Refinancing your loan | Mortgage Broker Clyde

Refinancing your home loan is an important part of ensuring your home loan is suiting your goals & finances in the long run. It's also a great way to keep your bank on it's toes! As Mortgage Brokers, our job is to ensure that your home loan still fits your life, even as your life changes.

There's a lot of benefits to refinancing your home loan, as long as the benefits outweigh some of the lender costs. As your local Mortgage Broker team in Clyde, we're passionate about ensuring your loan still suits you in the longterm.  

Refinancing allows you to:

• change the terms of your home loan.
• access different loan features.
• consolidate your debt.
• reduce your money repayment.
• access cashback offers.
• access equity to use on other projects.
• keep your bank in it's toes!

Step 1: It starts with a chat about your goals

If you've decided you would like to explore refinancing, the first step is to review your current home loan along with some of the goals you have for the future. For example, if you're thinking of renovating or investing, we could look at using refinancing to access equity in your home. If you have lots of little debts, we could look at using refinancing to consolidate your debt and save you money.

Step 2: Our free Home Loan Health Check

Our next step is to compare your current home loan with thousands of others on the market to see if any other lenders offer a better deal or suit your goals better. We look for lower interest rates, cashback offers and better features. We'll let you know what we come up with and then talk you through any costs associated with switching.

Step 3: We arrange the refinance

If you would like to go ahead with the refinance, our Mortgage Choice team in Clyde will arrange it for you. We organise the discharge from your current lender and the application for your new loan.

Book your own Home Loan Health Check

We're passionate about ensuring your loan still suits you in the long-term. Book your free Home Loan Health Check with our team in-person, over the phone or video chat. 

Contact the Mortgage Choice team in Clyde on 0414 433 753 (Daniel Phillips) or 0434 640 786 (Sara Tavete). You can also request a call back below.

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^{Our team service the areas of Clyde, Clyde North, Cranbourne, Cranbourne North, Hallam, Endeavour Hills, Narre Warren, Beaconsfield, Officer, Pakenham, Koo Wee Rup, Berwick, Hampton Park & surrounds.}