Refinancing your loan | Mortgage Broker Ivanhoe, Thornbury & Northcote
Take control of your home loan
Our Mortgage Choice team in Ivanhoe are passionate about keeping Aussie homeowners in control of their home loan. It's especially important in the midst of rising interest rates! Our team offers a free refinancing and review service to make sure you're home loan is still competitive. It goes back to the core of our business: improving the financial lives of everyday Australians.
What is refinancing?
Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender. It can help you to:
- Take advantage of different features or a lower rate.
- Consolidate your debts - like personal loans or credit card debt - into one low rate loan.
- Have peace of mind that your home loan is the right one for you.
- Unlock equity for investment or renovating your existing property.
How can Mortgage Choice Ivanhoe help?
First step: We talk with you about what you're after and what would benefit you at this point in your home loan. Is it just a lower rate, or are you also looking to consolidate your loan or access equity? Our Mortgage Broker Ivanhoe team will review where you are now and where you would like to be and put together a strategy to get you there.
Second step: Our second step is to see if there is a better deal available to you than the one you have now. Our team in Ivanhoe & Northcote do that by comparing your current loan to thousands of other available loans. We look for a lower interest rate, cashbacks or better features. We may even contact your current lender to see what their best offer is.
Third step: We'll chat you through the pros and cons, along with some of the lender costs that come with refinancing. If you would like to go ahead, our Mortgage Choice team in Ivanhoe will arrange everything on your behalf. If not, you will have peace of mind that your home loan is still right for you.
Updating your loan to suit your life
Our Mortgage Choice Ivanhoe team helps our clients take advantage of the changes in the market, to ensure their home loan continues to be competitive and suit their finances. We do all the negotiation and legwork to get you a better deal.
Find out more about us
Our refinancing clients say this about our service:
"We highly recommend Dan from Mortgage Choice Ivanhoe. We recently refinanced our house and purchased another, and Dan was fantastic from start to finish. Super reliable and took the time to explain our options. He was always available to answer our questions." (Emma, Ivanhoe)
Support for your refinance journey
The first step is to book a no-obligation appointment with our team at Mortgage Choice Ivanhoe. Many of our clients prefer to chat by phone or video, but we're also happy to meet in person anywhere in Ivanhoe, Thornbury, Northcote and right across Melbourne. Or feel free to pop by our office at 11 Bell Street, Ivanhoe VIC 3079 to chat with our team.
Call Mortgage Choice Ivanhoe on 0488 448 355 or fill out a contact form and we'll be in touch!
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
