks to get you the best deals, please do yourself a favour and call Mortgage Choice Kings Langley. You won't be disappointed.
These ladies are awesome. They go above and beyond expectations and make things happen. Our cooling off period was really messy but these ladies kept me updated during the whole process. It is stressful enough as it is buying a house, so why not use a mortgage broker to do all the running around for you
We've been clients of Mortgage Choice Irene for over 10 years. Irene and her wonderful team have overcome extreme challenges during this period, and they have always been there to help us make our dreams of home ownership come true
The team went above and beyond and exceeded all expectations in a slightly protracted settlement.
We have been managing all of our mortgage requirements for the past 12 years thru Irene. No matter what we have required, standard mortgage, building loan or loan extensions, we always trust her to find us the best deal possible and help us pull together the required documentation for the bank to get our money promptly.
It has always been our dream to get onto our own acreage. When we learnt that where we had the kids (horses) was going to be further developed into small house blocks we approached Irene for help. She calmly helped in 3 separate applications to finally secure a home where all our 4 legged kids could be at home in one location. When we unexpectedly had to change our purchase property 4 weeks into settlement and renegotiate loans and valuations on a different rural property with mortgage insurance. She took it all in her stride, contacting banking managers and pushing through a brand new application with little over a week to match up with our sale date. She went above and beyond what could be hoped in locking everything down and getting paperwork drawn up. I wouldn't hesitate in recommending Irene and will certainly contact her when we need to renegotiate loans even if it means traveling now to see her !
We are both professionals and Irene has assisted us in applying for finance over the past 7 years.
We find Irene to be extremely competent and she has a thorough understanding of simple, through to complex residential lends.
Irene is a highly experienced professional and has similar expectations and standards in business; hence we enjoy dealing with her. We also feel far more comfortable divulging everything a Funder/Lender requests and handing over sensitive documentation because we have peace of mind with someone we know and can trust.
Both of us live busy professional lives. Having a stable long term point of reference makes the application process easy. Irene and her team not only prepares all our documentation but also follow-up on everything and let us know where things are in the loan process. This saves us time and money and removes any stress one feels during the time of applying for finance. Her office is also professional and sensitive when contacting us.
In terms of services provided 12 out of 10. Why 12? This team will go the extra mile to provide excellent services. From Irene to Serge and Shubha my angel they were all superb at what they do. This team made everything so easy. I will not hesitate to recommend the team to anyone. thank you for making our dream to own a house come true. Without your help this would have very difficult for Evelyn and I. So we wish you all more power and may you continue to make peoples dream come true. Thank you Eddie and Evelyn.
Dear Irene and Shubha,
THANK YOU!!!
All your support and help in organizing my home purchase has been wonderful.
Wishing you a fantastic 2014
Sue Wilson
Every transaction that we have with Irene and the staff at Mortgage Choice Kings Langley, is always quick, easy and convenient. My wife and I are always impressed with the service and the plain English explanations of financial processes which can be very complex.
Hi Shubha,
That is great news and thank you for your assistance in getting this done. Please pass on our thanks to Irene, she's been fantastic in servicing us and we really feel grateful for her efforts.
We have no qualms in recommending friends and family as well as work colleagues to your office. The dedication and professionalism shown is second to none!
Thanks again, and if I have any queries with regards to the loan I will be in contact.
I live a busy life style and don't have a lot if time to shop around for loans. I also find the process if finding the best loan difficult to get my head around. It was great using mortgage choice as I was shown a comparison of different loans and offers and was able to choose the best loan for me. Having a mortgage angel was also great as I had regular updates and never had to call at any time to attend to any issues or concerned. I am very happy with the service and would recommend mortgage choice to anyone needing a home loan.
Irene is fabulous!! She has been our agent and adviser since we purchased our first property in 2001. Over the years she has assisted us with loans and purchases for a few properties. After our initial consult with Irene we have never even considered anyone else. She is unparalleled in her support and commitment to her clients.
I can highly recommend the services of Mortgage Choice and the help I received from both Irene and Shubha. Extremely professional and helpful in getting me the right home loan. From day one to completion I was given updates and kept in the loop as to what was happening with my loan. They genuinely cared and were happy that they could get me the best loan and refinance me from my current mortgage and save me quite a bit of money in doing so. Thankyou Mortgage Choice
A huge thank you to the team at Mortgage Choice. Irene & Shubha were fantastic and I cant speak highly enough of the level of service we received. Our home build, construction loan and now new mortgage loan was a stressless exercise thanks to the professionalism and industry knowledge of the team. Thanks again for making our dream home a reality
I just wanted to thank you and the team for all your help over the 6 months it took to get my loan sorted. You and the team were so professional and helpful through a really stressful time. I will recommend you to everyone I meet. Best of luck to everyone in the future - Thankyou again
We were very impressed with the service, made us feel less stressed about our situation. We felt this is the best organisation we have ever dealt with making us feel at ease through the whole process and would recommend them to everyone.
There is no one else I would approach for loan or mortgage advice. Irene and her team know their stuff. They are efficient, knowledgeable, friendly and overall a pleasure to work with. I always feel put at ease when speaking to Irene. I recommend Irene and her team to anyone I know needing financial advice.
Thank you Irene and staff for your help. In the several times I have used your services I have found you to be professional, informative and very patient. I wouldn't hesitate to recommend your services.
We have worked with Irene previously and she and her team have gone above and beyond again. We highly recommend Mortgage Choice Kings Langley for a smooth Home loan process.
We were a bit hesitant to refinance our home loan, but mortgage choice made it so simple and easy and worry free. Irene is very professional and knowledgeable in this field. We were very pleased to have met her and worked with her. We will recommend mortgage choice to all the people we know, because we know they will be as happy as we were with the decision we made.
As first home buyers with no clue what we were doing, we were absolutely blown away with how helpful and knowledgeable both irene and shubha were. Our loan process had more than a few challenges and setbacks but that did not stop their persistence in helping us achieve our first home loan to start the most exciting thing for a couple. Even with irene being overseas at one stage, that did not stop her from doing everything she possibly could and was always only a phone call away. We highly recommended irene and shubhas services to anyone and we are both very greatful for them being so friendly and helpful through all the stressful weeks. Thank you again ladies, you 100% ticked every box!
Irene and her team are always a pleasure to deal with. I have been using their services for many years and will continue to do so. They are so friendly and easy to deal with and are happy to always answer questions. I would definitely recommend them !!
Irene and her staff make the 'Mortgage Choice' easy. They are quick and professional and get the job done without wasting my time. Throughout the process I was kept well informed and if I had any questions or queries the answers were just a phone call away. I have already recommended Irene and her staff to my friends and family and would not hesitate in recommending her to anyone.
The level of service, attention to problems, and advice is rare in this day and age. It takes us back to another era when such personal service, beyond the immediate requirements was more common. Thank you, Irene Cujko.
Irene, you and your team are fantastic. We loved that Mortgage Choice kept in regular contact and kept us updated. Customer service is A1. We are happy with the product and achieved our desired outcome. All our friends know we used you.
All staff were extremely pleasant, helpful and knowledgeable about their products and roles. I have already recommended friends to your service. You all made the process less stressful. Thank you
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
