Your Multi Award-Winning team of expert Mortgage Brokers in Arundel

Call: 07 5594 6746

We are award-winning Gold Coast Mortgage Brokers servicing across the Gold Coast, Australia and even helping clients overseas. We can help find you the right deal on your home, vehicle or business loan and more. Let us do the legwork for you.

Book your free no-obligation appointment online today.

Call Us Mortgage Choice Arundel
Office - 07 5594 6746
Fax - 07 5594 6937

Open Hours Mortgage Choice Arundel
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Shop 8, Arundel Plaza, 230 Napper Road ARUNDEL, QLD 4214

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Talk to your Gold Coast mortgage broker team - start your journey today!

Our home loan experts in Arundel, servicing the Southport, Helensvale and all areas across the Gold Coast, offer over 60 years of experience in the finance and specifically home lending industry.

We offer our customers the right solutions for their needs. With our broad experience in home loans, investment loans, refinancing, business loans, car finance and more, we can manage your financial objectives to strike the solutions that are right for you.

Our experienced team of mortgage brokers is ready to work with you - give us a call today. Each member of the Mortgage Choice Gold Coast team is experienced at helping every day Arundel, Southport, Helensvale and all Gold Coast locals with their financial needs.

No two situations are alike - we’ll work with you to plan your future and protect your wealth. We access a wide panel of over 35 lenders to compare hundreds of different home loan options and find the one that’s right for you.

We can meet you at our Arundel office, or across the Gold Coast

We also know that people are busy, so our mortgage brokers will meet you at a time and place that suits you across the Gold Coast, including Arundel, Coomera, Pimpama or Helensvale areas. We want to make your home loan process as easy and stress free as possible. Also, our home loan services come at no cost as the lenders pay us.

We are here to help you find the right home loan option, so get in contact today.

Help from your Gold Coast home finance experts

It is important to know what you are trying to achieve when you apply for your home loan or when you interact with a Gold Coast mortgage broker. This gives your mortgage broker a better idea of how they can help you get to your goals faster.

Our team wants you to be assured that all of your important decisions are well planned out and that you make the right choices for your future.

We’ll help you map out your short-term, mid-term and your long-term goals to develop a plan for your future. We’ll also help you prepare for and anticipate any small or big changes that may occur whether it’s changing jobs or growing your family.

Meet with a mortgage broker in our team between 16 September 2024 and 6 December 2024 and you will automatically go into the draw for a chance to win $30,000. Plus, there are five $5,000 state-based prizes to be won. The winner will be announced on 17 December 2024. See the full details and T&Cs here.

Award-winning team on the Gold Coast

Our team of experienced mortgage brokers are also award-winning, receiving the following accolades to date:

2024, 2023, 2022, 2021, 2020, 2019 - Finalist, Office of the Year - Franchise, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2019 - Winner, Office of the Year - Franchise
Australian Broking Awards

2021, 2020, 2019 - Top 100 Brokers in Australia
Mortgage Professional Australia

2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019 - Winner
High Flyer Award (Top 13 Brokers in Australia)
Mortgage Choice

Services we offer - Gold Coast home loans & more

Home Loans
Refinancing your current loan
First home buyer support
Top up on existing loans
Loans for property investment
Vehicle finance
Equipment finance & leasing
Car buying service
Insurance
Personal Loans

We can help with wide this range of services and more from our office in Arundel Plaza Shopping Centre, Arundel on the Gold Coast. We're the mortgage broker team for Southport, Arundel and Helensvale areas, so talk to us first.

Give us a call today to make sure you’re on track to the right home loan.

Our home loan service accesses a panel of over 35 lenders, and hundreds of products so that we can find the right solution for you.

Contact us today

Call us today on 07 5594 6746 or visit us at Shop 8, Arundel Plaza, 230 Napper Road to arrange a free appointment with no obligations.

Book an appointment online

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Darren was fantastic.
Our situation was complex, but Darrens knowledge and outside of the box thinking made it seem simple.
We were moving from Canberra to Gold Coast also, which added complication, but not a problem with Darren.
Would absolutely recommend.

Simon
21 February 2025

I worked with Jayden on for the purchase of my first home and first mortgage
He was excellent, answering all of my questions at some points even on a daily basis. He was in-depth and explained things in a way I could understand and really helped me feel like I understood the process and was confident in the decisions I made.
At the end of the day I had no issues with communication, delays or even... read more

Joshua
05 February 2025

Darren and the team at Mortgage Choice Arundel always go above and beyond in looking after us, our loans and with the best interest rates possible
We highly recommend them, they are fast, friendly and very efficient, thanks again and kind regards, Karen and Wayne.

Wayne
03 February 2025

Jayden was an absolute pleasure and supportive. Everything was explained clearly and we were kept up to date the entire time . With him and his support we found our dream home. Thank you Jayden and team

Brandi
14 January 2025

Easy communication and very professional

Thiago
03 January 2025

Easy communication and very professional

Thiago
02 January 2025

Jayden and the team was heaps of help.

26 December 2024

Upgraders guide

This guide covers all the important aspects of deciding the next move. It's essential to evaluate all the financial options and costs involved in selling a current home and buying a new one.

Download now

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.