Reviews
Average client rating
4.9/5 From 122 Reviews
Highly recommended. Amazing support,very professional, very friendly and made me feel like nothing was ever to difficult.David kept me completely up to date with everything and made me feel very important and looked after the whole way through.I honestly could not be happier with the service provided.
Thankyou so much for everything you did to help me achieve mine and my families dream,it really means a lot to us.
David Baker has been a pleasure to deal with, from our initial consultation where he listened to us go through our requirements to keeping us updated through the application process & staying in touch through the sale.
David Baker did a fantastic job at guiding us through the refinancing process. His fast response time and proactive attitude is highly valued.
David is a legend
David Baker has helped us with a couple of finance solutions now and is always a godsend when it comes to navigating the paperwork and process of dealing with the banks. 110% satisfied with the service. Thanks again.
Smartline thru Dave Baker was able to get us the renovation loan we needed to turn our house into our forever home. Dave took the time to ensure that any information and or delays caused by proposed lender were brought to our attention.
The Adviser made the change process painless and the savings/offer covered the costs of moving the mortgage. Would act sooner next time.
I work at a family owned dealership in South Australia, I was referred to David Baker by multiple staff members. David’s service is known to be one of the best, 90% of our staff would suggest David Baker or nothing and I wasn’t disappointed!
David was fantastic in assisting us secure our loan. When we had to change lender half way through the process he made it simple and straight forward. He was always available and would return emails almost instantly. A pleasure to work with
David was recommended to me via a friend and I could not have been happier with the service & ease with which everything was handled. I am time poor & he made everything fuss free and got the deal I wanted highly recommend.
David Baker excelled and managed to do what others said could not be done. Always available to answer all questions and kept us updated throughout.
Highly recommend, all done in a highly friendly professional manner, could not want for more.
Dave was amazing from start to finish - we are very happy customers...
David has been our advisor for several years now. Cannot fault any of his service. Exceptional service. Makes the whole process very easy and always kept up to date. We have recommended David to others who also have been very satisfied with his service. Thank you. Sonya and Graham
Made everything very easy. Friendly and professional, would definately recommend and have already passed on contact details to others.
Fantastic I would recommend David Baker (Smartline) to anyone ,really really pleased with everything he did for us .Thankyou .
Keep doing what you’re doing David you’re an absolute legend mate love your work and will continue to use you throughout my whole life. I couldn’t trust anyone more with any of my finances you really know what you’re doing and I really appreciate all your efforts that you put into myself and my Referrals
Dave achieved what others had failed to do.
Dave Baker as an asset to Smartline. Excellent communicator, incredibly knowledgeable and super helpful.
David as always went above and beyond, great service and communication.
David always delivers a thorough service, tailored to our needs
David was transparent with the options we had available to us and open to exploring our ever changing ideas! Thanks David, we are very happy home owners!
Dave made it very simple to save us thousands of dollars a year! Very quick, efficient and friendly.
Dave treats you personally, not as just another person on his books. Over the years, he has gone above and beyond to get me the best deal. This latest deal is no exception. Only someone with the connections, the depth of understanding of the industry, and the personal commitment to the customer could have got this one across the line.
Dave is always honest and upfront with you. He doesn't over promise but always over delivers. I often say, everyone thinks their broker is "the best", but most people haven't been in a position that allows them to differentiate and understand what "the best" is. I have worked with a number of brokers over the years over many deals and I confidently recommend David Baker to my friends and family knowing that if he can't help them, then nobody can.
A true professional in every sense.
Dave proactively approached us about a better deal he could offer us after a few years with the lender. He completed the majority of the hard work in finding, applying for and finalising our re-finance. We'll definitely recommend Dave's services and use him again in the future.
Prompt, accurate and clear advise. Very happy!
I have a been a long time user of Smartline, in particular Dave Baker. Dave has helped me out with complex deals on many occasions, deals that other advisors have baulked at. I rely upon the dependable, honest and frank advice that I get from Dave. No deal is too simple or too complex for him.
Everyone says that their mortgage broker is "the best" but that is usually just because they have never used one before and are surprised at what they offer. Having worked with a number of brokers over the years, I cannot recommend Dave Baker highly enough, he truly is "the best" offering well beyond the basic level of service.
And to top it off, he is a great guy too. I always enjoy working with him.
