Drop everything.

The RBA has cut the cash rate again.
Find out how much you could save on your home loan.
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Drop everything.
Request a call backGet a quick quote

Get expert home loan advice:

Help me work out my home loan repayments


Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

$
$
Interest Rate
%
$

  • Your monthly repayments

  • Total loan repayments:

  • Total interest charged:

There's a lot to consider when choosing the right loan.

Talk to a broker
The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Why use Mortgage Choice

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Expert brokers you can trust

Mortgage Choice brokers have been helping Australians secure home loans for over 30 years.

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We do the hard work for you

Our brokers follow through the entire process from start to finish with the lender to save you time.

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Let us find you a better deal

Mortgage Choice brokers can help you access market leading rates from over 35 lenders.

Search for a mortgage broker

Looking for a home loan mortgage broker?
Find a local expert in your suburb to help you purchase that dream home now.

Our top 5 lowest interest rates available

Lender
Interest Rate*
Comparison Rate

Lender
Interest Rate*
Comparison Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

What home loan refinance cashback offers are available?

As of 3 March 2025, the following refinance cashback offers are available from our panel of lenders~
Transparent Lenderlogo ANZ 200X200

$2,000 from 26/08/2023

Transparent Lenderlogo ME Bank 200X200

$3,000 from 08/09/2023

Transparent Lenderlogo Pnbank 200X200

$1,500 from 03/04/2024

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Refinancing? Find out how much you could save in 3 minutes

Compare your existing loan against thousands of home loan options and find out how much you could save on your repayments with our refinance calculator. No commitment until you are ready.

Calculate now
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Refinancing Guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.


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Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.


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Property Investor Guide

If you are looking to invest in property or simply exploring the possibilities, this guide will help you navigate the steps involved to kickstart your property investment journey.


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What do our customers think?


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Sarah, Melbourne, VIC
Investor

It's so helpful to have an expert you can call on. I believe my broker’s advice reduced the hassle factor and thousands of dollars when the time came to purchase my investment property. She took away all the worries I had about securing the right loan with the right lender.