First home buyers | Mortgage Broker Wantirna, Ringwood & Mitcham
Your First Home with Mortgage Choice Wantirna
We know the finance side of things isn't as fun as finding the dream first home, but it is just as important! Our Mortgage Broker Wantirna team specialise in supporting first home buyers with all aspects of their first home finance: from saving the deposit to settlement day - and everything in between.
Making sure you have the right first home loan
- A personalised first home strategy: We love planning, and our first step is to work out the steps to get you into your first home. We'll help you plan your deposit, home loan options and how to make the most of your budget, whether you are planning on buying straight away or in 12 months time.
- A dedicated Mortgage Broker: You will have your own dedicated Mortgage Broker and supporting advisers, who will do the shopping around from 35 leading lenders, manage the loan application and guide you at each step of the first home journey. At all times throughout the journey, we're just a phone call away.
- Your advocate with the banks: Using our Mortgage Broker Wantirna & Ringwood team means that you have an advocate working on your behalf to get the best deal (which can sometimes mean getting a rate lower than the advertised one). We work for you, not the banks.
Get into your first home faster
The most common question we hear from first home buyers is: how much deposit do I need? It's easy to look at the market and get worried that you don't have enough. The good news is, you don't necessarily need a 20% deposit for your first home. There are ways to stretch your deposit and save money. Here are just a few:
- Guarantor Loans: A guarantor loan is when a 'guarantor', usually a parent, will use their own home as an additional security for your home loan. It means you can buy with a smaller deposit. Our Mortgage Broker Wantirna can talk you and your guarantor through the considerations and costs.
- Government schemes: There are plenty of very popular Government incentives available, designed to get first home buyers into a new home faster. They include the First Home Guarantee, First Home Owners Grant, VIC stamp duty discounts and lots more! We'll have a look at your eligibility for each scheme and help you apply.
- Buying with a friend: This is a popular one in the current Melbourne market. There are some schemes available for people buying as a couple - whether it's a partner, sibling or friend.
More about Government incentives
First home advice without the jargon
Supporting first home buyers is something we specialise in at Mortgage Choice Wantirna. We help buyers make a confident decision by mapping out your loan options, interest rates, fees and repayments - without the jargon.
Find out more about our teamWhat our first home clients say
"Working with Dwayne Brittain and the entire team was an exceptional experience. As a first time homebuyer, I had many questions and uncertainties, but they guided me through the process with professional and expertise. Dwayne went above and beyond to find the best mortgage solution for me, and I couldn’t be happier with the outcome. I highly recommend their services. Thank you Dwayne and team." (Carlene, Mitcham)
Our home loan service is free
We're able to offer our home loan service for free, as the lender pays a commission when your loan settles. It gives everyone access to fair, transparent advice about their next loan from an expert team who truly care about getting the best outcome.
Let's take your first step - together
We're here to get you a fair deal on your first loan and guide you through the journey! Visit our office at Suite 3, 333 Wantirna Road in Wantirna or chat with our team by phone or video, no matter where you're located. We service clients in Wantirna, Ringwood, Mitcham, Glen Waverley, Rowville and right across Australia.
Book a no obligation appointment with Mortgage Choice Wantirna on 03 9432 5484 or contact us below.
Call: 03 9432 5484 Email Dwayne Contact Us