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Monthly income
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You may borrow up to
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Your monthly repayments
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Total loan repayments:
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Total interest charged:
There's a lot to consider when choosing the right loan.
Talk to a brokerWhy use Mortgage Choice
Expert brokers you can trust
Mortgage Choice brokers have been helping Australians secure home loans for over 30 years.
We do the hard work for you
Our brokers follow through the entire process from start to finish with the lender to save you time.
Let us find you a better deal
Mortgage Choice brokers can help you access market leading rates from over 35 lenders.
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Find a local expert in your suburb to help you purchase that dream home now.
Our top 5 lowest interest rates available
Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
What home loan refinance cashback offers are available?As of 30 January 2025, the following refinance cashback offers are available from our panel of lenders~
$2,000 from 26/08/2023
$3,000 from 08/09/2023
$1,500 from 03/04/2024
Refinancing? Find out how much you could save in 3 minutes
Compare your existing loan against thousands of home loan options and find out how much you could save on your repayments with our refinance calculator. No commitment until you are ready.
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Refinancing Guide
If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.
Property Ownership
This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.
Property Investor Guide
If you are looking to invest in property or simply exploring the possibilities, this guide will help you navigate the steps involved to kickstart your property investment journey.
What are you waiting for?
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What do our customers think?
It's so helpful to have an expert you can call on. I believe my broker’s advice reduced the hassle factor and thousands of dollars when the time came to purchase my investment property. She took away all the worries I had about securing the right loan with the right lender.
The help our broker provided was amazing. I don’t know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents.
After all these years it feels like my Mortgage Choice broker is partnering with me in my property purchases. He is very on the ball and encouraging, and I’m extremely comfortable working with him. I have no hesitation in recommending Mortgage Choice to anyone.
We needed to upgrade our car, so I got back in touch with our Mortgage Choice broker. She talked us through the various finance options and crunched the numbers to show how using home equity was a more affordable way for us to fund the car rather than using a car loan.
“The entire process was very positive. Our broker and his team were friendly and personable, knowledgeable and efficient. Upon booking their initial appointment"
They did all the legwork for us when the time came to submit our loan, which meant that once we gave him our paperwork we didn’t have to worry about a thing!
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.