I have a been a long time user of Smartline, in particular Dave Baker. Dave has helped me out with complex deals on many occasions, deals that other advisors have baulked at. I rely upon the dependable, honest and frank advice that I get from Dave. No deal is too simple or too complex for him.
Everyone says that their mortgage broker is "the best" but that is usually just because they have never used one before and are surprised at what they offer. Having worked with a number of brokers over the years, I cannot recommend Dave Baker highly enough, he truly is "the best" offering well beyond the basic level of service.
And to top it off, he is a great guy too. I always enjoy working with him.
David guided us through every step and clear way and was always willing to explain and clarify details for us.
David has been extremely helpful with our refinancing process. I couldn\'t have asked for a better broker and wouldn\'t change a thing!!!
This is the 3rd time David has helped us with refinance and new finance for our portfolio. We have also recommended him to work friends and family. Always 10/10 in service and performance of getting us a great deal.
David Baker was exceptional in sorting out our refinancing which was not your average settlement due to our previous finance arrangement. David and the Smartline Team went above and beyond to ensure that our refinancing was settled, a guarantor loan paid out, funds released for renovations, a caveat removed and actually placing us in a better place financially week to week.
Thank you so much, our renovations are almost complete and we cannot recommend the Smartline service we received to enough people.
Regards, Scott & Kylie Harvey
David was incredible. I\'ve never met another professional who was so friendly, knowledgeable, reachable and willing to help.
He always answered all my queries within a matter of hours if not minutes !!
Whereas other mortgage brokers told me that I should just forget the idea to purchase a display home, David simply said \"let\'s give it a go\".
He delivered and thanks to him,my wife and I are proudly home owners for the first time !
I will be indefinitely grateful to David and would recommend him every time I possibly can !
Adriano Di Giulio
David was extremely helpful and professional, always contactable. Would highly recommend
Great friendly service, always kept me in the loop and had answers to all my questions 10/10
David (again) took all the hassle out of organising everything to do with financing our home.
After providing him with our brief and personal info he ran with it until we had contracts in front of us, after shortlisting the best options for us.
Brilliant service yet again. And would (and have) continue to recommend David and Smartline to anyone I can.
More than happy to be a public case study for you David.
David made a huge effort for me to make this all fall into place, he\'s done a sterling job and is to be commended. I sincerely appreciate all of his help & can\'t recommend him highly enough.
David was fantastic to deal with, he provided all of our options in an easy to understand manner and took his time to make sure that we understood each option. David met with us a number of times and was always ready to take our calls. His personable and professional manner made what was a stressful period a breeze. I would readily recommend David to anyone.
David has helped me 3 times now with my mortgage situations and has been nothing short of amazing.
He made my situations stress free.
I would and have recommended him to anyone that needs a mortgage broker.
great service and smooth completion of the whole process. Stress free.
We have now brokered 3 mortgages through David and each time it has been a pleasure to conduct business with David and Smartline, with hopefully more purchases to follow. David helped us to find the most competitive rate on the market and consolidate our loans in a low fuss and informative manner. Both my wife and I highly recommend Smartline to our friends and family. Our business with David has now crossed interstate boarders and we hope to continue utilise his services.
top job
Always a pleasure to deal with David Baker (over many years now!) - Happy to recommend to friends and will definitely make contact again next time we want to review our mortgage situation - thanks!
David has helped me at various times throughout my turbid property buying career to say the least! He has always pulled through for me and I would say an asset for anyone he works for... just a good guy who hasn't forgotten what the "normal" people are like (even though I'm not normal) Helen as well!
We were do pleased with the whole service David provided, he made the process quick and easy. Thank you!
David helped us immensely. He communicated between real estate agents as well as conveyancer as things became awkward & nothing seemed straight forward. I can't thank Dave enough for his help & professional manner in which he dealt with issues that arose.
We appreciated the continual communication and updates as to the progress of our loan application. Even as repeat clients David always made it clear to us that he was only ever a phone call away.
I was in a difficult situation and had never been in the position to have had to organise mortgage finance on my own before. David made this very easy and stress free for me. I would most definately recommend Smartline to anyone requiring a mortgage broker.
David from Smartline consistently provides excellent service and well-informed advice. He is a genuine person and makes the process as simple as possible. David is highly recommended.
We've been using David's services for over 5 years now and he's always been excellent. Keep up the great work. Cheers
Wayne
I found David to be highly professional and was always striving to meet my financial needs. I would recommend David Baker to my friends.
