Refinancing | Mortgage Broker West Lakes, Seaton & Henley Beach

With your home loan making up such a big part of your monthly finances, it's important to know that it is still the right deal for you. With rates changing so much in the last two years, the most pressing concern is to make sure you're not paying too much in interest. As your Mortgage Broker in West Lakes & Seaton, I can help review and refinance your loan.

What is the refinancing process? 

Refinancing is simply swapping your current loan for a new one, either with a new lender or your existing lender. The refinancing process is pretty similar to the process of getting a home loan, as you will likely still have to provide the same documentation. There are some costs to refinancing like exit and valuation fees, so it's important to speak to me to ensure that refinancing will pay off for you in the long run.

Here's why you should consider refinancing:

• You could secure a lower interest rate.
• You could gain some new features that weren't available before.
• You could restructure your loan or consolidate some debt.
• You could release some equity in your current property to renovate or invest.
• You could renegotiate your fixed rate as it comes to the end of the term.

 

 

Weigh your options with an expert

In this market, there are so many opportunities to save money on your home loan. As a Mortgage Broker with 20 years of finance, I know how to negotiate a better deal from 35+ lenders. Let's get started!

Read more about Elmer

 

 My free home loan review service

As your local Mortgage Choice Broker in West Lakes, I offer a free home loan review, which is the first step to understanding how your home loan stacks up against the competition. Best of all, my refinancing service is free.

• First off, let's review your options! I'll chat with your current lender to see if they will offer a quick discount on your interest rate or even a cashback for you to stay with them. I then look through options from the rest of our 35+ lender panel to review what's on offer and see if another bank has a better deal. 
• I will then help you review your options. You might choose to stick with your current lender (with a discount) or move to a brand-new lender. We will weigh the costs of each option so you can make a confident decision. 
• It's then up to me to make it happen! I'll put together the paperwork required and follow your new loan through to settlement. 

 

Start your home loan journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Your first step on the refinancing journey

Everyone should have equal opportunity to achieve their goals - no matter what they're planning for. As a mobile Mortgage Broker, I can chat by phone or video, or I can meet you in person in West Lakes, Seaton, Henley Beach, Adelaide CBD and right across wider Adelaide. I'm proud to offer my services in both English and Filipino. 

Book a no-obligation chat with me on 0433 910 104 or book an appointment below.

Call: 0433 910 104  Book an appointment