Your dream home, come to life

We’ve helped plenty of clients build their dream homes, and we would love to help you too. Let's bring your dream home to life!

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Construction loans vs regular home loans

Unlike regular home loans, where funds are released in a lump sum, construction loans provide payments in stages, called 'progress payments'. These progress payments are aligned with key milestones in your build and keep your costs manageable during construction, with interest typically charged only on the funds used. It's important to have expert advice, so you can manage your construction loan effectively as the build progresses.

How we can help with your new project

Building a new home or investment property means you need a loan designed to grow with your project. Our Mortgage Broker team in Boronia will find a loan that fits with both your building schedule and your budget. From understanding the unique features of construction loans to managing the lender’s approval process, we’ll handle it all so you can focus on bringing your vision to life.

• More choices, better options

While you’re shopping for tiles for your new home, we'll be busy shopping for a loan that fits your budget and timeline. With access to over 35 lenders - big and small - we’ll find the best options for you, ensuring your loan aligns with your construction needs.

• Guiding you through the finance process

Let our Mortgage Broker team make the finance side of your new build easy: we'll explain each step clearly and ensure everything is on track with both your lender and builder, so you can focus on your new home. Leave all the details and paperwork to us.

• A free service

There's not much in the building process that's free, but our service is! Instead, we're paid by the lender you choose when your home loan settles with them. It's all part of our service, and we love that it gives everyone access to transparent, tailored advice. In some limited circumstances, we may charge a fee, which would be discussed with you before proceeding. 

  

 

Leave us to take care of the finance

You've got enough to think about when planning a new build. Let us simplify the process by finding the right construction loan and guiding you through every stage of the process. 

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What our clients say

"Dean is a true professional. He provided us with outstanding service, clear and smooth communication, a keen eye for detail, a range of great financing options and high responsiveness. Highly recommend!" 

Z Alhaj, Boronia VIC

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What about house & land packages?

House and land packages can be a really easy way to build a new home: quickly and on a set budget. But so many people simply go with the finance available through the builder, which locks them into a loan that is not the best deal and probably not right for them. We're big believers that more loan choices can lead to better outcomes!

If you’re considering a house and land package, our Mortgage Broker Boronia team can help you understand the benefits and navigate the unique loan structures involved. Whether you’re buying a block of land and building later or choosing a pre-packaged deal, we’ll make sure your loan aligns with your plans. Get in touch with us to go through your options.

 

Get us in your corner

Our Mortgage Choice team in Boronia is here to find you a competitive construction loan, so we can bring your dream home to life! Give us a call or drop us a message  - we’d love to help you take the next step.