David has been fantastic to deal with. Always available for questions, understanding my needs and providing advice above and beyond to assure my comfort. It helps that he's a Power supporter too!!!
In the past I have dealt with a few brokers n I have
To say none of them even come close to the service
I received from David,there is only 1 broker for me in the future n that would be David Baker n Smartline Thank you I'm heaps happy with my mortgage
Debbie Passarelli
David Barker was a true help and I believe where others had given up David powered through and truly wanted to see my family get a property to call home, his Genuine interest and smarts regarding all aspects of acquiring a home loan for me is what made it possible. I will be highly recommending him in the future.
Fantastic service as always
David was able to assist us much more than a mortgage broker was required. He assisted us in understanding the maze of building contracts and plans as well as dealing directly with our builders on occasion to expedite quicker movement. He followed up quickly on any aspect or enquiry that we made and kept our spirits up when they flagged. David was our greatest supporter so accolades to his work ethic and personal manner.
Working with David to obtain our homeloan has been an absolute pleasure. This wasn't an easy case to deal with, and due to circumstances beyond our control several years had passed from the time we 1st approached David through to the final settlement. Throughout this entire time David has been patent, understanding and supportive. He has responded quickly and professionally to all of our many queries and questions and kept us updated every step of the way. My wife and I honestly couldn't be happier. We can't think of a single thing that could be improved upon. Rod & Gaelyne Gasson
I can't speak highly enough about David. He helped us get our first home loan and for the last 6 years has stayed in contact, albeit it was just checking in every now and then. He's got a great sense of humor and a fantastic attitude - nothing is too much trouble for him. He's very knowledgeable and has been great in being upfront about things we need to know. Well done to David!
We were reffered to David by a friend - we had specific needs in regards to our lender and David was easily able to accommodate these. We have since refferred David to other people.
WE HAVE USED OTHER LOAN SERVICES IN THE PAST BUT DAVID WAS EXCEPTIONAL IN NOT ONLY THE WAY HE HELPED US WITH OUR LOAN BUT HIS AFTER HOURS SERVICE IN MAKING SURE EVERYTHING ELSE WITH OUR NEW PURCHASE WAS TRAVELLING WELL. IF ANY SMARTTIME EMPLOYEE WOULD LIKE TO HOLIDAY RENT OUR HOME WE WILL OFFER A 10 PERCENT DISCOUNT TO STAFF GO TO COUNTRYGETAWAYS MOONTA BAY S.A. NEW LADSYS AND ASK THEM TO CONTACT ME RE DISCOUNT. THANKS HEEPS FOR YOUR PROFESSIONALISM .
David persisted to ensure that Finance was available to purchase our new home. Even though there were some tricky circumstances the deal went through without a hitch. Thanks David!!
MY PREVIOUS BROKER LEFT ME IN A BIT OF A MESS, WITH THE WRONG TYPE OF LOANS FOR MY INVESTMENT PROPERTIES, DAVID SORTED IT ALL OUT FOR ME AND SAVED ME THOUSANDS.
David keot going for us trying to find us a loan were other brokers gave up. I have alreadyrecommended friend sto him and would do so in the future
Thank you David! You made a stressful time a lot easier for us. Always answered our questions straight away and stuck with us, even when things got a bit hairy! I'll be recommending you to anyone who is looking for a broker, just as you were recommended to us. Thanks again.
Having dealt with david for some years now, he once again proved to be the very best at what he does; as my wife passed away recently the bank decided it would be in THEIR best interest to refinance...I nearly lost the house! he pulled me through it with no problems...as well as being a solid shoulder when times were tough; gold stars are not enough for this guy! by the way i'm 2650 k's from him and we don't have a myers anyway! cheers ...ian
David gave us great advice, listened to us (so important) instilled us with confidence and held our hands through the whole speedy process - and with a great sense of humour to boot. Totally painless process.
The whole process was made simple and pain-free thanks to David. He explained everything in simple terms, was very patient with me forgetting to get paperwork back to him when distracted by other things (i.e. work), and (I beleive) found us a very good rate and new bank. I'd be happy to recomend (and have) David and Smartline to any of my friends and family. - happy to be used as testimonial. TimB
David is very helpful, friendly and us readily contactable. Will reccomend to others.
David Baker is an exceptional adviser. He was recommended to me by my friend as he was satisfied with his services. My friend was indeed right. I have already started recommending David to my friends. I always believe in word of mouth as it is a legitimate experience. You have a great asset in your Smartline team.
