Mortgage Broker Caringbah South | Caringbah South Home Loans

Start your home loan journey today

Home loans Caringbah South

Quiet, with plenty of green spaces and friendly neighbours, Caringbah South is an excellent place to live if you want to get away from it all. With easy access to waterways and ramps, Caringbah South is a boater’s dream - the perfect way to spend your weekends! You are only minutes away from all the amenities you need, including Caringbah Station, but just far enough to avoid the city hustle and bustle. Community spirit shines through in Caringbah South, and you certainly won’t regret joining the ranks.

In Caringbah South, the median house price for 2022 was $2,180,000, while the median for apartments was $1,500,000. Cody Hallam is ready to help you find your ideal home loan in the Caringbah South area. Just give him a call today to start the process.

Fixed vs variable interest rates

One of the big questions when you are choosing a home loan is whether you should go with a fixed or variable rate. While both types of loans have their advantages and drawbacks, ultimately the decision will depend on your circumstances and preferences. Cody, as your mortgage broker, can help educate you on both loans and support you to make an informed decision that will benefit you in both the short and long term.

Fixed rate home loans

The major benefit of a fixed rate loan is that you can have some certainty about your repayment amount, and can be protected from further rate rises. However, you may end up paying more if rates go down.

Variable rate home loans

While variable rates can mean that you are vulnerable to rate rises, these types of loans are often more flexible and offer more features than their fixed counterparts.

Cody will assess your finances, as well as the broader economic situation, and offer recommendations for you based on his substantial knowledge and training. With Cody, you can trust that you are getting the best deal for your circumstances, no matter the type of loan you choose.