Elly Wordsworth

Investment Loans | Mortgage Broker in Toowong, St Lucia & Graceville

Investing in property can be an exciting way to build wealth, but it’s also a big decision that needs the right strategy and expert guidance. As your local Mortgage Broker in Toowong, I’m here to help you navigate the complexities of investment lending, understand your equity, and make informed decisions to grow your property portfolio.

Local Investment Finance Expert - Elly Wordsworth

After 25 years in finance, including banking and asset management, I'm passionate about helping my clients manage their investments and portfolios in a way that will minimise costs and maximise their return.

Strategic use of equity:

Your home equity can be a powerful tool for funding your next investment. I’ll guide you through the process of understanding and accessing your equity to help fund your property goals. Together, we’ll create a plan that aligns with your financial situation and long-term ambitions, so you can invest well with the end goal in mind.

Thousands of quality options

Whether you’re new to property investment or looking to expand an existing portfolio, finding the right loan is critical. With access to over 35 of Australia’s top banks and lenders, I can identify competitive options that suit your investment strategy, cash flow and future plans.

Clear advice, every time

Investment lending comes with its own set of rules and opportunities. As your local Mortgage Broker and finance expert, I’m here to provide straightforward advice on everything from loan structures and tax benefits to planning for the long term. Whatever your investment goals, I’ll make sure you’re equipped with the information you need to make smart choices.

A broker with 25 years of experience

With a background in asset management and a passion for helping clients build wealth, I’ll help you access the best investment loan options. Together, we’ll unlock the equity in your property and set you up for long-term success in the property market.

Book an appointment with Elly

Choosing your interest rate strategy

When choosing an investment loan, deciding between interest-only (IO) and principal and interest (P&I) repayments is key to your financial strategy. But the right choice depends on your goals and cash flow. As your local Mortgage Broker in Toowong, I’ll help you find a repayment strategy that works best for your property investment journey.

Interest-Only Repayments: IO loans keep initial repayments lower by covering only the interest, freeing up cash flow for other expenses or investments. While the interest is typically tax-deductible, the principal isn’t reduced, meaning you’ll pay more interest over time. This is a popular option for many investors who are planning on capital gains.
Principal and Interest Repayments: P&I loans involve paying down both the principal and interest, which builds equity and reduces interest over time. Although repayments are higher, this option suits those focused on long-term property ownership.

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Let's make it happen

With clear and honest guidance at every step, I’ll work with you to find a loan that fits your life. Let's chat by phone, video or in person at a time that suits you best. I serve clients in Toowong, St Lucia, Graceville and right across Brisbane.