There is a great deal of details and fine print involved in buying a home. Having a good broker can really make the whole process smoother and alot less daunting. For me, buying a house without a broker would be like going to court without a lawer. David baker really made us feel alot more assured that we were getting the information we really needed. I would never contemplate getting a loan without contacting David Baker first.
RECOMMEND DAVID TO ALL MY FRIENDS,EXCELLENT SERVICE.
David was extremely helpful during the process of establishing our home loan. We have used David's services for the second time and on both occasions his service has been exemplery. David made himself available to answer all questions and presented several options as we requested. At no time did we feel pressured into making a rash decision and David's work behind the scenes allowed for a stress free process for which we are most thankful. I have no issues with recommending David to family and friends and have passed on his contact details recently. Thanks David!
Our Adviser went out of his way to ensure that we were kept well informed during the application process and took away all the anxiety of applying for a loan at a time when we had a lot on our plate
Great bloke who basically took all the stress out of applying for a loan. Would definitely use again & recommend to anybody looking for a home loan. Thankyou.
Our adviser (David Baker)did a fantastic job helping us find the right loan to suit our needs. We had a few curve balls to throw at him and a bit of a tricky loan for him to sort out. He great job dealing with it, while reaming in contact with us and keeping us in the loop though the whole process. Was a pleasure to to business with.
David went out of his way to find me the best deal and given challenging circumstances regarding valuations which delayed the whole process. He was determined that we would find mortgage that would work for me. Couldn't be more pleased with his service.
This is the third loan I have done with David (the first at Smartline). What continually impresses me with David is his ability to take on a tricky situation and negotiate on my behalf with a bank to make it work. This loan in particular had a huge number of variables that I am certain would have made any other adviser run and hide. With David though, it's like he sees it as a personal challenge. I was in a very tricky financial situation, and frankly, Dave's persistence and ability to get me a fantastic deal has been a significant factor in me recovering from that bad position. Everyone tells you that their mortgage broker is the best. In my experience, this is usually because they have just discovered the benefits brokers have, not because they have made any sort of genuine comparison. I have dealt with other advisors and spoken to a number of friends who have used others, and when I compare all of these experiences, nobody comes close to providing the level of commitment and expertise that Dave does. When I tell people that my guy is the best, this is based on an experience and informed opinion. As long as Dave Baker is at Smartline, you have my business and my assurance that I will recommend you guys to any person I know looking to arrange finance. I cannot speak highly enough of the service Smartline has provided me. Great job!
David provided an amazing service under quite difficult circumstances. It was a pleasure to deal with David and Smartline and would definitely recommend to family and friends.
Dave was great, we were in a hurry, and he made sure he had all the paperwork from our accountant in the required time frame, he made the whole process very stress free.
david was great he did what he said he would do,he always kept us informed and up to date with the progress of our applications.i will recommend david to any of my family and friends.
Dave did great work and had a good working understanding of our needs.
Hi, great service and I'd recommend you guys. However after buying my house I'm not really enjoying living in it that much. The neighbours are exceptionally noisy and last night I was kept up until the wee hours again. They also have a loud dog which wasn't around during the inspections. The real estate agent also didnt answer truthfully about the airconditioner being broken and other details eg. noise and neighbours. Also I feel the building inspection report that I got done by an inspector recommended by my broker was overly optimistic. A lot of this is due to my inexperience but today I'm thinking hmmm how long before I can resell and move somewhere I'd like to live in or should I rent it out. Such concerns are outside Smartline's mission statement however.
We believe that David went over and above what you would expect. He found us a deal then found a bettre deal and did not hesitate to start the process again. His communication was excellent as was his help in any matters that came up that we did not understand. We would recommend Smartline in a heart beat. Thank you David.
you mean DAVID BAKER (aka LORD MORTGAGE BROKER)...5 years and 3 deals later he's the best!We are situated in GLADSTONE ;CENTRAL QLD. and do i tell people about him? you betcha! Smooth sailing all the way.he makes the local brokers look second rate...admittedly ADELAIDE is adifferent world to GLADSTONE (our new block and house..$685k)...love to see SMARTLINE do some business here! the very best to deal with!(and we tried afew!) KINDEST REGARDS...IAN and RENATA WYATT
I found david very honest and easy to deal with and would refer him to all my friends and family he made a stressful time very easy for me Thankyou David
Information provided about the house, sales history, valuation and area was useful.
David gave excellent service.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
