How to choose the right investment loan

Australians are big fans of investing in residential property.

Generations have built their wealth on bricks and mortar, secure in the knowledge that residential real estate can deliver regular, tax-friendly rent returns and long term growth in value.

And as your local St Peters, Norwood and Campbelltown area investment loan expert, we can help our clients choose the right investment loan for their individual needs.

Get expert advice on investment loans from your broker

Just as it is important to research the market for the ideal investment property, it makes sense to shop around for a loan that offers competitive rates and fees while still providing the flexibility you need to make the most of your investment.

This is where the expert advice of your local St Peters, Norwood and Campbelltown area Mortgage Choice broker can be extremely valuable. We can compare hundreds of loans from a wide choice of lenders and advise you on the finer details of each option that could save you money in the long term.

Investment mortgages may come with a slightly higher interest rate, although this will depend on the lender, the area in which you buy and the type of property you select. However, broadly speaking, your investment will be similar to a home loan - you will be required to make repayments based on the loan principal, interest rate and term.

Unlocking equity to invest

If you’ve owned your home for a few years, there’s a good chance you’ve built up some reasonable equity, and this can be a valuable resource when it comes to property investment.

We can help you to find out how much equity you have in your home, and how you might be able to use it to own an investment property sooner. Watch this quick video to find out more.

Why use a Mortgage Choice broker?

Wide choice of home loans – get a great deal

Access hundreds of loans from our wide choice of lenders, including the big four banks. We shop around for you and your broker can negotiate a competitive rate.

Our home loan service is no cost to you

We can offer our home loan service at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn't affect the deal you get from the lender.

Expert advice

The banks are competing hard for your business. Let us help you choose the right deal with expert advice at no cost to you.

Convenience

Hectic lifestyles don’t leave time for long daytime meetings at the bank. We offer appointments at the time and place that suits you, including after work.

We do all the legwork

From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.