It might be time for a check-up

Refinancing is your chance to get your loan working harder for you. With rising interest rates, it’s more important than ever to review your loan at least every 12 months.

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A team that's proactive about your finances

With the market changing so fast, we’re all about helping our clients stay on top of their loans through reviews and refinancing. At Mortgage Choice in Boronia & Ferntree Gully, we’ve seen how much of a difference refinancing can make, whether it’s freeing up cash, locking in a better rate or finding a loan that just fits you better. We’re here to make sure you’re not paying more than you should.

Our free review service includes:

• Market comparisons for your current loan

Our Mortgage Broker Boronia team will compare your current loan against thousands of products from our panel of over 35 lenders, including the big banks and specialist lenders. We take into account your goals, whether it's simply about saving money, accessing equity or consolidating debt, and see what's right for you. It’s about finding a loan that better suits your financial goals, lifestyle and budget.

• Clear, personalised advice for your finances

Refinancing isn't just about a lower interest (though that's a big part of it!). It's also about reviewing your current debts and finances to see if there's any other opportunity to save. We make sure our clients are making the most of every strategy available: from negotiating a lower rate, exploring debt consolidation or locking in great features that leverage your repayments. Every dollar saved is one more you can put towards your family or future.

• An easy way to refinance

Refinancing doesn’t have to be stressful. Our Boronia Mortgage Choice team will handle the entire process, from assessing the costs and benefits to completing the paperwork and liaising with the lender. We’re here to make the switch smooth and hassle-free so you can start enjoying the benefits sooner.

   

 

Make sure your loan is still a good deal

As your Mortgage Broker team in Boronia & Ferntree Gully, our job is to make refinancing straightforward and stress-free, so you can reap the benefits without the hassle. We're passionate about making sure you have the right deal.

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What our refinancing clients say

"Dean was great to work with. He helped me to get a loan for my investment property and he helped me a few years later with getting a better interest rate when my fixed term loan ended."

L Conrad, Ferntree Gully

>> SEE MORE REVIEWS

 

FAQs: Refinancing

• What type of loans can I refinance? Refinancing isn’t just for home loans—you can refinance car loans, personal loans, business loans, and more. We can also explore strategies like consolidating your debts into your home loan to help get everything under control. Our Boronia Mortgage Broker team is here to review your current loans and guide you through your options.

• Will refinancing cost me anything? While our review and refinancing service is free, there are some other costs that can come with refinancing which are charged by the lenders. These include costs like discharge fees, application fees, break costs, valuation fees and more. During our review of your refinancing options, we will take you through any costs that might come with switching and balance them with the savings over time, just to make sure it's going to leave you better off.

Check out our Refinancing Calculator

 

Get us in your corner

Our Mortgage Choice team in Boronia is a family business, which means we're passionate about our clients saving money on their home loan - so they can put it towards their family & household. Give us a call or drop us a message  - we’d love to help you take the next step.