Mortgage Choice
Dean Phelan

Your local Mortgage Broker & Home Loan Expert in Richmond, Prahran, St Kilda, Malvern and across Melbourne

Everyone deserves a fair go when it comes to their home loan. As your local Mortgage Broker in Richmond and Prahran, I’ll help you compare over 35 lenders to find a competitive loan that works for you - backed by over 20 years of broking experience.
  • Call Us Mortgage Choice Richmond
  • Office - 03 9568 2055
  • Open Hours Mortgage Choice Richmond
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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A fair go on your home loan

There's lots to consider when choosing a home loan, and I'm passionate about helping my clients get a fair go - especially on such a big purchase. As your local Mortgage Broker in Richmond & Prahran, I'll partner with you for your first home, next home or refinance, to make sure we find a competitive option. 

Here's how I can help:

  • I have access to thousands of loans: When it comes to home loans, choice matters. Your everyday bank can only offer their own products, whereas I'm accredited with over 35 lenders. I shop around on your behalf, negotiating directly with the lenders to make sure you get a fair go. 
  • I do all the work for you: No more hours spent on hold with banks! I’ll manage the entire loan process from start to finish - applications, paperwork, follow-ups and everything in between. My goal is to save you time, cut through all the jargon and make sure you get the best possible outcome.

I don't charge to find the right loan

Instead, your chosen lender pays me a commission when your home loan settles. It allows me to provide a valuable service to everyday Australians looking for advice, at no cost. In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding.

Let's get you home

Let's work together to achieve your next property goal! I can chat by phone or video, or even better - meet with you in person in Richmond, Prahran, St Kilda, Malvern and anywhere across Melbourne. 

Call: 03 9568 2055  Get in touch with Dean

"Dean came highly recommended to us, and it was easy to see why. Dean was fabulous. He is very knowledgeable and a great communicator and will go the extra mile." R Marani, Richmond

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The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


We have used Dean for several years now, looking after our Mortgage through a number of refinancings. He's always really diligent, quick to get onto things, and not afraid to go into bat for us when there has been a disagreement or delay at the bank's end We couldn't recommend him more highly and will come back to him next time we need to refinance

Ross
07 March 2025  

Highly recommend
Dean went above an beyond to help me get my first home He was amazing to work with, he is very knowledgeable, he explained everything clearly and was always available when I needed to ask any questions.

Kathy
28 February 2025  

Dean has now helped me out with 3 home loans and has always provided excellent advice and guidance with the process. Unreservedly recommend

Thomas
27 February 2025  

Dean was recommended to me by a couple of friends and he was great - very personable and helpful in getting the mortgage and property I wanted. I would definitely recommend his services.

Sarah
07 January 2025  

Dean was recommended to us by a good friend, we own a small business and were looking at buying a house in a small town in South Australia. Previously we had tried our bank who could not help us despite us having a significant deposit which was quite frustrating. We got to the stage of believing that it was almost near impossible in our position of being self employed to buy a house.
After talking with... read more

Aaron
19 December 2024  

Dean was super helpful. He was responsive and talked through all our mortgage options, answering any questions we had in dealing with the banks for the first time.

Thanks Dean Much appreciated.

Fabian
13 December 2024  

I cannot thank Dean enough for his efforts and assistance through the process transferring a mortgage. Proactive, knowledgeable diligent from start to finish.
I consider myself extremely fortunate to have had Dean's assistance, he made the process from start to finish as simple as possible.
I would absolutely recommend his services.

Chris
28 November 2024  

I have had the luck and pleasure of utilising Dean's services on a number of occasions. I have found him to be professional, knowledgeable and very willing to help as much as he can. Without his help, I simply would not have had the favourable outcomes I've gratefully received.

I highly recommend his services.

Thanks Dean

G
11 November 2024  

My partner and I were looking to buy our first property, and we were recommended to Dean. He was extremely supportive, knowledgeable, and answered all our questions. Thanks to him we secured our first loan, and now living in our first home.

Vivien
29 October 2024  

Dean was fantastic, very polite and welcoming, helpful and prompt with his replies. The process was as smooth as it gets

Cody
03 October 2024  

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Property Ownership

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