Refinancing your loan | Mortgage Broker Rouse Hill & Castle Hill

Are you coming to the end of a fixed rate term? Or simply looking to make sure your home loan is still competitive? Refinancing could be the answer! As your local Mortgage Broker in Rouse Hill and Castle Hill, I'm passionate about helping homeowners save on their home loan and take years off their loans.

Refinancing is about much more than just a lower interest rate. There are so many reasons to refinancing, and it is an integral part of ensuring your home loan stays healthy. 

Refinancing can help you to:

• Reduce your repayments through a lower interest rate.
• Access better features to help you pay off your loan faster.
• Access equity to spend on other projects: like investment or renovating.
• Switch lenders or loan terms to suit your life and property.
• Negotiate the end of a fixed rate term and ensure you still get favourable terms.
• Keep your bank on it's toes and ensure you are getting a fair deal.

Start with our free review of your Home Loan

The home loan market is more competitive than ever. At Mortgage Choice, we offer a free review of your Home Loan to see if we can find you a better deal. I will search through loans from our panel of 30+ lenders to find a lower interest rate, better features or a cashback deal. It's a great starting point for your refinancing journey.

If I can find a loan that is a better deal - even after exit costs and other refinancing fees - I will manage the every step of the refinancing process on your behalf. You can simply enjoy the peace of mind that comes with knowing you have a more competitive deal.

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Are cashback incentives worth it when you refinance?

A 'cashback' is a payment that is often offered by new lenders to entice you to switch. Cashbacks can range from $2,000 upwards and help offset some of the costs that come with refinancing. Your current lender might even offer you a cashback to stay! 

While cashbacks are pretty enticing, it's not something that should sway your decision to switch. As your local Mortgage Broker in Rouse Hill, I will assist you in weighing your refinancing options carefully, so that we're confident refinancing will leave you better off in the long run.

Contact your local Rouse Hill Mortgage Broker - Edric Yiu

Get in touch with me for expert guidance on refinancing your current loan! I can help you with refinancing any type of loan, including a home loan, business loan or car loan.

Whether you are based in the Hills area of Sydney or other parts of the country, I'm more than happy to be of service to you. I can help via phone, video or in-person at a place that suits you.

Call Edric Yiu in Rouse Hill today on 0431 774 310 or click the button below to request a call back.

Call 0466 181 535  Request a call from Edric