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Dane Heinrich

First Home Loans | Mortgage Broker Sale, Traralgon and across Gippsland

Your first home is the next natural step, but it's also a big financial commitment. As your local Mortgage Broker in Sale & across Gippsland, it's my job to support you through this journey, finding you a competitive first loan and answering any questions you have about your first loan along the way. 

Guiding you on the first loan journey

You probably have a lot of questions about your first home, but without understanding the ins and outs of home loans, these questions can be hard to answer on your own. That's what I'm here for! As your local Mortgage Broker, I'll do the numbers for you, so you know what you need to aim for with your deposit and what the first loan options are. 

Here's how I help first home buyers:

  • I figure out the numbers like your deposit, repayments and fees so you have a clear budget in mind for your first home. As your Mortgage Broker in Sale, I even apply for pre-approval on your behalf so you are confident in your budget and how much you have to spend. 
  • I look at Government incentives for you, so that we can stretch your budget and perhaps get you into your first home a bit faster. If you're buying your first home in a regional area like Gippsland, there's even more available to you on that front. 
  • I do all the research for you which could save you hours of DIY research. I have access to over 35 lenders, including all the big banks and a wide range of specialist lenders, all with a range of competitively priced loan options. 
  • I do all the legwork for you so you can focus on finding a place to call your first home! That includes the application, follow-up and handling any complexities that come sometimes come up with regional lending.

And my home loan service is free

And the best news is, as a Mortgage Broker in Australia, my home loan service is free. That's because the lender you choose pays a commission after your loan settles with them. It means that no matter where you are in your finance journey, you have access to good quality, independent advice.

What my first home clients in Gippsland say:

"Amazing service! We are so grateful for all the help that Dane was able to give us on our first home buying journey. With opposite work schedules, we knew it was going to be tough to meet in the middle to get things done but Dane was so accomodating and made the whole process seamless. Great advice, happy to answer any questions and got us a great deal. Couldn't be happier with the support that Dane offered. Highly recommend." (Deanna, Bairnsdale)

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Saving a deposit for your first home loan

Saving the deposit for your first home can be a tall order. In the past, first home buyers needed a 20% deposit to cover the cost of buying. But that's not the case anymore! You can buy for a lot less, and together with Government schemes and incentives, you could even buy your first home with as little as a 5% deposit.

There are also other possibilities like Guarantor Loans or paying Lenders Mortgage Insurance. Talk to me about your options - I'm here to guide you to your first home goal.

Let's chat about your first step

I want to make buying your first home as easy as possible for you. There's lots to consider, but don't worry, I will be with you every step of the way. 

As a mobile Mortgage Broker in Gippsland, I can chat by video, phone or visit you in person throughout Sale, Maffra, Traralgon, Bairnsdale and beyond - whatever suits you best!

Give me a call today to get started on (03) 5144 3265 or 0438 626 885. 

Call: 0438 626 885  Request a call back


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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